Credit Risk Officer
AI summary
Nairapoint Finance Limited is hiring a Credit Risk Officer in Ikoyi, Lagos. The role involves monitoring the loan portfolio, analyzing financial statements and credit reports, reviewing loan applications, and recommending approvals or declines based on credit policies. Candidates need a degree in Finance, Accounting, Economics or a related field and 2–4 years of experience in a fintech, microfinance bank or commercial bank.
- Role based in Ikoyi, Lagos
- Focus on loan portfolio monitoring and credit analysis
- Requires 2–4 years of credit risk or credit analyst experience
- Competitive base salary and professional development
- Apply by emailing CV to hr@nairpoint.ng with the job title as subject
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Source salary availableThe source lists Competitive base salary. Confirm the final pay, benefits, contract terms and allowances directly with the employer before accepting an offer.
Can you qualify for this role?
- Required2+ years of relevant experienceThe job post includes a minimum experience signal.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in retail, finance, Credit RiskThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in Not specifiedThe vacancy is associated with this location.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Credit Risk Officer evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Nairapoint Finance Limited and the role in Not specified.
- Add concrete examples related to retail, finance, Credit Risk, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from Jobzilla Nigeria; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
Source and safety check
- Jobzilla Nigeria
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Credit Risk Officer role in retail, finance?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Not specified under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Nairapoint Finance Limited before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Original source description
Credit Risk Officer at Nairapoint Finance Limited ⏲ Aug 20, 2026, 1:06 PM ⋕ View all Banking & Financial Services jobs Nairapoint Finance Limited is a licensed digital financial technology platform in Nigeria focused on ethical lending, investment products, and retail wealth management. Officially launched in December 2025 at the Ikoyi Golf Club, Lagos, the platform was established by Nigerian entrepreneur Mrs. Funke Otti alongside Vice Chairman Dr. Mohammed K. Santuraki to deepen financial inclusion for individuals and micro, small, and medium enterprises (MSMEs). We are recruiting to fill the position below: Job Title: Credit Risk Officer Location : Ikoyi, Lagos Job Summary Nairapoint Finance Limited is looking for a sharp, analytical Credit Risk Officer to join our risk management team in Lagos. In this role, you will be the gatekeeper of our loan portfolio. Key Responsibilities: Prepare weekly and monthly reports tracking loan portfolio performance, collections, and account status. Check financial statements, bank statements, and credit bureau reports to verify borrower information. Monitor our active loan portfolio to spot early warning signs of non-payment or default. Review and analyze loan applications from individuals and businesses to determine risk levels. Give professional recommendations to approve or decline loan requests based on credit policies. Requirements: University degree or HND in Finance, Accounting, Economics, or a related field. 2 to 4 years of experience: as a Credit Analyst or Credit Risk Officer in a fintech, microfinance bank, or commercial bank. Strong skills in financial statement analysis, ratio analysis, and risk assessment. High attention to detail and good decision-making skills. What We Offer Competitive base salary. Continuous professional development in risk management. How to Apply Interested and qualified candidates should send their CV to: hr@nairpoint.ng using the Job Title as the subject of the email. View all Jobs in Nigeria Lagos State Credit Risk Officer job vacancies in Nigeria