Credit & Receivables Accountant

AI summary

The Credit & Receivables Accountant manages the credit lifecycle including customer assessment, loan booking, collections, and recovery. Requires 4-7 years experience and a BA/BSc/HND. Full-time hybrid role based in Lagos with salary ₦400,000 - ₦500,000/month.

• Hybrid work arrangement
• Salary ₦400,000 - ₦500,000/month
• Deadline: Aug 2, 2026

Description

Credit & Receivables Accountant at Gbovo Finance July, 2026 | MyJobMag Login Signup Employers Nigeria Ghana Kenya Nigeria South Africa UK Jobs Career Advice Post Job Search for Jobs Abia Abuja Adamawa Akwa Ibom Anambra Bauchi Bayelsa Benue Borno Cross River Delta Ebonyi Edo Ekiti Enugu Gombe Imo Jigawa Kaduna Kano Katsina Kebbi Kogi Kwara Lagos Nasarawa Niger Ogun Ondo Osun Other Oyo Plateau Rivers Sokoto Taraba Yobe Zamfara Administration / Facilities Agriculture / Agro-Allied Art / Crafts / Languages Aviation / Aerospace Banking Bursary and Scholarships Caregiver / Nanny / Social Workers Catering / Confectionery Construction and Site Engineering Consultancy Content, Editorial and Journalism Customer Care, Success and Service Data, Business Analysis and AI Driving Education / Teaching / Training Engineering / Technical Environment Health and Safety Finance / Accounting / Audit Food, Beverage and Hospitality General Graduate Jobs Human Resources / HR ICT / Computer Insurance Internships Janitorial Services Legal and Regulatory Logistics Manufacturing Marketing and Communication Media Production and Entertainment Medical / Healthcare NGO/Non-Profit Oil and Gas, Energy and Mining Pharmaceutical Procurement / Store-keeping / Supply Chain Product Management Project and Program Management Real Estate Research and Development RFP / RFQ / EOI Risk Management and Compliance Sales and Business Development Science Security / Intelligence Shipping and Maritime Sports, Fitness and Personal Care Strategic and Top Management Travels and Tours UX, Design and Architecture Volunteer BA/BSc/HND First School Leaving Certificate MBA/MSc/MA NCE OND Others PhD/Fellowship Professional Certificate Secondary School (SSCE) Vocational Close Detailed Search X Send this job to a friend Type the email of your friend Enter your email Type Your Email Message I think you may be interested in this position - Credit & Receivables Accountant at Gbovo Finance. This is the link: https://www.myjobmag.com/job/credit-receivables-accountant-gbovo-finance?utm_source=email_friend. Copy and paste link on browser if link is not working. Check it out! X Did you notice an error or suspect this job is scam? Tell us. Enter your email Type Your Message Credit & Receivables Accountant at Gbovo Finance View Jobs in Banking / Financial Services / View Jobs at Gbovo Finance Posted: Jul 21, 2026 Deadline: Aug 2, 2026 Save Email @gmail.com @yahoo.com @outlook.com With Gbovo, you can get the loan you need, exactly when you need it! Whether youre ready to hit the road in a new vehicle or need to take care of some pressing financial obligations, we offer fast, flexible financing solutions tailored to fit your Read more about this company Credit & Receivables Accountant Job Type Full Time , Hybrid Qualification BA/BSc/HND Experience 4 - 7 years Location Lagos Job Field Finance / Accounting / Audit Salary Range ₦400,000 - ₦500,000/month Role Overview The Credit & Receivables Accountant will be responsible for managing the end-to-end credit lifecycle, from customer assessment and loan booking to collections and recovery. The role requires strong financial judgment, operational discipline and the ability to enforce credit control while supporting business growth. Key Responsibilities Credit & Underwriting Conduct detailed credit assessments on prospective customers Analyse bank statements, cash flows, and financial behaviour Identify risk indicators and make approval or decline recommendations Ensure all credit decisions align with internal policies and risk appetite Receivables & Collections Management Oversee the company’s loan portfolio and receivables Monitor and report on Portfolio at Risk (PAR), defaults, and recovery rates Implement structured follow-up and escalation processes Manage delinquent accounts, including recovery actions and repossession where required Sales Support & Control Partner with the sales team to enable growth while maintaining credit discipline Review and challenge deals that do not meet risk criteria Ensure proper documentation and compliance before disbursement Reconciliation & Reporting Ensure accuracy of loan balances, repayments, and system records Perform periodic reconciliations of receivables and portfolio balances Prepare and present collections and portfolio performance reports to management Process & System Management Utilize loan management systems (e.g., Lendsqr) to track and manage