Credit Risk Officer
AI summary
Motion Yield Nigeria Limited is hiring a detail-oriented Credit Risk Officer to support its consumer lending operations in Lagos. The role involves analyzing credit applications, monitoring portfolio quality, and assisting with risk reporting and credit scoring models. Interested candidates should email their CV to motionyieldrecruitment@gmail.com with the position as the subject.
- Full-time onsite role based in Lagos
- Requires 1–3 years of risk or credit analysis experience
- Strong Microsoft Excel skills are essential
- Experience in microfinance, fintech, or digital lending is an advantage
- Apply by emailing CV to motionyieldrecruitment@gmail.com
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Not enough public dataNot enough public salary data is available for this exact role. Before applying, prepare to ask about gross pay, benefits, contract length, probation period, transport and any allowances.
Can you qualify for this role?
- Required1+ years of relevant experienceThe job post includes a minimum experience signal.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in internship, finance, risk managementThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in Not specifiedThe vacancy is associated with this location.
- UnclearComfort with the Full Time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Credit Risk Officer evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Motion Yield Nigeria Limited and the role in Not specified.
- Add concrete examples related to internship, finance, risk management, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from MyJobMag Nigeria; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
- Prepare a polite question about pay, benefits and contract terms for later interview stages.
Source and safety check
- MyJobMag Nigeria
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Credit Risk Officer role in internship, finance?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Not specified under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Motion Yield Nigeria Limited before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Use AI to apply better
After confirming the original source, use Career Assistant to check role fit, tailor your CV and prepare a cover letter or employer message.
Original source description
At Motion Yield Limited, the focus is your need and our approach to consumer finance provides the key that connects you to your dreams. We are Nigeria's leading consumer finance provider managed by a team of young professionals that have experience: in consumer finance and banking, spanning over a decade. Read more about this company Credit Risk Officer Job Type Full Time , Onsite Qualification BA/BSc/HND Experience: 2 - 5 years Location Lagos Job Field Risk Management and Compliance A consumer lending company is seeking a detail-oriented and analytical Risk Officer to support our credit and lending operations. The ideal candidate will have strong Excel skills, a good understanding of consumer lending risk principles, and the ability to analyze loan data to support business decisions. KEY RESPONSIBILITIES: Analyze credit applications and loan performance trends Conduct basic risk assessments and provide recommendations Monitor default, early repayment, and portfolio quality indicators Assist with daily, weekly, and monthly risk reports using Excel or other tools Collaborate with underwriting, collections, and operations teams Support the development of internal credit scoring and exposure models Escalate unusual lending patterns or fraud red flags promptly REQUIREMENTS: Bachelor’s degree in Finance, Economics, Statistics, or a related field 1–3 years' experience: in risk analysis, credit analysis, or consumer lending Strong Microsoft Excel skills (e.g., formulas, pivot tables, lookups) Familiarity with data tools (Power BI, SQL, or Google Sheets) is an advantage Basic understanding of credit risk, KYC, and regulatory standards Strong attention to detail and problem-solving mindset Excellent communication and reporting skills PREFERRED QUALIFICATIONS: Minimum of HND/BSC degree Experience: in a microfinance, fintech, or digital lending company Knowledge of basic fraud detection strategies Ability to work independently and meet tight deadlines Check how your CV aligns with this job Method of Application Interested and qualified candidates should forward their CV to: motionyieldrecruitment@gmail.com using the position as subject of email. Build your CV for free. Download in different templates.