Relationship/loan officer
AI summary
A microfinance institution seeks a Loan Officer for field-based operations in Lagos, Nigeria. The role involves client acquisition, credit appraisal, loan disbursement, and portfolio monitoring. Candidates need HND/BSc and 0-6 years experience. Salary ranges from ₦150,000 to ₦400,000 monthly with benefits. 10 openings available.
- 10 openings available
- Salary: ₦150,000 – ₦400,000 monthly
- Field-based role in Lagos (Oshodi)
- Entry level, full-time position
- Benefits include pension, 13th month, performance bonus
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Source salary availableThe source lists ₦150,000 – ₦400,000 per Monthly. Confirm the final pay, benefits, contract terms and allowances directly with the employer before accepting an offer.
Can you qualify for this role?
- UnclearRelated work experienceThe text mentions experience, but the exact level should be confirmed at source.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in sales, internship, no_experienceThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in Not specifiedThe vacancy is associated with this location.
- UnclearComfort with the Full time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Relationship/loan officer evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to NaijaJobPortal and the role in Not specified.
- Add concrete examples related to sales, internship, no_experience, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from NaijaJobPortal; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
Source and safety check
- NaijaJobPortal
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Relationship/loan officer role in sales, internship?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Not specified under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research NaijaJobPortal before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Use AI to apply better
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Original source description
Job Overview Experience: Entry Level Job Type Full time Work Mode On site Education: Bachelor Openings 10 positions Category Banking ₦150,000 – ₦400,000 per Monthly Job Description Job Title: Loan Officer Sector/Industry: Financial Services Location: Lagos, Nigeria (Oshodi) Work Structure: Field Based About the Client Our client is a reputable microfinance institution committed to providing accessible financial solutions to individuals, small businesses, and underserved communities. The organization focuses on driving financial inclusion, supporting SMEs, and delivering sustainable credit solutions while maintaining strong risk management and compliance standards............... Requirements: Educational Requirements: Minimum of HND/BSc in any discipline. Experience, Knowledge, Skills, and Abilities (KSA's) Experience: 0–6 years' experience: in microfinance, credit, or sales roles. Experience: in grassroots or SME lending is an added advantage. Knowledge Understanding of microfinance lending principles Knowledge of SME financing and local market dynamics Familiarity with credit risk and loan recovery processes Skills Strong marketing and sales skills Credit analysis and risk assessment Communication and negotiation skills Relationship management and customer engagement Attention to detail and documentation accuracy Responsibilities: Client Acquisition & Loan Booking Identify and onboard eligible clients including traders, SMEs, artisans, and salary earners. Conduct field marketing and prospecting within assigned territories. Achieve assigned loan disbursement and portfolio growth targets. Credit Appraisal & Documentation1` Conduct detailed credit analysis and risk assessment. Verify client information including business operations, residence, and guarantors. Prepare and submit complete loan documentation in line with policy requirements. Ensure strict compliance with KYC and internal credit guidelines. Loan Disbursement Facilitate timely disbursement of approved loans. Ensure all pre-disbursement conditions are met before fund release. Portfolio Monitoring & Recovery Monitor loan repayment performance and portfolio health. Follow up on due and overdue loans proactively. Drive collections and ensure minimal delinquency rates. Support recovery of non-performing loans. Customer Relationship Management Build and maintain strong client relationships. Provide financial advisory and product education: to customers. Ensure high levels of customer satisfaction and retention Benefits: & Perks 150,000 to 400,000 Naira Monthly Gross Salary Pension 13th Month Performance Bonus About Estrada Consulting firm that does recruitment and outsourcing,background checks,HR advisory services.... ... Industry Consulting Company Size 11-50 employees View Company Profile