Credit Analyst
AI summary
A customer-focused financial institution in Lagos is hiring a full-time Credit Analyst to assess loan applications, evaluate borrowers' creditworthiness, and prepare credit appraisal reports. The role supports responsible lending decisions through financial analysis, risk identification, and compliance with credit policies. Interested candidates should send their CV to the provided email with the job title as the subject.
- Full-time role based in Lagos, Nigeria
- Reports to Head of Credit / Credit Manager
- Requires Bachelor's degree in Finance, Accounting, Economics, or related field
- Experience in microfinance, commercial banking, fintech, or financial services preferred
- Strong financial statement analysis and credit risk assessment skills required
- Apply by sending CV to the listed email with job title as subject
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Not enough public dataNot enough public salary data is available for this exact role. Before applying, prepare to ask about gross pay, benefits, contract length, probation period, transport and any allowances.
Can you qualify for this role?
- UnclearRelated work experienceThe text mentions experience, but the exact level should be confirmed at source.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in internship, finance, Credit AnalystThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in Not specifiedThe vacancy is associated with this location.
- UnclearComfort with the Full-time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Credit Analyst evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Estrada International Staffing Solution and the role in Not specified.
- Add concrete examples related to internship, finance, Credit Analyst, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from Jobzilla Nigeria; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
- Prepare a polite question about pay, benefits and contract terms for later interview stages.
Source and safety check
- Jobzilla Nigeria
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Credit Analyst role in internship, finance?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Not specified under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Estrada International Staffing Solution before the interview.
Ask what the first priorities will be in the role and how success will be measured.
Similar jobs to consider
Use AI to apply better
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Original source description
Credit Analyst in a Customer-focused Financial Institution - Estrada International Staffing Solution ⏲ Aug 17, 2026, 8:09 AM ⋕ View all Banking & Financial Services jobs Estrada International Staffing Solution - Our client is a customer-focused financial institution providing tailored banking solutions designed to meet the personal and business needs of individuals and organizations. The institution is committed to delivering accessible, reliable, and technology-enabled financial services while maintaining sound credit, risk, and operational standards. They are recruiting to fill the position below: Job Title: Credit Analyst Location: Lagos Employment Type: Full-time Reports To:Head of Credit / Credit Manager Role Summary Our client is seeking a detail-oriented Credit Analyst to assess loan applications, evaluate borrowers' creditworthiness, analyze financial and supporting information, and provide sound credit recommendations. The role will support responsible lending decisions by identifying potential risks and ensuring compliance with established credit policies and procedures. Key Responsibilities: Credit Assessment & Analysis: Identify potential credit risks, inconsistencies, and warning indicators during the assessment process. Evaluate the creditworthiness of individuals, businesses, and prospective borrowers. Analyze applicants' income, financial position, cash flows, repayment capacity, and credit history. Review and assess loan applications, supporting documents, and borrower information. Credit Recommendation: Prepare clear and well-supported credit appraisal reports and recommendations. Recommend loan approvals, modifications, or declines based on established lending criteria. Ensure credit recommendations are supported by appropriate financial and risk analysis. Escalate complex or high-risk applications to the appropriate approval authority. Portfolio & Credit Monitoring: Review borrower performance and repayment patterns. Support the identification and management of delinquent or potentially problematic accounts. Monitor existing loan accounts to identify early signs of repayment or credit deterioration. Provide relevant credit information to support portfolio quality monitoring. Documentation & Compliance: Verify compliance with internal credit policies, lending limits, and approval procedures. Ensure credit files contain complete and accurate documentation before approval and disbursement. Maintain accurate records of credit assessments and recommendations. Support internal and regulatory reviews by providing required credit documentation and information. Requirements: Education: Bachelor's Degree in: Finance, Accounting, Economics, Banking and Finance, Business Administration, a related discipline Relevant professional qualifications or certifications in credit, banking, risk management, or financial analysis will be an added advantage. Experience: Experience: within microfinance banking, commercial banking, fintech, or other financial services environments is preferred. Good understanding of lending policies, credit risk principles, and loan documentation. Ability to analyze financial statements and other financial information. Practical understanding of credit appraisal and borrower assessment processes. Experience: in credit analysis, loan assessment, lending, or financial risk assessment. Technical Competencies: Regulatory & Policy Compliance. Financial Statement Analysis Cash Flow Analysis Credit Analysis Loan Appraisal Loan Portfolio Monitoring Credit Documentation Credit Reporting Microsoft Excel Credit Risk Assessment Core Competency: Credit Risk & Financial Analysis — ability to evaluate borrower financial information, assess repayment capacity, identify credit risks, and provide accurate, commercially sound lending recommendations. How to Apply Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the email. Application Deadline: 14th September, 2026. View all Jobs in Nigeria Lagos State Credit Analyst job vacancies in Nigeria