Credit Officer
AI summary
Lendha, a fintech company providing credit solutions for SMEs in Africa, is hiring a Credit Officer in Abeokuta, Ogun. The role involves debt collection, customer acquisition, and loan portfolio growth. Full-time position with benefits including HMO and flexible hours.
- Debt collection and customer acquisition responsibilities
- Requires Bachelor's or HND with NYSC discharge/exclusion
- Must live in Abeokuta and have knowledge of local languages
- Benefits: HMO, flexible working hours
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Not enough public dataNot enough public salary data is available for this exact role. Before applying, prepare to ask about gross pay, benefits, contract length, probation period, transport and any allowances.
Can you qualify for this role?
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in finance, Credit Officer, Collections SpecialistThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in AbeokutaThe vacancy is associated with this location.
- UnclearComfort with the Full-time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Credit Officer evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Lendha and the role in Abeokuta.
- Add concrete examples related to finance, Credit Officer, Collections Specialist, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from Jobzilla Nigeria; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
- Prepare a polite question about pay, benefits and contract terms for later interview stages.
Source and safety check
- Jobzilla Nigeria
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Credit Officer role in finance, Credit Officer?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Abeokuta under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Lendha before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Original source description
Credit Officer at Lendha ⏲ Jul 29, 2026, 9:12 AM ⋕ View all Banking & Financial Services jobs Lendha is a financial technology company that is creating a credit-led financial operating system for SMEs in Africa We are recruiting to fill the position below: Job Title: Credit Officer Location: Abeokuta, Ogun Employment Type: Full-time Job Description Debt Settlements: Collect delinquent accounts by contacting customers via telephone, email, and visiting the place of business. Compile daily, weekly, and monthly reports on the status of delinquent accounts, collection activity, and accounts receivable status. Report progress of collections to Supervisor, make recommendations for next steps and write-offs. Accurately maintain client records and manage all past due accounts and determine the appropriate collection action to be taken for each individual client. Manage the debt collection processes and work with analysts to develop, recommend, and enact payment plans to eliminate client debt in an agreed timeframe aligned with Lendha’s collections policy. Customer Acquisition: Present, promote and sell Lendha’s products using solid negotiations to existing and prospective clients across relevant sectors, including but not limited to companies in the e-commerce, consumer goods, healthcare, and financial services industries. Loan Portfolio Growth. Support the evaluation of loans given to customers by ensuring that credit appraisals are completed properly and uphold monitoring of accounts to identify outstanding debts. Review terms of contract and service with client and clearly communicate various payment options. Work cooperatively with other departments to best determine how to balance both the customer's and Lendha's needs. Qualifications Bachelor's or Higher National Diploma in any discipline from an accredited polytechnic or University with NYSC discharge certificate or NYSC Exclusion Letter. Good computer skills. Good relationship and communication skills with strong team spirit. Strong analytical skills. Taste for fieldwork. Real motivation to work and grow in a performance-based environment. Additional Knowledge / Skills Requeired Good Knowledge of the territory. Good writing skills. Practical knowledge of micro / small/medium businesses. Must live in Abeokuta. Knowledge of the microfinance bank sector is an advantage. Knowledge of the major local languages. Benefits: HMO and other statutory benefits. Join a young, passionate, hungry and growing team of entrepreneurs & facilitators Flexible working hours. How to Apply Interested and qualified candidates should: Click here to apply online View all Jobs in Nigeria Ogun State and 1 other location Ogun State , Abeokuta Credit Officer job vacancies in Nigeria