Data Analyst - Credit (Hybrid)
AI summary
Kuda Bank is hiring a Data Analyst - Credit to join its Decision Science team in Lagos, Nigeria on a full-time hybrid basis. The role supports credit product analytics across the lifecycle, including portfolio management, credit policy refinement, A/B testing, and collections optimization. Candidates need strong SQL skills, a quantitative academic background, and at least three years of experience in financial services or fintech analytics.
- Full-time hybrid role based in Lagos, Nigeria
- Reports to the Credit Risk Analytics Lead within the Decision Science team
- Requires strong SQL skills and proficiency in Python or R
- Minimum 3 years' experience in financial services, fintech, or e-commerce analytics
- Offers medical insurance, pension, paid time off, and career development benefits
AI job guide
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AI salary guide
Not enough public dataNot enough public salary data is available for this exact role. Before applying, prepare to ask about gross pay, benefits, contract length, probation period, transport and any allowances.
Can you qualify for this role?
- Required3+ years of relevant experienceThe job post includes a minimum experience signal.
- PreferredPractical evidence in technology, finance, data analystThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in Not specifiedThe vacancy is associated with this location.
- UnclearComfort with the Full time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Data Analyst - Credit (Hybrid) evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Kuda Bank and the role in Not specified.
- Add concrete examples related to technology, finance, data analyst, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from Jobzilla Nigeria; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
- Prepare a polite question about pay, benefits and contract terms for later interview stages.
Source and safety check
- Jobzilla Nigeria
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Data Analyst - Credit (Hybrid) role in technology, finance?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Not specified under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Kuda Bank before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Original source description
Data Analyst - Credit (Hybrid) at Kuda Bank ⏲ Jul 31, 2026, 8:08 AM ⋕ View all Banking & Financial Services jobs Kuda is a full service, app-based digital bank. Our mission is to be the go-to bank not just for those living on the African continent, but also for the African diaspora wherever they might live, anywhere in the world. Kuda is free of ridiculous banking charges and great at helping customers budget, spend smartly and save more. We raised the largest seed round ever seen in Africa, and completed a Series A funding round in February 2021, led by some of the world's smartest venture capital investors. With offices in London (our HQ), Lagos and Cape Town, and further offices opening across Africa during 2021, Kuda is fast becoming recognised as the leading 'Neobank' for Africans. To help us grow into the company that can bring meaningful change to the way people across Africa get access to great financial products and services in order to take control of their personal finances, we are actively looking for bright, talented, driven people who are excited by our mission. If this sounds like a great way to spend your valuable time, then please get in touch with us. We are recruiting to fill the position below: Job Title: Data Analyst - Credit Location: Lagos, Nigeria Job Schedule: Full time (Hybrid) Role Overview You will work within the Decision Science team, reporting to the Credit Risk Analytics Lead. As a Data Analyst - Credit, you are supporting the analytics throughout the credit product life cycle, from product design, to credit acquisition, portfolio management, collection and profit & loss. Key Responsibilities: Build and maintain profit and loss forecasts to guide strategic decisions Communicate actionable insights and recommendations to senior stakeholders Analyze portfolio performance metrics to identify trends, risks, and opportunities Review and refine credit policies, including rule-based decision engines Design and run A/B tests to assess and optimize lending and collections performance Conduct credit limit assignment and affordability assessments Perform score cut-off analysis to improve approval and risk strategies Monitor and enhance collection strategies based on customer segmentation and outcomes Requirements: Strong proficiency in SQL for data extraction and manipulation Solid understanding of statistical tests commonly used in A/B testing Academic background in a mathematical discipline (e.g. Mathematics, Statistics, Physics, or related field) Hands-on experience: with open-source statistical programming languages such as Python or R Minimum of 3 years' experience: as a Quantitative Analyst or Data Analyst in a financial services, fintech or e-commerce environment Ability to interpret and present insights from reports in a business context, including stakeholder engagement and recommendation Proven experience: developing and maintaining analytical reports or dashboards from end-to-end Experience: using statistical software packages (open-source preferred) Bonus Points: Annualised loss Roll rates Exposure at Default (EAD) Strong understanding of credit risk and portfolio performance metrics, including: Loss Given Default (LGD) Vintage curves What We Offer Competitive paid time off (Parental, Moving day, Birthday, Study leave etc) Medical insurance Well-fare package (Wedding, Compassionate and etc) Pension Goalr - employee wellness app We are advocates of work-life balance, working in a hybrid in office schedule. Competitive annual leave plus bank holidays Award winning L&D training Career development & growth Group life insurance A great and upbeat work environment populated by a multinational team Perkbox How to Apply Interested and qualified candidates should: Click here to apply online View all Jobs in Nigeria Lagos State