Consumer Lending Officer
AI summary
Lington and Bernie Consulting Limited is recruiting a Consumer Lending Officer in Lagos on a full-time basis. The role covers loan origination, underwriting, credit assessment, regulatory compliance, customer service, and portfolio management for consumer lending products such as personal loans, auto loans, and credit cards.
- Full-time role based in Lagos
- Covers loan origination, underwriting, and portfolio management
- Requires credit assessment and regulatory compliance skills
- Client-facing role with customer education and support duties
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Not enough public dataNot enough public salary data is available for this exact role. Before applying, prepare to ask about gross pay, benefits, contract length, probation period, transport and any allowances.
Can you qualify for this role?
- UnclearRelated work experienceThe text mentions experience, but the exact level should be confirmed at source.
- PreferredPractical evidence in sales, retail, call_centerThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in Not specifiedThe vacancy is associated with this location.
- UnclearComfort with the Full Time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Consumer Lending Officer evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Lington and Bernie Consulting Limited and the role in Not specified.
- Add concrete examples related to sales, retail, call_center, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from Jobzilla Nigeria; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
- Prepare a polite question about pay, benefits and contract terms for later interview stages.
Source and safety check
- Jobzilla Nigeria
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Consumer Lending Officer role in sales, retail?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Not specified under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Lington and Bernie Consulting Limited before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Original source description
Job Title: Consumer Lending Officer
Consumer Lending Officer at Lington and Bernie Consulting Limited
⏲
Sep 21, 2026, 7:03 AM
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View all Banking & Financial Services jobs
Lington & Bernie Consulting Limited was established on October 8, 1999 to provide efficient and qualitative consulting services to the oil and gas industry as well as banks and financial institutions in the areas of human resources placement and management, human resources consulting services, tax administration and payroll services as well as oil and gas fiscal and contractual terms advisory services.
We are recruiting to fill the position below:
Location: Lagos
Employment Type: Full-time
Job Summary
Consumer Lending Officer covers all activities related to providing credit to individuals for personal, household, or family use. This includes loan growth, risk management, customer service, and compliance with banking regulations.
Consumer Lending Officer in a bank is responsible for originating, underwriting, approving, servicing, and managing consumer loans—such as credit cards, auto loans, and personal loans—while ensuring regulatory compliance, credit quality, and strong customer experience.
Key Responsibilities
- Loan Origination & Growth:
- Partner with branch managers and sales teams to drive loan production.
- Develop strategies to grow consumer loan portfolios.
- Generate new business through existing and prospective customers.
- Underwriting & Credit Assessment:
- Assess borrower creditworthiness and recommend appropriate loan products.
- Review loan applications, credit reports, income statements, and financial documents.
- Approve loans within delegated authority.
- Establish and negotiate loan terms within bank guidelines.
- Regulatory Compliance:
- Maintain proper documentation and follow safety-and-soundness standards.
- Provide accurate disclosures on interest rates, fees, and repayment obligations.
- Ensure adherence to federal and state lending laws (e.g., FDIC, Regulation O, Regulation W).
- Customer Service & Support:
- Educate borrowers on loan options and repayment obligations.
- Assist customers with loan applications and documentation.
- Handle inquiries, complaints, and dispute resolution
- Portfolio Management:
- Manage risk, fraud controls, and asset quality.
- Monitor loan accounts for timely payments and delinquencies.
- Oversee renewals, modifications, and credit quality.
- Business Development & Deposit Growth:
- Expand customer relationships to support both lending and deposit growth.
- Align consumer lending strategies with broader retail banking goals.
- Legal, Compliance & Audit Coordination:
- Work with legal and compliance teams on disclosures, policies, and regulatory interpretation.
- Support internal audit reviews and oversight of lending practices.
Requirements
Interested candidates should possess relevant qualifications and experience.
Salary: N150,000 monthly.
How to Apply
Interested and qualified candidates should send their CV to:
jobs@lingtonandbernie.com
using the Job Title as the subject of the email.
Application
Deadline:
30th September, 2026.
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Lagos State
Consumer Lending Officer job vacancies in Nigeria