Credit & Risk Officer
AI summary
We are seeking a diligent Credit & Risk Officer to join our Abuja team. The role involves credit risk analysis, loan recovery, and portfolio management. Requires Bachelor's degree and 3-4 years experience in financial services. Offers competitive salary and growth opportunities.
- Competitive salary and performance-based incentives
- Opportunity to grow within the financial services industry
- Training and development opportunities
- On-site work mode in Abuja
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Source salary availableThe source lists ₦150,000 – ₦180,000 per Monthly. Confirm the final pay, benefits, contract terms and allowances directly with the employer before accepting an offer.
Can you qualify for this role?
- Required3+ years of relevant experienceThe job post includes a minimum experience signal.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in sales, internship, financeThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in AbujaThe vacancy is associated with this location.
- UnclearComfort with the Full time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Credit & Risk Officer evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to NaijaJobPortal and the role in Abuja.
- Add concrete examples related to sales, internship, finance, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from NaijaJobPortal; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
Source and safety check
- NaijaJobPortal
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Credit & Risk Officer role in sales, internship?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Abuja under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research NaijaJobPortal before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Use AI to apply better
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Original source description
Job Overview Experience: Intermediate Level Job Type Full time Work Mode On site Education: Bachelor Category Financial Analysis ₦150,000 – ₦180,000 per Monthly Job Description We are seeking a diligent and results-driven Credit & Risk Officer to join our Abuja team. The ideal candidate is a professional, passionate about credit risk analysis and skilled in loan recovery strategies. What We Offer Competitive salary and performance-based incentives Supportive and professional work environment Opportunity to grow within the financial services industry Training and development opportunities Key Responsibilities: Assess and analyze creditworthiness of clients and partners Monitor and manage loan portfolios to reduce default risk Develop and implement effective loan recovery strategies Follow up with delinquent clients to ensure timely repayments Evaluate and improve internal risk control policies and processes Identify, analyze, and mitigate credit risks Maintain accurate credit records and prepare regular reports Collaborate with other departments to ensure credit quality and business growth Requirements: Requirements: Minimum of a Bachelor’s degree in Finance, Accounting, Business Administration, Economics, or related field Minimum 3-4 years of experience: in credit risk, loan recovery, or financial services Demonstrated experience: in loan recovery and debt resolution Strong analytical and decision-making skills Excellent communication and interpersonal skills Proficiency in Microsoft Office Suite; familiarity with loan management systems is an added advantage Responsibilities: Key Responsibilities: Assess and analyze creditworthiness of clients and partners Monitor and manage loan portfolios to reduce default risk Develop and implement effective loan recovery strategies Follow up with delinquent clients to ensure timely repayments Evaluate and improve internal risk control policies and processes Identify, analyze, and mitigate credit risks Maintain accurate credit records and prepare regular reports Collaborate with other departments to ensure credit quality and business growth Benefits: & Perks What We Offer Competitive salary and performance-based incentives Supportive and professional work environment Opportunity to grow within the financial services industry Training and development opportunities About Kreditek stride limited Kreditek Stride Limited is a fintech company that bridges the financial gap by providing credible loans and investments to our clients. Industry Finance Company Size 11-50 employees Website https://kreditek.ng/ View Company Profile More from Kreditek stride limited Business Development Manager Abuja Full Time B2B Sales