Credit Risk Officer

AI summary

Transkredit Finance Company is hiring a full-time Credit Risk Officer based in Abuja (FCT). The role focuses on enterprise risk management, including operational risk analysis, risk policy development, portfolio risk oversight, and supporting the Board and executive management in risk governance across the organization.

• Full-time role based in Abuja (FCT)
• Focus on enterprise and operational risk management
• Involves risk policy, framework and SLA development
• Supports Board, MD and risk committees
• Requires monitoring of key risk indicators and loss data

Original source description

Credit Risk Officer at Transkredit Finance Company ⏲ Aug 20, 2026, 6:03 AM ⋕ View all Banking & Financial Services jobs Transkredit was birthed to address a gap in financial inclusion, in line with the Maya Declaration; a global initiative for responsible and sustainable financial inclusion that aims to reduce poverty and ensure financial stability for the benefit of all. We are recruiting to fill the position below: Job Title: Credit Risk Officer Location: Abuja (FCT) Employment Type: Full-time Job Summary Carry out annual process reviews of all critical business processes of the organisation; and Analysis, design and development of recovery strategy for critical business functions. Develop operational limits to monitor, constrain and avoid operational risk exposures. Supervise the performance of RCSA by process owners and support functions. Generate and promote operational risk awareness throughout the Organisation. Analyse operational risks throughout the Organisation. Monitor key risk indicators Organisation-wide on a regular basis. Design of Service Level Agreement (SLA) for all outsourcing activities; and Conduct analysis of loss data to aid informed decision making. Prepare operational risk management reports as and when due. Develop process for collating and analysing loss events data across the Organisation. Identification of potential short-term, medium term and long-term continuity/recovery strategies for critical business processes. Develop and implement pro-active processes for gathering operational risk loss events data and key risk indicators. Key Responsibilities: Management of Risk Management Unit: Assist the Board of Directors, Board appointed committees and the Managing Director in the execution of their duties and responsibilities: regarding overall risk management in the Organization. Prepare, monitor, and evaluate the budget allocation and costs incurred by the group on an ongoing basis and develop short and long-term risk management strategic plans in alignment with the Organization’s goals. Provide overall leadership and direction based on acceptable standards and principles for the enterprise-risk management function. Risk Management Charter, Policy and Procedure Development: Continuously review the group’s charter, policies and procedures, methodology, frameworks, and tools for relevance and suggest amendments required to them and update on an ongoing basis. Obtain approval for revised drafts from the MD/CEO and Board Audit and Risk Committee for approval. Develop and recommend risk management operating policies and procedures. Risk Management Process: Ensure the evaluation the design and operating effectiveness of risk controls within the Organization’s products and processes, with a view to validating and/or effecting changes as may become necessary and assist management to build risk management capabilities to mitigate such risks. Act as the point of contact between the Organization and Regulators with reference to risk management and compliance issues and familiarize the shareholders, regulators and rating agencies with the Organization’s Enterprise Risk Management program. Ensure optimal portfolio returns through efficient diversification and risk transfer strategies, in accordance with the Organization’s risk/reward profile. Develop and implement an enterprise-wide risk management strategy and implement an integrated risk measurement and management framework for all risks facing the Organization. Propose and incorporate risk performance indicators into the Organization’s performance management and reward structures. Assist the Board Audit and Risk Committee in defining the Organization’s risk appetite. Represent the Organization at industry wide forum relating to risk and compliance issues. Report regularly to the board and executive management on significant risk issues. Integrate the considerations of risk into strategic decision-making and ensure alignment between business strategies of line management and the Organization’s risk policy. Liaise with external auditors and other assurance providers in the Organization as required. Promote the establishment a risk awareness culture in the Organization and provide the appropriate opportunities for organizational learning, including lessons learnt from previous problems, ongoing communication, training and development. Requirements: Technical Skills: Excellent ability to turn risk management into a strategic tool for enhancing stakeholders’ value. Good knowledge of leading global practices and strategies in risk management. Excellent understanding of the link between risk and return Good ability to detect the pause of the organisation risk wide and redefine risk management activities to regulate the business. Excellent ability to balance risk management with the strategic objectives of the organisation. Perfect understanding of current risk management methodologies Soft Skills: Good analytical and problem solving skills Excellent communication (written and oral), interpersonal and negotiation skills. Good leadership, supervisory and people management skills Excellent relationship management skills especially with third parties Excellent presentation and facilitation skills How to Apply Interested and qualified candidates should send their CV to: recruitment@transkreditfinance.com using the Job Title as the subject of the email. Application Deadline: 31st August, 2026. View all Jobs in Nigeria Abuja Credit Risk Officer job vacancies in Nigeria