Credit Officer - South West
AI summary
Lendha is hiring a Credit Officer for its South West operations based in Abeokuta, Ogun State. The role involves debt collection, settlements, customer acquisition, and loan portfolio growth. Candidates need a Bachelor's/HND, NYSC discharge/exclusion, and strong communication and analytical skills.
- Based in Abeokuta, Ogun State
- Full-time role with fieldwork and customer visits
- Includes debt collection and customer acquisition duties
- Requires Bachelor's/HND and NYSC discharge or exclusion letter
- Apply via Lendha's SmartRecruiters portal
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Not enough public dataNot enough public salary data is available for this exact role. Before applying, prepare to ask about gross pay, benefits, contract length, probation period, transport and any allowances.
Can you qualify for this role?
- UnclearRelated work experienceThe text mentions experience, but the exact level should be confirmed at source.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in finance, Credit Officer, Collections OfficerThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in AbeokutaThe vacancy is associated with this location.
- UnclearComfort with the Full Time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Credit Officer - South West evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Lendha and the role in Abeokuta.
- Add concrete examples related to finance, Credit Officer, Collections Officer, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from MyJobMag Nigeria; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
- Prepare a polite question about pay, benefits and contract terms for later interview stages.
Source and safety check
- MyJobMag Nigeria
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Credit Officer - South West role in finance, Credit Officer?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Abeokuta under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Lendha before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Use AI to apply better
After confirming the original source, use Career Assistant to check role fit, tailor your CV and prepare a cover letter or employer message.
Original source description
Get Quick Access To Loans To Pay House Rent, Finance Lifestyle Or Emergency At A Low Rate. Up To N 3,000,000 | No Paper Work Read more about this company Credit Officer - South West Job Type Full Time Qualification BA/BSc/HND Experience: Location Ogun City Abeokuta Job Field Finance / Accounting / Audit Job Description Manage the debt collection processes and work with analysts to develop, recommend, and enact payment plans to eliminate client debt in an agreed timeframe aligned with Lendha’s collections policy. Debt Settlements: Accurately maintain client records and manage all past due accounts and determine the appropriate collection action to be taken for each individual client. Collect delinquent accounts by contacting customers via telephone, email, and visiting the place of business. Compile daily, weekly, and monthly reports on the status of delinquent accounts, collection activity, and accounts receivable status. Report progress of collections to Supervisor, make recommendations for next steps and write-offs. Customer Acquisition: Present, promote and sell Lendha’s products using solid negotiations to existing and prospective clients across relevant sectors, including but not limited to companies in the e-commerce, consumer goods, healthcare, and financial services industries. Loan Portfolio Growth. Support the evaluation of loans given to customers by ensuring that credit appraisals are completed properly and uphold monitoring of accounts to identify outstanding debts. Review terms of contract and service with client and clearly communicate various payment options. Work cooperatively with other departments to best determine how to balance both the customer's and Lendha's needs. Qualifications Bachelor's or Higher National Diploma in any discipline from an accredited polytechnic or University with NYSC discharge certificate or NYSC Exclusion Letter. Good relationship and communication skills with strong team spirit Strong analytical skills Good computer skills Real motivation to work and grow in a performance-based environment Taste for fieldwork ADDITIONAL KNOWLEDGE / SKILLS REQUIRED Practical knowledge of micro / small/medium businesses Knowledge of the microfinance bank sector is an advantage Good writing skills Knowledge of the major local languages MUST LIVE IN ABEOKUTA Good Knowledge of the territory Check how your CV aligns with this job Method of Application Interested and qualified? Go to Lendha on jobs.smartrecruiters.com to apply Build your CV for free. Download in different templates.