Asset and Liability Management Officer
AI summary
Lotus Capital Limited, a Lagos-based ethical investment management firm registered with SEC Nigeria, is hiring a full-time Asset and Liability Management Officer. The role covers ALM model improvements, balance-sheet and liquidity analysis, risk monitoring against limits, funding support, stress testing, profitability analysis, and audit/regulatory support.
- Full-time role based in Lagos, Nigeria
- Responsibilities include liquidity monitoring, maturity-gap reports, and risk escalation to the Treasurer
- Involves scenario analysis, stress testing, and profitability analysis with documented assumptions
- Supports internal/external audit, regulatory review, and Shariah-compliant ALM policies
- Employer is a pioneer in non-interest finance managing mutual funds listed on the Nigerian Stock Exchange
AI job guide
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AI salary guide
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- UnclearRelated work experienceThe text mentions experience, but the exact level should be confirmed at source.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in internship, finance, asset and liability managementThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in Not specifiedThe vacancy is associated with this location.
- UnclearComfort with the Full Time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
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Interview preparation
- What experience makes you a strong fit for this Asset and Liability Management Officer role in internship, finance?
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Original source description
Job Title: Asset and Liability Management Officer
Asset and Liability Management Officer at Lotus Capital Limited
⏲
Sep 24, 2026, 9:39 AM
⋕
View all Banking & Financial Services jobs
Lotus Capital Limited is a full-service ethical investment management company specializing in Asset Management, Private Wealth Management, and Financial Advisory services. Lotus Capital is a pioneer in non-interest finance in Nigeria and duly registered with the Securities & Exchange Commission (SEC) as Fund Managers. Over the last 16 years, we have consistently contributed towards the growth of non-interest finance in the Nigerian capital market, and also manage 3 mutual funds listed on the Nigerian Stock Exchange
We are recruiting to fill the position below:
Location: Lagos
Employment Type: Full-time
Duties
Process improvement: Recommend practical improvements to ALM models, reports, data quality, controls and workflow efficiency.
Balance-sheet analysis: Analyse the mix, tenor, pricing, currency and repricing characteristics of assets and liabilities and identify mismatches or adverse trends.
Liquidity monitoring: Prepare daily and periodic cash-flow positions, liquidity forecasts, maturity-gap reports and liquidity-buffer analyses for review by the Treasurer.
Risk monitoring: Monitor liquidity, tenor-mismatch, repricing, foreign-exchange, reinvestment, concentration and market risks against approved limits and escalate exceptions promptly.
Funding support: Track funding sources, maturity profiles, cost of funds and concentration exposures; support the evaluation and execution of approved funding initiatives.
Policy and limit compliance: Support adherence to approved ALM policies, delegated authorities, regulatory limits, Shariah
Requirements
- and internal controls.
- Scenario analysis and stress testing: Perform sensitivity analysis and stress tests for withdrawals, yield movements, delayed deployment, asset impairment and other approved scenarios.
- Profitability analysis: Calculate and analyse gross portfolio yield, investor return, funding cost, manager spread, product profitability and opportunity cost, clearly documenting assumptions and variances.
- Audit and regulatory support: Provide schedules, reconciliations, evidence and explanations required for internal audit, external audit, regulatory review and management assurance.
- Market intelligence: Monitor financial-market developments, liquidity conditions, Sukuk yields, competitor pricing and other indicators relevant to funding and investment decisions.
- Transaction and data reconciliation: Reconcile relevant ALM data with Treasury, Finance, Portfolio Management, Operations and custodian records, investigating and resolving discrepancies.
- ALM reporting: Compile accurate ALM dashboards and management information covering asset and liability profiles, funding concentration, portfolio yield, cash drag, deployment levels and emerging risks.
- ALCO support: Prepare schedules, charts and analytical commentary for ALCO papers; maintain meeting records, track approved actions and follow up with accountable owners.
- Investment deployment monitoring: Monitor mobilised funds, deployed funds, investment maturities, expected cash inflows and unused cash balances to support efficient deployment and minimise cash drag.
- Roles Accountabilities
- Escalate actual or potential limit breaches, liquidity shortfalls, material maturity gaps, adverse stress-test outcomes and data-quality issues promptly.
- Do not commit funds, approve transactions, amend limits or represent an analysis as approved without the appropriate delegated authority.
- Prepare complete, accurate and timely ALM analysis for review and decision-making.
- Implement approved ALCO and Treasury actions within assigned authority and maintain a clear audit trail.
- Qualification and
Experience
Knowledge of Nigerian financial markets and regulatory requirements; exposure to non-interest finance is an added advantage.
A relevant professional qualification or progress towards CFA, ACA, ACCA, FRM, ACI or an equivalent treasury, accounting or risk credential is desirable.
Practical
preparing liquidity reports, cash-flow forecasts, reconciliations, management dashboards or investment analyses is desirable.
Bachelor’s Degree in Finance, Accounting, Economics, Mathematics, Statistics or a related discipline.
Minimum of 4 years’ relevant
in treasury, asset and liability management, portfolio management, financial analysis, market risk or a related financial-services function.
How to Apply
Interested and qualified candidates should send their CV to:
careers@lotuscapitallimited.com
using the Job Title as the subject of the email.
Note
Lotus Capital Limited is committed to protecting your personal information. By submitting your application or CV, you consent to the collection, processing, storage, and retention of your personal data for recruitment and related talent management activities, in accordance with applicable data protection laws and our Privacy Notice available at: https://www.lotuscapitallimited.com/privacy-policy
Application
Deadline:
20th October, 2026.
View all Jobs in Nigeria
Lagos State