Product Manager (Offline Lending)
AI summary
Renmoney is hiring a hands-on Product Manager to own its Offline Lending product end-to-end in Lagos, Nigeria. The role covers acquisition, loan origination, repayment, collections, and portfolio performance, targeting strong growth and healthy lending metrics. Candidates need 4–7 years of product management experience in Nigerian lending, especially offline/branch-based models, plus cross-functional collaboration skills.
- Own the full Offline Lending product lifecycle from acquisition to collections
- Requires 4–7 years of product management experience in Nigerian lending
- Focus on offline, branch-led, and field-based lending channels
- Drive portfolio growth while managing PAR, NPL, and default metrics
- Competitive salary, performance bonus, and comprehensive health insurance
- 25+ paid vacation days and personal development plan included
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Source salary availableThe source lists Competitive salary and performance bonus. Confirm the final pay, benefits, contract terms and allowances directly with the employer before accepting an offer.
Can you qualify for this role?
- Required4+ years of relevant experienceThe job post includes a minimum experience signal.
- PreferredPractical evidence in finance, Product Management, Product OwnershipThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in Not specifiedThe vacancy is associated with this location.
- UnclearComfort with the Full Time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Product Manager (Offline Lending) evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Renmoney and the role in Not specified.
- Add concrete examples related to finance, Product Management, Product Ownership, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from JobNetworkNigeria; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
Source and safety check
- JobNetworkNigeria
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Product Manager (Offline Lending) role in finance, Product Management?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Not specified under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Renmoney before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Original source description
Overview Renmoney – We are a passionate team determined to challenge the status quo and make financial inclusion count for the millions of under-banked individuals and small business owners in Nigeria. We provide loans, savings, and fixed deposit solutions to our customers. Our vision is to be the most convenient lending company, delivering outstanding service experiences. Job Position: Product Manager (Offline Lending) Job Location: Lagos Job Summary We are scaling our Offline Lending business in Nigeria and looking for a Product Manager to own the product end-to-end – from acquisition and loan origination to repayment, collections, and portfolio performance. We are looking for a hands-on product leader with strong experience: in the Nigerian lending market, who understands offline / branch / field-based lending and can drive both portfolio growth and sustainable profitability. We expect the first tangible outcomes within 6–8 weeks. Job Responsibilities: Own the Offline Lending product lifecycle end-to-end. Optimize loan products, eligibility, pricing, limits, tenor, and approval processes. Improve customer acquisition through branches, field teams, agents, and other offline channels. Drive portfolio growth while maintaining healthy PAR, NPL, default, and profitability metrics. Work with Risk, Credit, Operations, Collections, Data, Engineering, and Commercial teams. Use data to improve approval rates, turnaround time, repayment, repeat lending, and unit economics. Identify opportunities to scale the lending portfolio across Nigeria. Job Qualifications 4–7 years of Product Management / Product Ownership experience. Strong experience: in lending products in Nigeria. Hands-on experience: with offline / branch-led / field-based lending. Strong understanding of credit assessment, underwriting, loan origination, repayment, and collections. Experience: with portfolio management and lending metrics such as PAR, NPL, default, yield, and loss rates. Experience: in fintech, MFB, banking, consumer finance, or digital lending. Strong commercial and data-driven mindset. Proven ability to work cross-functionally with Risk, Credit, Operations, Collections, Data, and Engineering. Strong stakeholder management and execution skills. Fluent English. Strong plus: experience: with SME, merchant, working capital, or repeat lending products. Job Benefits: Purpose: shape the future of fintech in Nigeria with products that reach millions, backed by a competitive salary and performance bonus Comfort: comprehensive health insurance, 25+ paid vacations and day-offs, personal development plan. Growth: thrive in a fast-paced work environment with flexibility, collaboration, and access to cutting-edge tools. Join a diverse, inclusive team where all voices are valued, and professional growth is a priority. How to Apply Interested and qualified candidates should: Click here to apply online Tagged as: Product Management Apply for job About Renmoney Renmoney - We are a passionate team determined to challenge the status quo and make financial inclusion count for the millions of under-banked individuals and small business owners in Nigeria. We provide loans, savings, and fixed deposit solutions to our customers. Our vision is to be the most convenient lending company, delivering outstanding service experiences.