Credit Enterprise and Risk Manager
AI summary
Brent Mortgage Bank Limited is hiring a Credit Enterprise and Risk Manager in Lagos, Nigeria. The role involves planning, designing, and managing the bank's overall risk management process, including credit appraisal, portfolio monitoring, stress testing, and remediation support. This is a full-time position requiring at least 10 years of experience and a BA/BSc/HND or MBA/MSc/MA qualification.
- Senior risk management role at a licensed mortgage bank in Lagos
- Full-time position with enterprise-wide risk and credit oversight responsibilities
- Requires 10 years of experience and a BA/BSc/HND or MBA/MSc/MA
- Covers credit appraisal, stress testing, delinquent portfolio review, and policy development
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Not enough public dataNot enough public salary data is available for this exact role. Before applying, prepare to ask about gross pay, benefits, contract length, probation period, transport and any allowances.
Can you qualify for this role?
- Required10+ years of relevant experienceThe job post includes a minimum experience signal.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in finance, Risk Management, Credit ManagementThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in Not specifiedThe vacancy is associated with this location.
- UnclearComfort with the Full Time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Credit Enterprise and Risk Manager evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Brent Mortgage Bank Limited and the role in Not specified.
- Add concrete examples related to finance, Risk Management, Credit Management, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from MyJobMag Nigeria; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
- Prepare a polite question about pay, benefits and contract terms for later interview stages.
Source and safety check
- MyJobMag Nigeria
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Credit Enterprise and Risk Manager role in finance, Risk Management?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Not specified under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Brent Mortgage Bank Limited before the interview.
Ask what the first priorities will be in the role and how success will be measured.
Similar jobs to consider
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Original source description
Brent metamorphosed from Skyfield Savings and Loans Ltd that started operation in 2002 with N200million Capital base, which was increased to N1billion in 2007. In April 2010 new management and reconstituted board took over the organization. Structure and Strategy to engender growth and good corporate governance were emplaced. The new management moved the...
Credit Enterprise and Risk Manager
Job Type: Full Time
Qualifications
- BA/BSc/HND
- ,
- MBA/MSc/MA
Experience
10 years
Location: Lagos
Job Field: Risk Management and Compliance
Key Accountabilities
- Planning, designing, implementing & managing the overall risk management process for the bank by developing the risk management framework, policies, processes, procedures and reporting standards that define the bank’s risk strategy and appetite in line with its overall business objectives
- Monitor the business development for emerging risks and recommend policies and procedures to improve the risk management process
- Facilitate the identification, assessment, measurement, monitoring, controlling and reporting the level of risks
- Maintain oversight over the bank’s enterprise risk management activities
- Provide support, education and training to staff in order to create risk awareness
- Ensures proper documentation of credits by adhering to set documentation standards and procedures
- Define credit approval framework and recommend credit approval limits in line with banks’ policy
- Analysis and appraisal of Individual credit requests in accordance with approved policies and procedures to ensure that credit exposures are created subject to stipulated guidelines
- Conduct periodic stress tests and scenario analysis, assessing the impact to the Bank’s credit portfolio and make appropriate recommendations to senior management for appropriate action
- Support the loan remediation team, in negotiating work out plans and strategies for delinquent customers and provide additional support with respect to exposures requiring collection agencies or legal action
- Review and analyze the delinquent portfolio to identify key causal factors, make recommendations and track them to ensure adequate and timely closure
- Monitor violations of credit policies, provide analysis, conclusion and recommendations, present findings to senior management and suggest actions/penalties to be taken when appropriate
- Prepare timely, comprehensive and reliable credit risk reports to senior management and board regularly
- Flexibility to carry out any other task as requested by Management
Requirements
HND / B.Sc / in Accounting, Economics or a related field
Masters in Risk Management, Finance, Accounting or related field is a plus
Minimum of 10 years’ experience and at least 5 years in a similar role in a financial institution specifically in mortgage banking
Must have Mortgage Banking experience
Key Skills
Outstanding communication (written and verbal) and interpersonal abilities
Strong marketing and public relations skills
Good team player with excellent leadership traits
Planning and organization skills
High degree of professionalism, maturity and confidentiality
Strong interpersonal and presentation skills.
Strong analytical and problem-solving skills.
Ability to work within and manage a team of professionals, guiding and coordinating
Check how your CV matches this job
Method of Application
- Interested candidate should send cv to:
- Omolara.ogunyeye@brentng.com
- Build your CV for free.
- Download in different templates.