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Credit Analyst

Charis MFB Limited Lagos, Nigeria Job descriptions & requirements Full Time Posted 2026-08-12
StateLagosCityLagosContractFull TimePosted2026-08-12Close dateNot specifiedExperience2 yearsSourceJobberman NigeriaSalaryNGN 400,000 - 600,000
credit analystmicrofinance bankloan assessmentfinancial analysisrisk assessmentLagosfull timemid levelbankingCBN regulationsfinanceCredit Analysis
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AI summary

Charis MFB Limited is hiring a Credit Analyst in Lagos, Nigeria. The role involves assessing loan applications, evaluating creditworthiness, and supporting quality lending decisions in line with credit policies and CBN regulatory guidelines. The position is full time with a salary range of NGN 400,000 – 600,000.

  • Full-time role in Lagos with salary range NGN 400,000 – 600,000
  • Requires bachelor’s degree in Finance, Accounting, Economics, or related field
  • Needs 2–4 years’ credit analysis or lending experience in a bank or financial institution
  • Strong focus on credit appraisal, financial analysis, and CBN regulatory compliance

AI job guide

Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.

AI salary guide

Source salary available

The source lists NGN 400,000 - 600,000. Confirm the final pay, benefits, contract terms and allowances directly with the employer before accepting an offer.

Can you qualify for this role?

  • Required2+ years of relevant experienceThe job post includes a minimum experience signal.
  • RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
  • PreferredPractical evidence in finance, Credit Analysis, AccountingThe tags and summary point to skills connected with this role.
  • RequiredAvailability to work in LagosThe vacancy is associated with this location.
  • UnclearComfort with the Full Time contract termsConfirm hours, duration, probation and benefits at the original source.

Documents to prepare

  • Likely requiredUpdated CV
  • Role specificCover letter or short employer message
  • OptionalProfessional references
  • Role specificAcademic or professional certificates
  • VerifyID or passport only after verifying the employer

Application tips for this job

  • Place your strongest Credit Analyst evidence in the first half of your CV.
  • In your cover letter or employer message, connect your experience to Charis MFB Limited and the role in Lagos.
  • Add concrete examples related to finance, Credit Analysis, Accounting, ideally with measurable outcomes or clear responsibilities.
  • Follow the instructions from Jobberman Nigeria; avoid sending documents to unofficial contacts or copied links.
  • Confirm the deadline, interview location and employer contact before sharing personal documents.

Source and safety check

  • Jobberman Nigeria
  • Original source link available
  • Application method is clear
  • Deadline not specified
  • No major risk signal was detected in the captured text.

Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.

Interview preparation

  • What experience makes you a strong fit for this Credit Analyst role in finance, Credit Analysis?
  • How have you handled responsibilities similar to those in this job post?
  • Are you available to work in Lagos under the listed contract or schedule?
  • Prepare examples with clear responsibilities, tools used and measurable outcomes.
  • Review the source and research Charis MFB Limited before the interview.

Ask what the first priorities will be in the role and how success will be measured.

Use AI to apply better

After confirming the original source, use Career Assistant to check role fit, tailor your CV and prepare a cover letter or employer message.

Original source description

Credit Analyst Charis MFB Limited Accounting, Auditing & Finance 6 days ago Easy apply New Lagos Full Time Banking, Finance & Insurance NGN 400,000 - 600,000 Share link Share on WhatsApp Share on LinkedIn Share on Facebook Share on Twitter Share via SMS Job summary The Credit Analyst is responsible for assessing loan applications, evaluating customers' creditworthiness, and providing sound recommendations to support quality lending decisions. The role ensures compliance with the Bank's credit policies, regulatory requirements, and risk management standards while maintaining a high-quality loan portfolio. Min Qualification: Degree Experience: Level: Mid level Experience: Length: 4 years Language Requirement: English Working Hours: Full Time - 8 to 5 Applicant Location: Lagos, Nigeria Job descriptions & requirements: Responsibilities: Assessing loan applications Evaluating customers' creditworthiness providing sound recommendations to support quality lending decisions. Requirements: A minimum of bachelor's Degree in Finance, Accounting, Economics, Banking, Business Administration, or a related discipline. A minimum of 2–4 years' relevant experience: in credit analysis or lending within a microfinance bank, commercial bank, or other financial institution. Sound knowledge of credit appraisal, financial analysis, and risk assessment. Good understanding of microfinance banking operations and CBN regulatory guidelines. Ability to interpret financial statements and assess customers' repayment capacity. Proficiency in Microsoft Office Suite, particularly Excel and Word. Strong analytical, numerical, and problem-solving skills. Excellent written and verbal communication skills. High level of integrity, confidentiality, and attention to details. Ability to work under pressure, meet deadlines, and make objective credit decisions. Log In and Apply Important safety tips Do not make any payment without confirming with the Jobberman Customer Support Team. If you think this advert is not genuine, please report it via the Report Job link below. Report Job

Never pay to apply. Always confirm the original source and watch for payment requests, sensitive document requests, or unrealistic promises.