Risk Manager
AI summary
Source Microfinance Bank is hiring a Risk Manager to lead enterprise risk management, credit risk monitoring, operational risk, and regulatory compliance activities. The role requires 5–8 years of experience in risk management or related functions within a financial institution and strong knowledge of CBN regulations and digital banking products.
- Enterprise Risk Management, credit risk, operational risk, and compliance responsibilities
- Requires 5–8 years experience in risk management, credit risk, audit, or compliance
- Must understand CBN ratios, standards, and regulatory reporting
- Experience in digital banking and loan product management is important
- CIBN (MCP) certification is valued; commitment to obtain within first year if not held
- Apply online via the provided link
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Not enough public dataNot enough public salary data is available for this exact role. Before applying, prepare to ask about gross pay, benefits, contract length, probation period, transport and any allowances.
Can you qualify for this role?
- Required5+ years of relevant experienceThe job post includes a minimum experience signal.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in sales, security, internshipThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in Not specifiedThe vacancy is associated with this location.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Risk Manager evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Source Microfinance Bank and the role in Not specified.
- Add concrete examples related to sales, security, internship, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from Jobzilla Nigeria; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
- Prepare a polite question about pay, benefits and contract terms for later interview stages.
Source and safety check
- Jobzilla Nigeria
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Risk Manager role in sales, security?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Not specified under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Source Microfinance Bank before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Original source description
Enterprise Risk Management: Coordinate periodic risk assessments and risk reviews. Promote a strong risk culture across the organization. Develop and maintain the Bank's Enterprise Risk Management (ERM) Framework. Identify, assess, monitor, and report emerging and existing risks across the Bank. Maintain the Bank's Risk Register and ensure timely mitigation of identified risks. Credit Risk Management: Monitor the quality and performance of the Bank's loan portfolio. Recommend risk mitigation strategies to minimize credit losses. Review portfolio risk indicators including PAR, delinquency trends, write-offs, and concentration risks. Monitor adherence to approved credit policies and risk appetite limits. Conduct independent reviews of credit proposals and risk exposures. Operational Risk Management: Ensure implementation of effective internal controls. Identify operational risk exposures arising from processes, systems, people, and external events. Monitor operational loss incidents and recommend corrective actions. Conduct Risk and Control Self-Assessments (RCSA) across departments. Risk Monitoring and Reporting: Track Key Risk Indicators (KRIs) and escalate breaches promptly. Prepare periodic risk reports for Management, Executive Management, Board Committees, and regulators. Provide recommendations on risk exposures and mitigation measures. Monitor compliance with risk limits and approved risk appetite thresholds. Regulatory Compliance and Governance: Support regulatory examinations and audits. Monitor implementation of regulatory recommendations relating to risk management. Ensure compliance with applicable CBN regulations, prudential guidelines, and industry standards. Assist in the review and update of risk management policies and procedures. Business Continuity Management System (BCMS) and Information Security: Coordinate the Bank's Business Continuity Management (BCM) activities. Participate in disaster recovery planning and testing. Support information security risk assessments and controls implementation. Training and Risk Awareness: Provide guidance to departments on risk identification and mitigation. Promote risk ownership at all levels of the organization. Conduct risk awareness and risk culture training across the Bank (Staff and Board). Requirements: Previous and proven usage of Microsoft office, accounting and core banking solutions is essential for the role holder Relevant Professional certification is an added advantage, CIBN (MCP) certification is important. Where not available, there must be commitment to certification within the first year of employment Strong knowledge of credit risk assessment, financial and lending principles. Experience: working with start-up is an advantage but not compulsory Experience: performing above roles in a digital banking environment is important to being successful on this role, show clear understanding of digital loan products: sales, collection and delinquent management Excellent verbal and written communication and presentation skills is required Must have 5-8 years experience: in Risk Management, Credit Risk, Internal Control, Audit, Compliance or related function Experience: working in a financial institution and understanding of CBN stipulated ratio, standards, reporting and other relevant guideline is a must have How to Apply Interested and qualified candidates should: Click here to apply online View all Jobs in Nigeria Lagos State Risk Manager job vacancies in Nigeria