Business Banking & Lending Officer
AI summary
A financial institution in Nigeria is hiring a results-driven Business Banking & Lending Officer to source, acquire, and manage SME, business, and corporate banking relationships. The role focuses on loan origination, credit assessment, IPPIS lending, portfolio management, and revenue growth across multiple states.
- Full-time, onsite banking role across multiple Nigerian states
- Focus on SME, business, corporate, and IPPIS lending activities
- Requires Bachelor's degree/HND and minimum 2 years relevant experience
- Involves client acquisition, credit assessment, and portfolio management
- Targets loan growth, deposits, revenue, and repayment performance
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Not enough public dataNot enough public salary data is available for this exact role. Before applying, prepare to ask about gross pay, benefits, contract length, probation period, transport and any allowances.
Can you qualify for this role?
- Required2+ years of relevant experienceThe job post includes a minimum experience signal.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in sales, finance, Banking OfficerThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in Not specifiedThe vacancy is associated with this location.
- UnclearComfort with the Full Time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Business Banking & Lending Officer evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to a Financial Institution and the role in Not specified.
- Add concrete examples related to sales, finance, Banking Officer, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from MyJobMag Nigeria; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
- Prepare a polite question about pay, benefits and contract terms for later interview stages.
Source and safety check
- MyJobMag Nigeria
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Business Banking & Lending Officer role in sales, finance?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Not specified under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research a Financial Institution before the interview.
Ask what the first priorities will be in the role and how success will be measured.
Similar jobs to consider
Use AI to apply better
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Original source description
Business Banking & Lending Officer Job Type Full Time , Onsite Qualification BA/BSc/HND Experience: 2 years Location Abia , Abuja , Anambra , Bauchi , Imo , Kaduna , Kano , Katsina , Kogi , Kwara , Lagos , Nasarawa , Niger , Ondo , Osun , Rivers , Sokoto Job Field Banking Job Summary We seek the services of a results-driven professional to work with us as Business Banking & Lending Officer . The Business Banking & Lending Officer will be responsible for sourcing, acquiring, and managing SME, business, and corporate banking relationships while driving loan origination, credit assessment, disbursement, portfolio management, and repayment. The successful candidate will identify viable business opportunities, develop client relationships, facilitate lending transactions, and provide appropriate financial solutions to support business growth. The role is critical to achieving the Bank's business development, IPPIS lending, loan growth, portfolio quality, revenue generation, and repayment objectives. Key Responsibilities: Client Acquisition: Source, acquire, onboard, and manage new SME, business, corporate, and individual clients through direct marketing, referrals, networking, and strategic partnerships. Business Development: Identify viable businesses and lending opportunities within assigned markets and develop them into quality loan and business relationships. IPPIS Lending: Drive the sourcing, onboarding, processing, and disbursement of IPPIS-related loan facilities to eligible public-sector employees in line with the Bank's approved lending policies and procedures. Credit & Loan Facilitation: Identify lending opportunities, initiate and facilitate loan applications, and ensure that all required documentation is properly obtained and completed. Credit Assessment: Conduct preliminary credit assessments and analyze customers' financial statements, cash flows, repayment capacity, employment/income profile, and business viability. Credit Proposal: Prepare and submit quality credit proposals in line with the Bank's credit policies, procedures, and risk appetite. Loan Processing & Disbursement: Liaise with Credit, Risk, Operations, and other relevant units to ensure timely processing, approval, documentation, and disbursement of approved facilities. Relationship Management: Build and maintain strong relationships with customers to drive customer retention, account activity, cross-selling, and portfolio growth. Portfolio Management: Monitor assigned loan and customer portfolios to ensure proper utilization of facilities, compliance with approved terms and conditions, and optimal account performance. Loan Repayment & Recovery: Track loan repayment schedules and proactively follow up on outstanding obligations, overdue accounts, and delinquent loans to minimize portfolio-at-risk. Market Development: Conduct regular market visits to identify new business opportunities, acquire new customers, and deepen existing client relationships. Financial Advisory: Provide appropriate financial solutions and advisory support to clients on working capital, business expansion, cash flow management, and other financing needs. Compliance & Documentation: Ensure all client onboarding, loan processing, documentation, and transactions comply with the Bank's policies, KYC requirements, regulatory guidelines, and applicable CBN/NDIC requirements. Performance Management: Achieve and surpass assigned targets for loan disbursement, IPPIS lending, portfolio growth, deposits, revenue generation, customer acquisition, and loan repayment. Reporting: Prepare and submit periodic reports on business development activities, IPPIS lending performance, loan portfolio performance, collections, customer acquisition, and other assigned KPIs. Qualifications & Experience: Bachelor's degree/HND in Banking & Finance, Accounting, Business Administration, Economics, Marketing, or any other related discipline. Minimum of 2 years' relevant experience: in lending, credit, business banking, relationship management, microfinance, or commercial banking. Proven experience: in loan origination, credit assessment, customer acquisition, and portfolio management. Experience: in IPPIS lending or public-sector lending will be an added advantage. Good understanding of financial statements, cash-flow analysis, credit appraisal, and lending principles. Experience: managing SME and business banking customers is highly desirable. Knowledge of loan recovery, portfolio monitoring, and credit risk management will be an added advantage. Good understanding of banking operations, KYC requirements, and regulatory compliance. Core Competencies Strong business development and customer acquisition skills. Excellent credit appraisal and financial analysis abilities. Strong relationship management and networking skills. Strong knowledge of lending and loan portfolio management. Excellent sales, negotiation, communication, and presentation skills. Strong target-driven and results-oriented mindset. Excellent loan repayment monitoring and recovery skills. Strong analytical and problem-solving abilities. High level of initiative, accountability, and attention to detail. Ability to work independently and effectively under pressure. Strong computer proficiency and ability to work with financial and business data. High integrity, professionalism, and commitment to confidentiality. What You Can Expect Competitive remuneration Performance-driven incentives and career growth opportunities Professional and collaborative work environment Opportunity to develop expertise in business banking, IPPIS lending, credit, and portfolio management Opportunity to build and manage a strong customer and loan portfolio Opportunity to contribute to financial inclusion and sustainable economic growth Check how your CV aligns with this job Method of Application Send your CV and application with the heading Application for the Role of Business Banking & Lending Officer to: mtrecruitmenthr2026@gmail.com Build your CV for free. Download in different templates.