Senior Credit Evaluation Manager
AI summary
Stanbic IBTC Bank is hiring a Senior Credit Evaluation Manager to lead credit risk portfolio management within a dedicated sector. The role involves conducting detailed credit risk assessments, embedding ESG and climate risk considerations, leading a credit risk team, and delivering high-quality analytical papers to senior management. The position focuses on maintaining data integrity, implementing portfolio metrics, and driving process improvements within the Credit Risk function.
- Senior-level credit risk leadership role within a dedicated sector portfolio
- Responsible for PD, LGD, and EAD assessments to reflect accurate risk positions
- Leads and coaches Credit Risk team members on standards and policies
- Embeds ESG and climate risk considerations into credit decisioning
- Prepresents analytical papers to senior management and committees
- Manages full employee lifecycle including performance, training, and retention
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Not enough public dataNot enough public salary data is available for this exact role. Before applying, prepare to ask about gross pay, benefits, contract length, probation period, transport and any allowances.
Can you qualify for this role?
- UnclearRelated work experienceThe text mentions experience, but the exact level should be confirmed at source.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in finance, Credit Risk, Risk ManagementThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in Not specifiedThe vacancy is associated with this location.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Senior Credit Evaluation Manager evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Stanbic IBTC Bank and the role in Not specified.
- Add concrete examples related to finance, Credit Risk, Risk Management, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from Jobzilla Nigeria; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
- Prepare a polite question about pay, benefits and contract terms for later interview stages.
Source and safety check
- Jobzilla Nigeria
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
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Interview preparation
- What experience makes you a strong fit for this Senior Credit Evaluation Manager role in finance, Credit Risk?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Not specified under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Stanbic IBTC Bank before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Original source description
To provide subject matter expertise for the Credit Risk end-to-end portfolio management processes in line with the Credit Risk Management policies within a specific sector, contributing to the success of the organisation's clients in this industry. Conduct ongoing assessments of client and sector risk to ensure that probability of default (PD), loss given default (LGD) and exposure at default (EAD) remain a fair reflection of the risk position within a dedicated portfolio. Conduct detailed analytical work with a high level of accuracy in order to deliver high-level results to senior management, and contribute to the management and education: of enhanced credit risk approaches. Embed the ongoing understanding of environmental, social, and governance (ESG) factors, with adherence to SBG Environmental and Social Risk policies, procedures, processes and standards in order to drive sustainable value creation for the organisation. Provide leadership, coaching and on-the-job ongoing training to all Credit Risk team members within a dedicated portfolio to ensure adherence to all relevant standards, policies and guidelines applicable to Credit Risk. Lead the Credit Risk team by providing leadership as it relates to climate risk in order to ensure alignment in credit decisioning and risk appetite. Consider climate change implications on the financial position of clients within a dedicated portfolio. Ensure data quality in order to enhance and optimise data integrity and accuracy of Credit Risk team inputs into all processes, systems and decisions. Implement key portfolio metrics, including but not limited to reviews, covenant and information undertaking assessments, ratings, collateral, excesses, LGD analysis and breaches, to ensure alignment to thresholds and risk appetite with a key focus on capital efficiency. To identify opportunities to streamline Credit Risk processes in order to achieve efficiency and effectiveness benefits: within a specific sector. Lead early detection of deterioration in the performance of counterparties. Prepare and review analysis papers and ensure that high-quality analytical papers are written and delivered to appropriate senior management and committees. Present these papers in an effective manner appropriate to the audience. Ensure completion of minutes and close out of action items within the stipulated timeframe. Provide oversight to the Financial Close process of new transactions, ensuring all necessary steps and processes have been dealt. Identify inefficiencies and propose operational process improvements to enable better outcomes for the Credit Risk Function within CIB. Develop, update, and continuously review tools and templates for Credit Risk within CIB in order to simplify processes and extract efficiencies. Ensure overall portfolio management and monitoring within stipulated KPIs. Lead the Credit Risk team within a specific and dedicated sector to include ESG considerations and ensure they are adequately and meaningfully addressed in all credit papers on an ongoing basis. Establish and maintain effective working relationships with business stakeholders and risk managers to ensure credit risk principles are effectively embedded into operational activities. Establish a high-performance culture within the Credit Portfolio Function by managing people throughout the employee lifecycle from recruitment through to exit, performance management, training and development, discipline and grievance management, retention and reward and people administration. Monitor industry/sector trends and developments to determine if any of these negatively affect counterparties we lend to in order to mitigate risks. Lead and drive collaborative relationships with stakeholders across the entire Credit Risk value chain in defence of the current book and to identify new transactions. Analyse and constructively critique output across the wider Banking Credit function for the business impacts (including regulatory and external audit) to ensure committee papers consider portfolio, modelling and data risks, and ultimately propose strategic recommendations that are underpinned by a compelling case. Lead the Credit Risk team within a specific portfolio to continuously monitor and identify distressed clients and sectors under pressure in order to develop mitigating actions to reduce risks. Facilitate Rapid Risk Review assessments and/or Risk note submissions on the portfolio for potential escalation of clients to heightened risk monitoring forums. Lead and drive pre-approved headroom limits for target clients with downward delegation of authority as appropriate, particularly in identified sectors, supported by fit-for-purpose credit papers to enable faster and consistent turnaround times. Exercise Delegated Authority within specified Mandate: DA5/6. Qualifications Type of Qualification: First Degree Field of Study: Business Commerce, Finance and Accounting, Mathematical Sciences, Risk Management, Quantitative Studies Experience: Required: 12-18 years At least 8 years of credit experience. Finance and Accounting, Risk Management and Credit Experience: - The role requires an experienced specialist and subject matter leader with proven capability and experience: in a quantitative risk function. Conceptual understanding of credit policies/principles and how their successful application can lead to market success. Credit Risk – CIB Risk & Corporate Affairs How to Apply Interested and qualified candidates should: Click here to apply online View all Jobs in Nigeria Lagos State and 1 other location Lagos State , Victoria Island