Senior Credit Risk Analyst
AI summary
Kaplo Africa is hiring a Senior Credit Risk Analyst in Abuja to lead credit assessments, portfolio monitoring, and risk policy development across lending and financial services. The role offers a competitive salary of N800,000–N1,000,000 monthly and strong career growth within a growing financial services organisation.
- Senior credit risk role based in Abuja with broad lending and portfolio exposure.
- Competitive salary of N800,000–N1,000,000 monthly depending on experience.
- Requires 5–8 years’ credit risk/analysis experience in regulated financial institutions.
- CFA, ACCA, ICAN, CIBN, FRM or equivalent is an added advantage.
- Apply by sending your CV to kaploafrica@gmail.com with the specified subject line.
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Source salary availableThe source lists N800,000 – N1,000,000 monthly. Confirm the final pay, benefits, contract terms and allowances directly with the employer before accepting an offer.
Can you qualify for this role?
- Required5+ years of relevant experienceThe job post includes a minimum experience signal.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in internship, finance, Credit Risk AnalystThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in AbujaThe vacancy is associated with this location.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Senior Credit Risk Analyst evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Kaplo Africa and the role in Abuja.
- Add concrete examples related to internship, finance, Credit Risk Analyst, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from MyJobMag Nigeria; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
Source and safety check
- MyJobMag Nigeria
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Senior Credit Risk Analyst role in internship, finance?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Abuja under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Kaplo Africa before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Original source description
We are looking for a highly analytical and commercially minded Senior Credit Risk Analyst to join our team in Abuja. Key Responsibilities: Conduct comprehensive credit assessments for individuals, SMEs and/or corporate customers. Review loan applications, financial statements, bank statements, cash flows, management accounts and other relevant credit information. Analyse borrowers' financial capacity, repayment ability, leverage, liquidity, profitability and cash-flow position. Prepare detailed credit appraisal reports and make clear recommendations for approval, restructuring, reduction or decline. Identify key credit risks and recommend appropriate mitigants, conditions precedent and monitoring requirements. Conduct industry, business and borrower risk assessments to support informed credit decisions. Monitor existing loan portfolios and identify early warning signals of potential deterioration. Review customer repayment behaviour, exposure levels, collateral positions and covenant compliance. Support the development and implementation of credit risk policies, procedures and underwriting standards. Analyse portfolio performance and provide insights on delinquency, default, concentration and credit-quality trends. Work closely with Credit, Risk, Collections, Finance, Business Development and Operations teams. Participate in the review and improvement of credit scoring models, risk-rating methodologies and credit decision frameworks. Ensure compliance with internal credit policies, regulatory requirements: and approved risk appetite. Prepare periodic credit risk reports for senior management and relevant committees. Conduct post-disbursement reviews and recommend appropriate risk-control actions. Support stress testing, scenario analysis and portfolio risk assessments where required. Keep abreast of developments in the Nigerian financial services and lending environment that may affect credit risk. Requirements: Bachelor's degree in Accounting, Finance, Economics, Statistics, Mathematics, Business Administration or a related discipline. Professional qualification such as CFA, ACCA, ICAN, CIBN, FRM or equivalent will be an advantage. Minimum of 5–8 years' relevant experience: in Credit Risk/Credit Analysis, preferably within: Commercial Banks Merchant Banks Finance Houses Microfinance Banks Lending Companies Fintech/Lending Fintechs Asset/Investment Management Other regulated financial institutions Strong experience: in credit appraisal, financial analysis, underwriting and portfolio risk management. Excellent understanding of financial statements and ability to interpret financial performance and cash-flow trends. Strong knowledge of credit risk principles, lending practices and risk mitigation techniques. Experience: analysing both SME and corporate credit will be an advantage. Strong proficiency in Microsoft Excel and financial modelling. Excellent analytical, numerical and problem-solving skills. Strong report-writing and presentation skills. Ability to challenge assumptions and make objective, evidence-based credit recommendations. High attention to detail, integrity and sound professional judgement. Why Join Us Competitive salary of N800,000 – N1,000,000 monthly, depending on experience: and capability. Opportunity to play a strategic role in credit and risk decision-making. Exposure to diverse lending and financial services transactions. Opportunity to work closely with senior management. Strong career growth potential within a growing financial services organisation. Check how your CV aligns with this job Method of Application Interested and qualified candidates should send their CVs to: kaploafrica@gmail.com using “Senior Credit Risk Analyst – Abuja” as the subject of the mail. Note : Only shortlisted candidates will be contacted. Build your CV for free. Download in different templates.