Credit Underwriter
AI summary
Credit Underwriter role at Autochek in Lagos. Responsible for implementing underwriting framework, evaluating risk, setting pricing, and managing credit policy. Requires 2+ years experience in lending industry, B.Sc degree, and CIIN membership preferred.
- Implement underwriting framework
- Evaluate risk and set pricing
- Requires 2+ years lending experience
- CIIN membership advantageous
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Not enough public dataNot enough public salary data is available for this exact role. Before applying, prepare to ask about gross pay, benefits, contract length, probation period, transport and any allowances.
Can you qualify for this role?
- Required2+ years of relevant experienceThe job post includes a minimum experience signal.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in sales, retail, underwriterThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in Not specifiedThe vacancy is associated with this location.
- UnclearComfort with the Full Time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Credit Underwriter evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Autochek and the role in Not specified.
- Add concrete examples related to sales, retail, underwriter, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from MyJobMag Nigeria; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
- Prepare a polite question about pay, benefits and contract terms for later interview stages.
Source and safety check
- MyJobMag Nigeria
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Credit Underwriter role in sales, retail?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Not specified under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Autochek before the interview.
Ask what the first priorities will be in the role and how success will be measured.
Similar jobs to consider
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Original source description
Buy brand new cars from major retailers in . We are partnering with major car distributors to bring you great and affordable options especially when it comes to brand new cars. Find out what suits your taste. Read more about this company Credit Underwriter Job Type Full Time Qualification BA/BSc/HND , Professional Certificate Experience: 2 years Location Lagos Job Field Insurance JOB SUMMARY: In this role you would be responsible for building and maintaining relationships with our company's clients or customers. You will act as the primary point of contact between a business and its customers, and are responsible for ensuring customer satisfaction and maximizing sales opportunities. ESSENTIAL JOB FUNCTIONS: Implement Underwriting framework long-term strategic financial objectives Evaluate possibility of losses due to catastrophe or excessive insurance. Review and possibly revamp of the Company’s insurance policies to determine acceptability of risk in accordance with the company’s guidelines and standards. Lead underwriting, structuring, revisions and closing of amendments, upsizes and extensions as needed including annual reviews. Provide sound underwriting philosophies and discipline across all company business lines and demonstrate operational effectiveness in dealing with claims in accordance with company regulations aimed at meeting customer expectations Set appropriate pricing for all key products in all channels and risk classes so as to ensure that Company is meeting its stated strategy of underwriting to achieve profit in all products and across all distribution channels Innovate product developments to meet consumers’ insurance needs with the aim of generating new business for the brand COMPETENCY PROFILE: TECHNICAL REQUIREMENTS: Ability to design and implement credit risk framework High level of integrity and dependability with a strong sense of urgency and results-orientation Ability to decode and implement credit risk framework Ability to generate credit leads from farmed leads Ability to effectively underwrite according to the company's credit policy and risk framework Ability to follow up on disbursed loans and collect repayments with minimal supervision Ability to follow up with overdue and recover with minimal supervision Ability to maintain proper records for the management KNOWLEDGE & SKILLS REQUIRED Solid working knowledge of risk management Commercial focus with demonstrated ability to identify and deliver commercial outcomes Thoughtful and demonstrates good judgment and strong decision-making skills Strong people management skills Results-oriented approach to work; willingness to do whatever it takes to help the team Ability to identify and implement efficiencies and process improvements Strong problem solving and creative skills and ability to exercise sound judgment and make decisions based on accurate and timely analysis EDUCATIONAL REQUIREMENT B.Sc Degree or its equivalent in Business Admin or related field. Membership of CIIN is an added advantage. EXPERIENCE: Minimum of 2 years' experience: with 1 years in a similar or equivalent role in Experience: in lending industry, most especially in lead generation, credit underwriting and collections management Extensive experience: in design of credit policy Experience: working in credit risk management Check how your CV aligns with this job Method of Application Interested and qualified? Go to Autochek on docs.google.com to apply Build your CV for free. Download in different templates.