Credit Analyst
AI summary
Koins Microfinance Bank Limited is hiring a full-time Credit Analyst based in Victoria Island, Lagos. The role involves analyzing financial statements, assessing creditworthiness of SME and private loan clients, evaluating credit risk, recommending collateral, conducting loan interviews, and reviewing loan portfolio performance. Interested candidates should send their CV to the provided email address.
- Full-time role at a licensed microfinance bank in Victoria Island, Lagos
- Focus on SME and private loan credit analysis and risk assessment
- Requires a Bachelor's degree or HND and at least 2 years of experience
- Apply by sending your CV to the listed email address
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Not enough public dataNot enough public salary data is available for this exact role. Before applying, prepare to ask about gross pay, benefits, contract length, probation period, transport and any allowances.
Can you qualify for this role?
- Required2+ years of relevant experienceThe job post includes a minimum experience signal.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in sales, call_center, internshipThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in Victoria IslandThe vacancy is associated with this location.
- UnclearComfort with the Full-time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Credit Analyst evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Koins Microfinance Bank Limited and the role in Victoria Island.
- Add concrete examples related to sales, call_center, internship, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from Jobgurus Nigeria; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
- Prepare a polite question about pay, benefits and contract terms for later interview stages.
Source and safety check
- Jobgurus Nigeria
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Credit Analyst role in sales, call_center?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Victoria Island under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Koins Microfinance Bank Limited before the interview.
Ask what the first priorities will be in the role and how success will be measured.
Similar jobs to consider
Use AI to apply better
After confirming the original source, use Career Assistant to check role fit, tailor your CV and prepare a cover letter or employer message.
Original source description
Credit Analyst Job at Koins Microfinance Bank Limited | Jobgurus Toggle navigation Jobs Job Seekers Aptitude Test Scholarships Register Sign in Employer? Post a Job CLICK HERE TO JOIN OUR WHATSAPP CHANNEL Credit Analyst Job at Koins Microfinance Bank Limited Koins Microfinance Bank Limited is a fully licensed technology and impact-driven microfinance bank that focuses on driving financial inclusion. Loans / Savings/ Investments. We are recruiting to fill the position below: Job Position: Credit Analyst Job Location: Victoria Island, Lagos Employment Type: Full-time Job Description / Responsibilities: Financial Statement Analysis: Analyze financial statements, credit reports and other relevant data to assess the creditworthiness of SME and privatel loan clients. Ascertain the Profitability, Liquidity, and Leverage ratio of the business to determine repayment capacity. Recommend eligible loan amounts for approval Credit Risk assessment Evaluate credit risk associated withloan request and provide recommendations on credit limits, terms and condition. Evaluate economic, socio political and regulatory factors that may affect the continuity or operations of the loan client. Collateral Recommendation: Recommend appropriate collateral mix acceptable by the bank to act as a buffer in the event of loan default Ensure assets to be pledged as collateral are adequately valued by the Bank’s accredited valuers. Ensure the value of the asset to be pledged as collateral meets the Bank’s stipulated collateral coverage. Loan Interview: Communicate with clients to gather financial information, clarify credit report discrepancies and provide credit decisions. Visit the client’s business premises for advanced due diligence depending on the loan amount or threshold set by the bank. Loan performance Review and Reporting: Review the performance of loan portfolio on a monthly basis Generate a report to Management showing the collection efficiency rate of SME and private loans processed monthly. Requirements: / Qualifications Bachelor's degree/HND preferably in Banking and Finance, Accounting, Business Administration, Economics. (other disciplines can be considered) Minimum of 2 years of experience: as a creditanalyst. Method of Application Interested and qualified candidates should send their CV to: [email protected] using the Job Position as the subject of the email. Click here to Apply Similar Jobs Job Openings at Marsand Bespoke Joinery Front Desk Officer Job Openings at Mondelez International Job Openings at LAADS HR Consulting Job Openings at Weatherford CURRICULUM DEVELOPER / INSTRUCTIONAL DESIGNER (EDTECH PRODUCT) Nationwide Sales & Business Development Openings Job Vacancies at Cassys Signature Limited Vocational Training Services Officer Job at IDMANN Institute Job Vacancies at Jotani Living Hottest Jobs Job Openings at Coronation Merchant Bank Customer Service Executive Job at Recruitment Nigeria (NG) Limited Job Openings at Microsoft Corporation Job Openings at Smollan Customer Service Representative (CSR) Job at Remote HR Management Service Customer Service Representative Job at Nikemfol Quality Assurance Engineer Job at Optisoft Technology Company Limited Administrative Assistant Job at Nikemfol Front Desk Officer Job at Jobvet Services Lagos Fashion Week Recruitment for Intern (Backstage) Job Seekers Search for Jobs Featured Jobs Jobs by Specialization Jobs by Industry Jobs by Location Companies Currently Hiring Upload CV Free Aptitude Test Practice Scholarships and Financial Aid Testimonies Employers Post A Job Search Resumes/Profiles Create Employer Account Advertise Pricing Tools & Resources Contact us Our Blog Job XML/RSS Feeds Free Aptitude Test Practice Bank Details FAQ & Support Connect with us Customer Care 09134259221 (9am - 5pm) weekdays info [at] jobgurus.com.ng Privacy Policy Terms & Conditions Sitemap About us Copyright © 2026 Jobgurus.com.ng - Latest Jobs in Nigeria 2026. All right reserved.