Credit Officer
AI summary
D-light Capital Ltd is hiring a Remote Savings & Credit Officer in Abeokuta, Ogun State, to grow its customer network among petty traders and small business owners. The role involves market storming, savings mobilization, credit assessment, loan recovery, and daily digital reporting. Salary ranges from ₦50,000 to ₦100,000/month based on KPI performance.
- Remote field role based in Abeokuta, Ogun State
- Base salary ₦50,000 plus up to ₦50,000 KPI bonus monthly
- Requires 1+ year experience in microfinance, fintech, or cooperative society
- Must have Android smartphone, camera, and strong internet connection
- Apply by sending CV to support@dlcfinance.com.ng
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Source salary availableThe source lists ₦50,000 - ₦100,000/month. Confirm the final pay, benefits, contract terms and allowances directly with the employer before accepting an offer.
Can you qualify for this role?
- Required1+ years of relevant experienceThe job post includes a minimum experience signal.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in sales, call_center, internshipThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in AbeokutaThe vacancy is associated with this location.
- UnclearComfort with the Full Time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Credit Officer evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to D-light Capital Ltd and the role in Abeokuta.
- Add concrete examples related to sales, call_center, internship, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from MyJobMag Nigeria; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
Source and safety check
- MyJobMag Nigeria
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Credit Officer role in sales, call_center?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Abeokuta under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research D-light Capital Ltd before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Original source description
Dlight Capital Ltd is an organisation that focus mainly empowering the people by providing easy access to business loans, and also encouraging savings. Credit Officer Job Type Full Time , Remote Qualification BA/BSc/HND , NCE , OND Experience: 2 - 5 years Location Ogun City Abeokuta Job Field Customer Care, Success and Service , Sales and Business Development Salary Range ₦50,000 - ₦100,000/month D-light Capital Limited is a fast-growing microfinance institution dedicated to empowering petty traders, small business owners, and entrepreneurs with accessible financial solutions. We operate an innovative financial model that rewards discipline, consistency, and integrity. We are currently recruiting aggressive, self-motivated, and result-oriented Remote Savings & Credit Officers to join our field operations team. Core Job Responsibilities: As a Remote Savings & Credit Officer, you will work directly in the field to grow the company's customer network. Your duties include: Market Storming: Identify and onboard petty traders, artisans, and small business owners within your assigned territory. Savings Mobilization: Educate customers on the benefits: of financial discipline and encourage them to save consistently for a mandatory 3-month period to qualify for business loans. Credit Assessment: Evaluate customers during their 3-month savings lifecycle to verify their business locations and determine creditworthiness for loans ranging from ₦50,000 to ₦1,000,000. Loan Recovery & Collection: Conduct field visits to ensure a 100% timely repayment rate on all active loans within your portfolio. Daily Digital Reporting: Submit daily field updates, including live pictures and GPS-tagged location check-ins from customer shops. Requirements: & Qualifications Education: OND, NCE, HND, or B.Sc. in Banking, Finance, Marketing, Business Administration, or any related discipline. (Smart SSCE holders with proven sales experience: in microfinance will be considered). Experience: Minimum of 1 year of experience: as a Loan Officer, Field Marketer, or Savings Mobilizer in a Microfinance Bank, Fintech, or cooperative society is an added advantage. Tools: Must possess an Android Smartphone with a functional camera and a strong internet connection. Skills: Excellent communication, negotiation, and debt recovery skills. Ability to work independently with zero supervision. Integrity: Highly honest, disciplined, and familiar with the local geography of the assigned area. Compensation & Benefits: Structure We operate a transparent, high-reward, KPI-based payment system that heavily rewards hard work. Lazy staff who expect to sit at home and receive free money need not apply. Fixed Base Salary: ₦50,000 monthly guaranteed (All-inclusive allowance covering your basic remuneration, field transport, data, and call credit). Variable KPI Bonus Pool: Up to ₦50,000 monthly extra based on meeting your monthly targets (Savings mobilized, loan collection rates, and portfolio quality). Total Earning Potential: ₦100,000+ per month for meeting targets, with room for higher commission accelerators for over-performance. Note: Must Be Residing In Abeokuta. Check how your CV aligns with this job Method of Application Interested and qualified candidates should send their updated CV / Resume and a short message explaining why they are the best fit for this role via email to: support@dlcfinance.com.ng Subject Line of Email/Message: Application for Remote Officer – [Your Location] Build your CV for free. Download in different templates.