Recovery Officer
AI summary
Trinity Financials is hiring a Recovery Officer in Victoria Island, Lagos, to manage overdue loan recoveries and minimize credit losses. The role involves contacting borrowers, negotiating repayment plans, and coordinating with legal officers on difficult cases. Candidates should have 3-6 years of experience in loan recovery or credit risk management and a bachelor's degree in finance or accounting.
- Full-time position in Victoria Island, Lagos
- Requires 3-6 years of loan recovery or credit risk experience
- Bachelor's degree in finance, accounting, or related field required
- CIBN certification is an added advantage
- Benefits include health insurance, pension, and training
- Application deadline is 21st September, 2026
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Not enough public dataNot enough public salary data is available for this exact role. Before applying, prepare to ask about gross pay, benefits, contract length, probation period, transport and any allowances.
Can you qualify for this role?
- Required3+ years of relevant experienceThe job post includes a minimum experience signal.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in internship, finance, Credit ManagementThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in Not specifiedThe vacancy is associated with this location.
- UnclearComfort with the Full-time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Recovery Officer evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Trinity Financials and the role in Not specified.
- Add concrete examples related to internship, finance, Credit Management, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from Jobzilla Nigeria; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
- Prepare a polite question about pay, benefits and contract terms for later interview stages.
Source and safety check
- Jobzilla Nigeria
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Recovery Officer role in internship, finance?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Not specified under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Trinity Financials before the interview.
Ask what the first priorities will be in the role and how success will be measured.
Similar jobs to consider
Use AI to apply better
After confirming the original source, use Career Assistant to check role fit, tailor your CV and prepare a cover letter or employer message.
Original source description
Recovery Officer at Trinity Financials ⏲ Sep 10, 2026, 11:10 AM ⋕ View all Banking & Financial Services jobs Trinity Financial Services Limited is a financial advisory and wealth management company, licensed and supervised by the Central Bank of Nigeria (CBN) to provide custom-made financial services to both corporate and individual customers. We are recruiting to fill the position below: Job Title: Recovery Officer Location: Victoria Island, Lagos Employment Type: Full-time Reports To: Head of Credit/Risk Management Job Purpose To ensure timely recovery of overdue loans and minimize the organization’s credit losses by implementing effective debt recovery strategies, maintaining positive customer relationships, and ensuring compliance with company policies and regulatory requirements. We are in need of an experiencedrecovery officer within the financial services and banking sector to join our team. Key Responsibilities: Contact borrowers through phone calls, emails, letters, and physical visits to recover outstanding debts. Investigate reasons for loan defaults and recommend appropriate recovery actions. Track and report recovery performance, arrears status, and collection trends. Negotiate repayment plans and restructuring arrangements with defaulting customers where necessary. Maintain accurate records of all recovery activities and customer interactions. Coordinate with legal officers and external recovery agents on difficult recovery cases. Maintain confidentiality of customer information and company records. Prepare and issue demand notices and recovery letters to delinquent borrowers. Ensure compliance with internal credit policies, regulatory guidelines, and ethical collection practices. Monitor loan repayment schedules and identify delinquent accounts. Recommend write-offs, repossession, or legal action where recovery prospects are limited to management. Conduct field visits for verification and recovery of overdue loans. Educational background & skills Ability to handle difficult customers professionally. Strong negotiation and persuasion skills Bachelor’s degree in finance, accounting, or any other related profession. 3-6years of experience: in loan recovery, credit risk, and management Proficiency in Microsoft Office applications and loan management systems. Ability to work under pressure and meet recovery targets. Excellent communication and interpersonal abilities. A certification in CIBN is an added advantage High level of integrity and confidentiality. 2:1 from a recognized university Good report writing and documentation skills. Knowledge of credit management and recovery procedures. Analytical and problem-solving skills. Working Conditions: Combination of office-based and field recovery activities. May require travel for customer visits and recovery assignments. Frequent interaction with customers. Benefits: Pension Plan Training & Development. Health Insurance Leave Allowance How to Apply Interested and qualified candidates should forward their CV to: mary.uchechi@trinityfinancialng.com using the Job Title as the subject of the email. Application Deadline: 21st September, 2026. View all Jobs in Nigeria Lagos State and 1 other location Lagos State , Victoria Island Recovery Officer job vacancies in Nigeria