portfolio performance Identify process gaps and implement improvements in credit and collections workflows Requirements Bachelor’s degree in Accounting, Finance, or related field ACA / ACCA (completed or in advanced stage preferred) Minimum of 4–7 years’ experience, with at least 2–3 years in lending, fintech, microfinance, banking or asset finance Strong experience in: Credit assessment and underwriting Receivables and collections management Loan portfolio monitoring Core Competencies Strong analytical and risk assessment skills Solid understanding of: Cash flow analysis Portfolio at Risk (PAR) Default and recovery metrics High attention to detail and accuracy Strong follow-up and enforcement capability Ability to manage multiple accounts and priorities Behavioral Attributes High level of ownership and accountability Firm and assertive, with the ability to make and enforce decisions Proactive and solution-oriented Resilient and comfortable handling difficult customer situations Able to balance growth with risk control Nice to Have Experience in asset-backed lending (e.g., vehicle financing) Familiarity with repossession and recovery processes Experience in a startup or fast-paced environment Basic understanding of legal recovery frameworks Success in This Role Success will be measured by the ability to: Maintain a healthy loan portfolio Improve collection efficiency and recovery rates Enforce strong credit discipline across the business Check how your CV aligns with this job Method of Application Interested and qualified? Go to Gbovo Finance on forms.gle to apply Build your CV for free. Download in different templates. Share Save Email Report Get new Finance / Accounting / Audit jobs like this on Telegram. Subscribe on Telegram Send your application Your Name Your Email Your Phone Number Your Current Location Abia Abuja Adamawa Akwa Ibom Anambra Bauchi Bayelsa Benue Borno Cross River Delta Ebonyi Edo Ekiti Enugu Gombe Imo Jigawa Kaduna Kano Katsina Kebbi Kogi Kwara Lagos Nasarawa Niger Ogun Ondo Osun Other Oyo Plateau Rivers Sokoto Taraba Yobe Zamfara Subject of your Application Your cover letter Attach your CV/Doc View All Vacancies at Gbovo Finance Back To Home Jobs You Might Be Interested in Accountant at TalAxis Consulting Limited Finance Personnel Head of Finance & Investment Internal Auditor at The Label Store Accounts Clerk at Crovation Limited Accountant at Sarabel Logistics and Security Services Limited Accounting Officer at Fisem Integrated Services Accountant at Nicole Sinclair Consulting Senior Finance & Accounts Officer Finance Specialist at New Age Mobile Concepts Limited Auditor I at Nautilus Nigeria Engineering and Construction Limited Finance Officer at Prime Skills Academy (PSA) Accountant - Lagos at Rekopel Resources Ltd Accounts Officer at Dozzy Group External Audit Services for Year - 2026 at Norwegian Church Aid ('NCA') Find Your Dream Job! Signup and complete your profile so we can match you with the right employer @gmail.com @yahoo.com @outlook.com Related Companies Hiring Now Ernst and Young Jobs Superflux International Limited Jobs Norrenberger Financial Group Jobs First Ally Jobs Renmoney Jobs Victory Empowerment Centre Jobs Kuda Bank Jobs Kreditek Stride Limited Jobs Popular Jobs Business Development Officer at Accrete Energy Limited Interior Designer / Architect at the Stellar Workforce Solutions Video Editor / Cinimatographer at a Reputable Company Cashier / Pharmacy Assistant at Destella Pharmacy IT Administrator at a Reputable Company Head of Administration at Olukoni Educational Consultants Finance Officer at Prime Skills Academy (PSA) Job Openings at Deutsche Partners Holdings Latest Jobs at Divine Infinity College Cook at Salve Consulting Limited View Hot Nigerian Jobs Today » Career Advice Top Hiring Mistakes Nigerian Employers Make and How Recruitment Agencies Help In this article, we'll explore the most common hiring mistakes Nigerian employers make and how recruitment agencies solve them. Best Freelance Skills You Need to Earn in USD This article discusses the best freelance skills to learn if you want to earn in USD and shares tips on how you can get your first interantional client. 10 Signs You Need to Hire a Recruitment Agency This article discusses 10 clear signs you need to hire a recruitment agency, how recruitment agencies solve these problems, and when outsourcing recruitment makes the most business sense. Best Online Platforms that Pay Nigerians in USD to Train AI Looking for AI training jobs that pay in USD? Discover the best online platforms where Nigerians can earn dollars by training AI models, writing prompts, evaluating AI responses, annotating data, and more. View All Career Advice Subscribe to Job Alert Join our happy subscribers @gmail.com @yahoo.com @outlook.com Send your application through Gmail Yahoomail