Credit Risk Manager At Palmpay Ltd
AI summary
PalmPay seeks a Credit Risk Manager to lead credit underwriting for SME loans. The role involves team supervision, credit decision review, portfolio quality monitoring, and policy development. Requires 5-8 years experience in credit underwriting/SME lending, bachelor's degree, and professional certifications.
- Full-time position in Ikeja, Lagos
- Lead credit underwriting team for SME loans
- Requires 5-8 years experience in credit risk management
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Not enough public dataNot enough public salary data is available for this exact role. Before applying, prepare to ask about gross pay, benefits, contract length, probation period, transport and any allowances.
Can you qualify for this role?
- Required5+ years of relevant experienceThe job post includes a minimum experience signal.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in sales, call_center, financeThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in IkejaThe vacancy is associated with this location.
- UnclearComfort with the Full-time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Credit Risk Manager At Palmpay Ltd evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to JobNetworkNigeria and the role in Ikeja.
- Add concrete examples related to sales, call_center, finance, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from JobNetworkNigeria; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
- Prepare a polite question about pay, benefits and contract terms for later interview stages.
Source and safety check
- JobNetworkNigeria
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Credit Risk Manager At Palmpay Ltd role in sales, call_center?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Ikeja under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research JobNetworkNigeria before the interview.
Ask what the first priorities will be in the role and how success will be measured.
Similar jobs to consider
Use AI to apply better
After confirming the original source, use Career Assistant to check role fit, tailor your CV and prepare a cover letter or employer message.
Original source description
Overview PalmPay is a financial service provided by PalmPay Limited, licensed and regulated by the Central Bank of Nigeria (CBN). Deposits are insured by the Nigerian Deposit Insurance Corporation (NDIC). We empower individuals and businesses with payments solutions, high-yield investment opportunities, and easy-to-use tools for financial management. We are a global company with a presence in Nigeria, Ghana, Tanzania, and the United Kingdom. Job Position: Credit Risk Manager Job Location: Ikeja, Lagos Employment Type: Full-time Job Summary The Credit Risk / Underwriting Manager will lead the credit underwriting function for SME loans, ensuring high-quality credit decisions in line with the Bank’s credit policies and risk appetite. The role involves overseeing the underwriting team, reviewing complex credit applications, managing portfolio quality, and collaborating with Risk, Verification, Collections to minimize credit losses while supporting sustainable business growth. Job Responsibilities: Lead and supervise the Credit Underwriting team, ensuring timely and accurate credit decisions. Review and approve SME loan applications in line with the our credit policy and risk framework. Assess complex credit proposals, financial statements, cash flow, and business performance. Monitor portfolio quality, identify emerging credit risks, and recommend mitigation strategies. Work closely with Field Verification, Collections, Sales, and Risk teams to improve loan quality and reduce default rates. Develop and implement underwriting standards, policies, and process improvements. Job Requirements: Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or a related field. 5-8 years experience: in credit underwriting, credit risk management, or SME lending. Previous experience: in banking, fintech, digital lending, or microfinance is mandatory. Sound understanding of SME credit analysis, financial statement analysis, and lending policies. Excellent leadership, stakeholder management, and report-writing skills. Professional certifications such as ACIB, ACA, ACCA, CFA, FRM, CRCMP, or related risk/credit certifications will be an added advantage. How to Apply Interested and qualified candidates should send their CV to: [email protected] using “Credit Risk / Underwriting Manager” as the subject of the email. Tagged as: Administrative, Finance, manager About Palmpay Limited PalmPay is a financial service provided by PalmPay Limited, licensed and regulated by the Central Bank of Nigeria (CBN). Deposits are insured by the Nigerian Deposit Insurance Corporation (NDIC). We empower individuals and businesses with payments solutions, high-yield investment opportunities, and easy-to-use tools for financial management. We are a global company with a presence in Nigeria, Ghana, Tanzania, and the United Kingdom. MOST RECENT JOBS Sales Executive at Spectranet Limited Head of Finance at Propetrol Ltd Human Resource Officer at People Capacity Management Lawyer at LandMall.ng Engineering Manager at Moniepoint Incorporated Accounts Clerk at Consultants Collaborative Partnership Chief Financial Officer at Infinity Trust Mortgage Bank Plc Social Media Manager at OBA & Sons Industrial Engineering Works Ltd Banker at Stanbic IBTC Bank Accountant at J-Six Group Social Media Strategy & Optimization Specialist at Jiji Online Marketplace Ltd Graphic Designer at Dhibe Business Solutions Sales Manager at Bluetti Energy Nigeria Ltd Executive Assistant to the M.D at Transkredit Finance Company Electrical Engineer at Dangote Industries Ltd Senior Officer, Inbound Logistics at Dangote Industries Ltd Human Resources Executive at Kontz Engineering Ltd Customer Service Representative at Paycita Administrative Executive at Emel Corporate Solutions Ltd Digital Product Manager at Learn Africa Plc