Experienced Credit Officer
AI summary
Ave Maria Microfinance Bank Limited is hiring an Experienced Credit Officer at its Owode, Oyo Town branch. The role involves credit appraisal, loan documentation, disbursement, monitoring, portfolio management, and recovery. Candidates need at least 2 years of credit/lending experience and an NCE/OND in a relevant field.
- Full-time role at a CBN-licensed microfinance bank in Oyo Town
- Requires minimum 2 years credit/lending experience
- Minimum education: NCE/OND in a relevant discipline
- Competitive salary with performance-based incentives
- Apply by sending CV to recruitment@avemariamfb.com
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Source salary availableThe source lists Competitive salary and performance-based incentives. Confirm the final pay, benefits, contract terms and allowances directly with the employer before accepting an offer.
Can you qualify for this role?
- Required2+ years of relevant experienceThe job post includes a minimum experience signal.
- PreferredPractical evidence in finance, Credit Officer, LendingThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in Not specifiedThe vacancy is associated with this location.
- UnclearComfort with the Full-time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Experienced Credit Officer evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Ave Maria Microfinance Bank Limited and the role in Not specified.
- Add concrete examples related to finance, Credit Officer, Lending, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from Jobzilla Nigeria; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
Source and safety check
- Jobzilla Nigeria
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Experienced Credit Officer role in finance, Credit Officer?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Not specified under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Ave Maria Microfinance Bank Limited before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Original source description
Experienced Credit Officer at Ave Maria Microfinance Bank Limited ⏲ Sep 4, 2026, 4:07 AM ⋕ View all Banking & Financial Services jobs Ave Maria Microfinance Bank of the Catholic Diocese of Oyo is a faith-based Microfinance Bank established by the Catholic Diocese of Oyo to cater for all people, with emphasis on the poor and the vulnerable irrespective of religion, race, age or gender that are financially excluded. The Bank was officially incorporated as a bank by the Corporate Affair Commission on the 10th day of MAY, 2022 with registration number RC 1927811 and was finally licensed by the Central Bank of Nigeria (CBN) on the 27th October 2022. We are recruiting to fill the position below: Job Title: Experienced Credit Officer Location: AMMIL Building, opposite UBA, Owode, Oyo Town, Oyo Employment Type: Full-time Industry: Microfinance Banking Reports To: Head of Credit / Team Lead Summary The Credit Officer will be responsible for the effective management of the Bank's credit activities, including customer acquisition, credit appraisal, loan documentation, disbursement, monitoring, portfolio management, and recovery. The successful candidate must demonstrate strong knowledge of microfinance lending, excellent analytical ability, sound judgment, and the capacity to maintain a healthy loan portfolio while achieving business growth targets. As part of our growth and commitment to maintaining a high-quality loan portfolio, we are seeking a competent, experienced, and result-oriented Credit Officer to join our team. Key Responsibilities: Assess borrowers' character, capacity, capital, collateral, and business conditions. Perform other credit-related duties as assigned by Management. Maintain accurate records of customer interactions, repayments, and outstanding obligations. Maintain strong relationships with customers while ensuring adherence to credit terms. Achieve assigned loan growth, collection, portfolio quality, and recovery targets. Maintain accurate and complete customer and credit documentation. Ensure that all loan applications comply with the Bank's approved credit policies and procedures. Conduct thorough credit appraisal and due diligence on loan applications. Provide periodic reports on loan portfolio performance, delinquency, recoveries, and emerging credit risks. Conduct field visits and verify customers' businesses, residences, guarantors, and other relevant information. Work closely with Operations, Marketing, Risk, Recovery, and Branch Management teams. Ensure strict compliance with the Bank's policies, procedures, and applicable regulatory requirements. Track repayment performance and identify early warning signs of delinquency. Follow up promptly on overdue loans and implement approved recovery strategies. Prepare comprehensive credit appraisal reports and recommendations. Source and develop quality prospective borrowers and business customers. Monitor disbursed loans and ensure effective post-disbursement supervision. Requirements: Candidates should possess: Good understanding of microfinance lending principles and credit risk management. A minimum of 2 years' relevant experience: in credit/lending operations, preferably within a Microfinance Bank, commercial bank, fintech lending institution, or other financial institution. High level of integrity, accountability, and ability to meet set targets. A minimum of NCE / OND in Marketing, Banking & Finance, Economics, Business Administration, or another relevant discipline. Demonstrable experience: in loan appraisal, disbursement, monitoring, and recovery. Strong analytical, communication, marketing, and negotiation skills. What we Offer Competitive salary and performance-based incentives. Opportunity to build a rewarding career in microfinance banking. Professional development and career growth opportunities. Supportive and performance-driven working environment. How to Apply Interested and qualified candidates should send their CV to: recruitment@avemariamfb.com using "Application for Credit Officer" as the subject of the email. Note Join us and be part of a team committed to responsible lending, financial inclusion, and sustainable growth. Ave Maria Microfinance Bank Limited is an equal-opportunity employer. We are committed to recruiting individuals based on competence, integrity, experience, and suitability for the position. Only shortlisted candidates will be contacted. Application Deadline: 15th September, 2026] View all Jobs in Nigeria Oyo State