Credit Recovery Officer
AI summary
Generation Capital Limited is hiring an experienced Credit Recovery Officer in Port Harcourt, Rivers State, Nigeria. The role involves managing delinquent loan accounts, negotiating repayments, conducting field recovery activities, and collaborating with credit, legal, and finance teams to minimize credit losses. The position offers a monthly salary of NGN 180,000–250,000 plus transport and airtime allowances.
- Full-time role based in Port Harcourt, Rivers State, Nigeria
- Monthly salary of NGN 180,000–250,000, slightly negotiable
- Requires 2–5 years of credit recovery or debt collection experience
- Bachelor's degree in Finance, Accounting, Business Administration, Economics, or related field
- NYSC completion is mandatory
- Transport and airtime allowances included
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Source salary availableThe source lists NGN 180,000 – 250,000 monthly. Confirm the final pay, benefits, contract terms and allowances directly with the employer before accepting an offer.
Can you qualify for this role?
- Required2+ years of relevant experienceThe job post includes a minimum experience signal.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in sales, finance, Credit RecoveryThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in Port HarcourtThe vacancy is associated with this location.
- UnclearComfort with the Full Time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Credit Recovery Officer evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Generation Capital Limited and the role in Port Harcourt.
- Add concrete examples related to sales, finance, Credit Recovery, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from Jobberman Nigeria; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
Source and safety check
- Jobberman Nigeria
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Credit Recovery Officer role in sales, finance?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Port Harcourt under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Generation Capital Limited before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Original source description
Credit Recovery Officer Generation Capital Limited Accounting, Auditing & Finance Today Easy apply New Port Harcourt & Rivers State Full Time Banking, Finance & Insurance NGN 150,000 - 250,000 Share link Share on WhatsApp Share on LinkedIn Share on Facebook Share on Twitter Share via SMS Job summary We are seeking an experienced Credit Recovery Officer to manage and recover delinquent loan accounts, minimize credit losses, and improve portfolio quality. The successful candidate will be responsible for monitoring overdue accounts, communicating with delinquent customers, negotiating repayment arrangements, conducting field recovery activities. Min Qualification: Degree Experience: Level: Mid level Experience: Length: 3 years Language Requirement: English Working Hours: Full Time - 8 to 5 Applicant Location: Port Harcourt & Rivers State, Nigeria Job descriptions & requirements: Responsibilities: Monitor and manage overdue and delinquent loan accounts across assigned customer portfolios. Contact customers by phone, email, and physical visits to follow up on outstanding loan repayments. Negotiate repayment plans, settlements, and restructuring arrangements with delinquent customers. Conduct field visits and other recovery activities as required. Track customer commitments and ensure agreed repayment plans are followed. Identify high-risk and difficult accounts and escalate them appropriately. Maintain accurate and up-to-date records of recovery activities, customer commitments, and payments. Prepare regular recovery reports and provide updates on portfolio performance. Work closely with the Credit, Sales, Finance, and Legal teams to resolve delinquent accounts. Collaborate with the Legal team on escalated recovery actions, including litigation and repossession where necessary. Provide recommendations on effective recovery strategies for difficult accounts. Ensure all recovery activities comply with company policies, regulatory requirements, and ethical collection practices. Identify trends in loan defaults and recommend strategies to improve recovery rates and reduce future delinquencies. Requirements: Bachelor's degree in Finance, Accounting, Business Administration, Economics, or a related field. Must have completed NYSC. Minimum of 2–5 years of relevant experience: in credit recovery, debt collection, credit control, or loan recovery within the financial services sector is mandatory. Proven experience: managing delinquent loan accounts and developing effective repayment plans. Experience: in field collections and customer negotiations is an advantage. Strong negotiation, communication, and interpersonal skills. Strong analytical and problem-solving abilities. Good knowledge of credit, loan management, and debt recovery processes. Ability to analyze customer repayment patterns and develop data-driven recovery strategies. Strong documentation and record-keeping skills. Proficiency in Microsoft Word, Excel, and PowerPoint. Ability to work independently, meet recovery targets, and manage multiple accounts effectively. Knowledge of applicable debt recovery regulations and compliance requirements. High level of integrity, professionalism, persistence, and attention to detail. What We Offer: Remuneration: NGN 180,000 – 250,000 monthly, slightly negotiable based on experience. Transport allowance. Airtime allowance. Other benefits: as determined by management. Log In and Apply Important safety tips Do not make any payment without confirming with the Jobberman Customer Support Team. If you think this advert is not genuine, please report it via the Report Job link below. Report Job