Credit Risk Analyst
AI summary
Moniepoint Incorporated is hiring an analytical and execution-driven Credit Risk Analyst to serve as the embedded risk owner within a consumer lending product squad. The role involves designing and monitoring credit policies, managing portfolio performance, ensuring compliance with CBN/MFB and KYC/AML standards, and partnering with product, engineering, and operations teams to build risk-by-design products. Candidates need at least 3 years of consumer credit portfolio management experience and strong knowledge of Nigerian regulatory requirements.
- Embedded risk owner role within a consumer lending product squad
- Requires minimum 3 years experience in consumer credit portfolio management
- Strong knowledge of CBN guidelines, AML/CFT, and Data Protection required
- SQL essential; Python (NumPy, Pandas) desirable
- Involves credit scoring model development and portfolio analytics
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Not enough public dataNot enough public salary data is available for this exact role. Before applying, prepare to ask about gross pay, benefits, contract length, probation period, transport and any allowances.
Can you qualify for this role?
- Required3+ years of relevant experienceThe job post includes a minimum experience signal.
- PreferredPractical evidence in analyst, risk, creditThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in Not specifiedThe vacancy is associated with this location.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Credit Risk Analyst evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Moniepoint Incorporated and the role in Not specified.
- Add concrete examples related to analyst, risk, credit, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from Jobzilla Nigeria; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
- Prepare a polite question about pay, benefits and contract terms for later interview stages.
Source and safety check
- Jobzilla Nigeria
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Credit Risk Analyst role in analyst, risk?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Not specified under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Moniepoint Incorporated before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Original source description
We are seeking an analytical and execution-driven Credit Risk Analyst to serve as the embedded risk owner within one of Moniepoint’s consumer lending product squads. In this role you will bring together credit policy and portfolio management analytics to ensure every product and feature balances rapid growth with robust credit risk controls. This role requires a rare mix of analytical depth, regulatory understanding, and product instinct - you will be at the centre of how Moniepoint manages risk at scale within your squad. You will design, monitor, and refine credit policies and decision rules for your squad; oversee portfolio performance and compliance with CBN/MFB and KYC/AML standards; and partner with product, engineering, and operations to build “risk-by-design” products from day one. Key Responsibilities: Lead end-to-end risk assessment design for new products and features within your squad Monitor portfolio quality and produce portfolio performance reports Provide risk-based input on pricing, limits, and product design Maintain dashboards and analytics for repayment behaviour, cohort trends, and other risk KPIs Partner with Decision Science to develop credit scoring models and monitor their effectiveness Champion a “risk by design” culture by educating squad members on best practices Collaborate with the Decision Science team to develop credit scorecards Act as the squad’s liaison to central Compliance/Legal and escalate issues promptly Develop and maintain credit policies and decision rules aligned with company risk appetite Identify and mitigate operational, fraud, and process risks in collaboration with wider teams Requirements: SQL Essential, Python (NumPy, Pandas etc.) desirable A minimum of 3 years experience: in consumer credit portfolio management Strong knowledge of regulatory requirements: (CBN guidelines, AML/CFT, Data Protection, etc.) Demonstrable experience: in Credit Risk management (acquisition optimisation, portfolio management etc.) A good knowledge of financial analysis is an added advantage Excellent communicator - can translate risk concepts for product/engineering An empathetic, inclusive and curious attitude. Ability to balance commercial goals with risk appetite How to Apply Interested and qualified candidates should: Click here to apply online View all Jobs in Nigeria Lagos State Credit Risk Analyst job vacancies in Nigeria