AML Ops Lead - Transaction Monitoring
AI summary
LemFi is hiring an AML Ops Lead to oversee transaction monitoring and financial crime investigations within its Compliance Operations team. The role involves leading a team of AML analysts, managing alert triage, ensuring regulatory compliance across multiple jurisdictions, and driving process improvements. This is a remote position based in Nigeria, ideal for experienced compliance professionals in fintech or remittance sectors.
- Remote role based in Nigeria with global operational scope
- Lead and develop a team of AML analysts in transaction monitoring
- 4-6 years AML or Compliance operations experience required
- Must have experience with OFAC, FCA, and FINTRAC regulations
- Focus on alert triage, investigations, and quality assurance
- Opportunity to drive system and process optimization initiatives
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Not enough public dataNot enough public salary data is available for this exact role. Before applying, prepare to ask about gross pay, benefits, contract length, probation period, transport and any allowances.
Can you qualify for this role?
- Required4+ years of relevant experienceThe job post includes a minimum experience signal.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in internship, finance, ComplianceThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in Not specifiedThe vacancy is associated with this location.
- UnclearComfort with the Full-time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest AML Ops Lead - Transaction Monitoring evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to LemFi (Formerly Lemonade Finance) and the role in Not specified.
- Add concrete examples related to internship, finance, Compliance, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from Jobzilla Nigeria; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
- Prepare a polite question about pay, benefits and contract terms for later interview stages.
Source and safety check
- Jobzilla Nigeria
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this AML Ops Lead - Transaction Monitoring role in internship, finance?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Not specified under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research LemFi (Formerly Lemonade Finance) before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Original source description
As an AML Ops Lead - Transaction Monitoring within the Compliance Operations team, you will play a critical role in protecting LemFi and its customers from financial crime while enabling safe and seamless access to our products. Reporting to the Function Manager/Head, you will operate at the heart of day-to-day compliance decision-making, balancing regulatory compliance frameworks with a seamless user experience: to support sustainable, high-growth fintech scaling. If you have led a financial crime investigations team in a high-volume environment and you want the scope to genuinely change how the team operates, this role is for you. What you'll build and own Alert Triage & Investigations: Oversee the review of systematic alerts triggered by suspicious activity, ensuring every investigation is thorough, well-reasoned, and clearly documented from first review through to closure or escalation. Your team's case narratives should hold up to scrutiny, whether that's an internal audit or a regulator's request. Staying Current: Keep up to date with evolving AML typologies and regulatory expectations (e.g., OFAC, FCA, FINTRAC) relevant to LemFi's markets, and help bring that awareness into the team's day-to-day investigations. System Optimization: Proactively identify issues and inefficiencies in processes and drive solutions through a mix of partnerships, technology, process, and procedure changes, including working closely with compliance and engineering. You're expected to bring data and specific proposals to these conversations, not just flag the problem. Quality Assurance & Performance: Perform independent quality reviews of completed TM investigation decisions before closure or escalation. Track team and individual performance against SLA, quality, and false-positive metrics, and use what you find to guide coaching, not just reporting. Run regular 1:1s with clear, actionable takeaways, and address underperformance early with specific, documented goals. Issue Escalation: Flag control weaknesses, high-risk cases, or tooling/process issues to leadership promptly and clearly, following agreed protocols. The goal is for leadership to hear about problems from you first, not after the fact. Stakeholder Engagement: Partner with compliance on complex or high-risk cases and represent the team's findings clearly when escalating to senior stakeholders. Team Leadership & People Management: Lead, coach, and develop a team of AML analysts by providing regular feedback, tailored coaching, and early performance support. Foster a collaborative culture where knowledge is shared, issues are escalated early, and continuous learning is encouraged. Performance & Metrics: Track and report on key team metrics, including SLA adherence, QA pass rates, and false-positive trends, using these insights to guide coaching and process improvements. Your experience: Strong stakeholder management and communication skills with the ability to engage senior stakeholders confidently, including in difficult conversations 4-6 years of total AML or Compliance operations experience: Hands-on experience: in AML transaction monitoring or financial crime investigations in a remittance, payments or remittance-adjacent environment, with direct exposure to high-volume alert queues. Proven track record leading or supervising a team of analysts, with clear examples of coaching people through performance challenges, not just managing output. Working knowledge of OFAC, FCA and FINTRAC regulations and the ability to make defensible, risk-based decisions under each framework. Adaptability to global operational needs and ability to work in a rapidly changing business and regulatory environment. Strong written communication skills for internal escalations, audit responses and regulatory documentation. Experience: identifying and fixing operational inefficiencies, whether through better workflows, smarter tooling or changed team habits. Nice to have: Familiarity with AI-assisted transaction monitoring tools or case management platforms. A relevant professional qualification such as CAMS, ICA Diploma or equivalent. Experience: across multiple product types (remittance, credit, savings or multi-currency accounts) within the same compliance function. How to Apply Interested and qualified candidates should: Click here to apply online View all Jobs in Nigeria Remote