Credit Analyst
AI job insight
OmniRetail Technology is hiring a Credit Analyst in Lagos to assess distributor creditworthiness, monitor portfolio health, identify early warning signals, and support their credit-scoring engine within a unified consumer goods distribution platform.
- Full-time role based in Lagos with 2-5 years' experience required in credit analysis, SME/retail lending or microfinance
- Involves bank statement and cash flow analysis, portfolio monitoring by vintage, and early warning signal detection
- Strong Excel skills required; SQL is a plus
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OmniRetail Technology is hiring a Credit Analyst in Lagos to assess distributor creditworthiness, monitor portfolio health, identify early warning signals, and support their credit-scoring engine within a unified consumer goods distribution platform.
- Full-time role based in Lagos with 2-5 years' experience required in credit analysis, SME/retail lending or microfinance
- Involves bank statement and cash flow analysis, portfolio monitoring by vintage, and early warning signal detection
- Strong Excel skills required; SQL is a plus
- Apply via the OmniRetail Technology Google Docs application form
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Not enough public dataNot enough public salary data is available for this exact role. Before applying, prepare to ask about gross pay, benefits, contract length, probation period, transport and any allowances.
Can you qualify for this role?
- Required2+ years of relevant experienceThe job post includes a minimum experience signal.
- PreferredPractical evidence in sales, retail, financeThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in LagosThe vacancy is associated with this location.
- UnclearComfort with the Full Time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Credit Analyst evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to OmniRetail Technology and the role in Lagos.
- Add concrete examples related to sales, retail, finance, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from Others; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
- Prepare a polite question about pay, benefits and contract terms for later interview stages.
Source and safety check
- Others
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Credit Analyst role in sales, retail?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Lagos under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research OmniRetail Technology before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Use AI to apply better
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Original source description
OmniRetail is a unified consumer goods distribution platform that improves the inefficiencies of traditional trade by digitising the key stakeholders through its stellar products; OmniBiz, the B2B e-commerce platform; and Mplify, a Distribution Management Solution that helps FMCG distributors drive growth by automating their sales and inventory on a best-in-...
Credit Analyst
Job Type: Full Time
Qualifications
BA/BSc/HND
Experience
2 - 5 years
Location: Lagos
Job Field: Data, Business Analysis and AI
We’re looking for a Credit Analyst who can help us build a credit function that scales without compromising portfolio quality.
What you’ll do:
Assess distributor creditworthiness: bank statements, cash flow, collateral, and repayment capacity
Monitor portfolio health by vintage, not just a blended NPL number
Identify early warning signals before accounts become delinquent
Review limit increases and reactivations with the same rigor as new applications
Help translate underwriting judgment into our credit-scoring engine
What you bring:
2–5 years’ experience in credit analysis, SME/retail lending or microfinance
Strong bank statement and cash flow analysis skills
Comfort working with large transaction datasets — Excel essential; SQL is a plus
The judgment to say no when the numbers don’t support the risk — even under commercial pressure — and the ability to explain why clearly
Check how your CV matches this job
Method of Application
- Interested and qualified? Go to
- OmniRetail Technology on docs.google.com
- to apply
- Build your CV for free.
- Download in different templates.