Junior Quant / Scorecard Analyst
AI summary
The Concept Group is hiring a Junior Quant / Scorecard Analyst in Yaba, Lagos on a full-time basis. The role supports credit scoring model development, monitoring, and portfolio analytics across retail, SME, MFB, and fintech lending products. Candidates will work on data preparation, scorecard support, model performance tracking, and basic IFRS 9/regulatory tasks.
- Full-time role based in Yaba, Lagos
- Supports credit scoring model development and monitoring
- Involves data preparation, EDA, and basic ML techniques
- Covers portfolio analytics and IFRS 9 support
- Reports to senior modellers and analysts
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Not enough public dataNot enough public salary data is available for this exact role. Before applying, prepare to ask about gross pay, benefits, contract length, probation period, transport and any allowances.
Can you qualify for this role?
- UnclearRelated work experienceThe text mentions experience, but the exact level should be confirmed at source.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in retail, internship, financeThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in YabaThe vacancy is associated with this location.
- UnclearComfort with the Full-time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Junior Quant / Scorecard Analyst evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to The Concept Group and the role in Yaba.
- Add concrete examples related to retail, internship, finance, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from Jobzilla Nigeria; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
- Prepare a polite question about pay, benefits and contract terms for later interview stages.
Source and safety check
- Jobzilla Nigeria
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
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Interview preparation
- What experience makes you a strong fit for this Junior Quant / Scorecard Analyst role in retail, internship?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Yaba under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research The Concept Group before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Original source description
Junior Quant / Scorecard Analyst at the Concept Group ⏲ Aug 6, 2026, 6:08 AM ⋕ View all Banking & Financial Services jobs The Concept Group is a holding company for companies established in 1992. Subsidiaries under the Group include: Rosabon Financial Services - Nigeria’s Leading Financial Intermediary and Equipment Leasing Company, Concept Nova - Bespoke Enterprise IT Solutions Company, Percy Aitkins - Bureau De Change. We are recruiting to fill the position below: Job Title: Junior Quant / Scorecard Analyst Location: Yaba, Lagos Employment Type: Full-time Job Purpose The Junior Quant / Scorecard Analyst supports the development, monitoring, and maintenance of credit scoring models and quantitative risk tools. The role focuses on data preparation, modelling assistance, portfolio analytics, and documentation to enhance credit decision-making and improve portfolio performance across retail, SME, MFB lending, and fintech lending products. Key Responsibilities: Data Preparation & Management: Conduct data quality checks and produce summary statistics. Extract, clean, and organize datasets for credit modelling and analysis. Work with data engineering and MIS teams to ensure data integrity and completeness. Scorecard & Model Development Support: Prepare model datasets, feature engineering, and transformations. Assist seniors in building credit scoring models (application, behavior, collection). Support model development using logistic regression, decision trees, and basic ML techniques. Perform exploratory data analysis (EDA) and variable selection. Model Monitoring & Performance Tracking: Track override patterns, approval rates, and model drift. Monitor model KPIs such as Gini, KS, AUC, PSI, and score distribution. Prepare monthly and quarterly model performance reports. Portfolio Analytics: Provide insights to help refine underwriting policies and risk strategies. Assist with analysis of delinquency trends, roll rates, NPL ratios, and credit losses. Support cohort/vintage analysis for MFB and money lending products. IFRS 9 & Regulatory Support (Basic): Assist with regulatory submissions related to credit scoring or risk models. Maintain compliance with data and modelling standards. Support model documentation and basic calculations for expected credit loss (ECL). Documentation & Reporting: Ensure all development steps follow model governance rules. Prepare model documentation (methodology, testing, assumptions). Draft monitoring reports and dashboards for internal users. Collaboration: Work with underwriters, credit analysts, and product teams to understand business requirements. Provide quantitative insights for new product development and risk appetite changes. Support Senior Modellers and Analysts in project execution. Key Performance Indicators (KPIs) Model Development & Support: Contribution to scorecard development (quality of EDA, feature selection, model testing). Accuracy and timeliness of data preparation for modelling. Reduction in model development timelines. Model Performance Monitoring: Early identification of model drift or performance issues. Accuracy of model KPIs (AUC/Gini/KS/PSI) tracking. Timely submission of monthly/quarterly monitoring reports. Data Quality & Governance: Number of data quality issues detected and resolved. Compliance with data governance and documentation standards. Reduction in errors in modelling datasets. Portfolio Impact: Accuracy of risk segmentation insights. Improvements in approval rate or bad rate linked to scorecard refinements. Effectiveness of analytical support for credit policy changes. Efficiency & Automation: Number of automated scripts/reports developed (e.g., Python, SQL). Improvement in turnaround time for analytical tasks. Reduction in manual reporting effort. Collaboration & Stakeholder Support: Feedback from senior modellers, underwriters, and product teams. Timeliness and quality of ad-hoc analysis delivered. Contribution to cross-functional risk initiatives. Qualifications & Experience: Understanding of credit scoring, logistic regression, and model validation concepts. Knowledge of Python, R, or SAS (basic to intermediate). Bachelor’s Degree in Statistics, Mathematics, Data Science, Computer Science, Economics, Engineering, or similar. Ability to write SQL queries and work with structured datasets. 1–3+ years of experience: in credit analytics, data analysis, quantitative modelling, or related fields. Experience: in banking, microfinance, or digital lending is an advantage. Skills & Competencies: Ability to work with large datasets and identify patterns. Good communication and documentation skills. Proficiency in Python/R and SQL for modelling and analysis. Strong quantitative and analytical skills. Detail-oriented and committed to data accuracy. Willingness to learn advanced modelling and machine learning techniques. Basic knowledge of credit risk metrics and scorecard frameworks. How to Apply Interested and qualified candidates should send their updated CV to: [email protected] using the Job Title as the subject of the email. View all Jobs in Nigeria Aba and 2 other locations Aba , Lagos State , Yaba