Field Credit Officer
AI summary
Moniepoint Incorporated is hiring a Field Credit Officer in Lagos to onboard and manage businesses accessing credit products. The role involves credit risk assessment, physical business visitations, and growing a healthy loan portfolio. Minimum OND required with 2 years sales experience in credit products.
- 13 openings available across multiple Lagos locations
- Minimum 2 years sales experience in credit products required
- Must be resident in Lagos State with preferred location indicated
- Role involves physical business visitations and credit assessments
- Outsourced employment type reporting to Regional Credit Manager
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Not enough public dataNot enough public salary data is available for this exact role. Before applying, prepare to ask about gross pay, benefits, contract length, probation period, transport and any allowances.
Can you qualify for this role?
- Required2+ years of relevant experienceThe job post includes a minimum experience signal.
- PreferredPractical evidence in sales, restaurante, financeThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in Not specifiedThe vacancy is associated with this location.
- UnclearComfort with the Outsourced contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Field Credit Officer evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Moniepoint Incorporated and the role in Not specified.
- Add concrete examples related to sales, restaurante, finance, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from Jobzilla Nigeria; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
- Prepare a polite question about pay, benefits and contract terms for later interview stages.
Source and safety check
- Jobzilla Nigeria
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Field Credit Officer role in sales, restaurante?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Not specified under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Moniepoint Incorporated before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Original source description
Field Credit Officer (Lagos) at Moniepoint Incorporated - 13 Openings ⏲ Sep 2, 2026, 4:04 AM ⋕ View all Banking & Financial Services jobs Moniepoint Incorporated is a global business payments and banking platform and recently became QED Investors’ first investment in Africa. We are the partner of choice for over 600,000 businesses of all sizes, powering the dreams of SMBs and providing them with equal access to the tools they need to grow and scale. We are recruiting to fill the position below: Job Title: Field Credit Officer Locations: Agege, Alimosho, Amuwo Odofin, Apapa, Badagry, Ikorodu, Ibeju-Lekki, Ikeja, Kosofe, Lagos Island, Surulere, Ojo, and Oshodi - Lagos Employment Type: Outsourced Reports to: Regional Credit Manager About this role As a result, you would play a vital role in the assessment of these businesses during their credit application and leverage innovative tools we have developed to help you monitor their performance during the course of the loan. As a Field Credit Officer, you would be saddled with the duty of onboarding and managing businesses that would access our credit products. Make recommendations to management before, during, and after the disbursement of a loan facility as to the best actions to be taken, considering several economic factors. You would be tasked with growing your loan portfolio while maintaining profitability by ensuring that all loans are repaid as and when due. You would also be responsible for making deductions from several information sources about the 5Cs of credit, with capacity, character, and capital as major priorities. Responsibilities: Identify and onboard viable businesses within your assigned geographical area to open business accounts with Moniepoint Review and approve (or decline) loan requests by thoroughly analyzing all the data available Embark on physical visitation to potential borrowers’ business places for evaluation of business books, taking inventory and turnover into consideration Engage customers to ensure optimal usage of accounts to allow them to qualify for access to credit Meet gross loan portfolio targets and portfolio profit targets by maintaining a healthy number of loan customers while ensuring that all loans in portfolio are performing Perform all other credit-related functions as may be assigned by a supervisor Monitor active loan portfolio to ensure continued use of business account and loan repayment performance What success looks like in this role Successful onboarding and engagement of viable businesses that actively utilize Moniepoint business accounts. Accurate credit risk assessments based on key factors like capacity, character, and capital. Consistent achievement of gross loan portfolio targets and portfolio profit targets. Maintaining a healthy, performing loan portfolio with minimized default rates through rigorous physical visitations and monitoring. Experience: & Background Demonstrable knowledge of credit risk analysis Must be resident in Lagos State – Agege, Alimosho, Amuwo Odofin, Apapa, Badagry, Ikorodu, Ibeju-Lekki, Ikeja, Kosofe, Lagos Island, Surulere, Ojo, Oshodi (Please indicate your preferred location). Minimum of 2 years’ experience: in a sales role for credit products in a financial institution Good knowledge of financial analysis is an added advantage Minimum of an OND in any business-related discipline Skills & Competencies: Excellent communication, presentation and interpersonal skills Proven simple/complex analytical skills Apt attention to details Agility and perseverance. How to Apply Interested and qualified candidates should: Click here to apply online Note : Please indicate your preferred location. View all Jobs in Nigeria Lekki and 11 other locations Lekki , Apapa , Lagos State , Ikeja , Surulere , Agege , Ikorodu , Oshodi , Badagry , Alimosho , Amuwo Odofin , Lagos Island Field Credit Officer job vacancies in Nigeria