Credit Officer
AI job insight
A growing microfinance bank in Lagos is hiring an experienced Credit Officer to assess loan applications, manage credit risk, and support portfolio growth. The role requires at least 8 years of credit administration experience and offers a competitive annual package of NGN 4.8M–6M.
- Full-time role based in Lagos, Nigeria
- Requires 8 years of credit administration experience
- Annual salary range of NGN 4.8M–6M
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A growing microfinance bank in Lagos is hiring an experienced Credit Officer to assess loan applications, manage credit risk, and support portfolio growth. The role requires at least 8 years of credit administration experience and offers a competitive annual package of NGN 4.8M–6M.
- Full-time role based in Lagos, Nigeria
- Requires 8 years of credit administration experience
- Annual salary range of NGN 4.8M–6M
- Bachelor's degree and professional qualification required
- Focus on credit analysis, risk management, and portfolio growth
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Source salary availableThe source lists NGN 4.8 Million – 6 Million Per Annum. Confirm the final pay, benefits, contract terms and allowances directly with the employer before accepting an offer.
Can you qualify for this role?
- Required8+ years of relevant experienceThe job post includes a minimum experience signal.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in call_center, internship, financeThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in LagosThe vacancy is associated with this location.
- UnclearComfort with the Full Time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Credit Officer evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Appropriate Technology Systems Ltd and the role in Lagos.
- Add concrete examples related to call_center, internship, finance, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from Jobberman Nigeria; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
Source and safety check
- Jobberman Nigeria
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Credit Officer role in call_center, internship?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Lagos under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Appropriate Technology Systems Ltd before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Original source description
A
Credit Officer
Appropriate Technology Systems Ltd
Accounting, Auditing & Finance
4 days ago
Easy apply
New
Featured
Lagos
Full Time
Recruitment
NGN
400,000 - 600,000
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Job summary
A reputable and growing Microfinance Bank committed to delivering innovative financial solutions and exceptional customer service is seeking suitably qualified, experienced,
and highly motivated professionals to Join our team.
Min Qualification:
Degree
Experience Level:
Mid level
Experience Length:
8 years
Language Requirement:
English
Working Hours:
Full Time - 8 to 5
Applicant Location:
Lagos, Nigeria
Job descriptions & requirements
Key Accountabilities
- Assess loan applications and conduct credit analysis.
- Verify customer information and perform due diligence.
- Recommend approval, decline, or modification of credit requests.
- Monitor loan performance and repayment behavior.
- Conduct regular customer visits and portfolio reviews.
- Manage delinquent accounts and recovery activities.
- Ensure compliance with internal credit policies and regulatory requirements.
- Prepare credit reports and portfolio performance updates.
- Identify and mitigate credit risks.
- Contribute to loan portfolio growth while maintaining asset quality.
- Source and evaluate loan applications.
Requirements
- Bachelor’s degree and relevant professional qualification in banking and accounting from a reputable institution;
- Minimum of 8 years of proven experience in credit administration within a financial institution.
- Solid understanding of lending procedures, excellent analytical skills, the ability to create and process financial spreadsheets, and negotiation skills.
- Full awareness and appreciation of profit dynamics in banking.
- Strong analytical, negotiation, and relationship management skills.
- Knowledge of microfinance operations and credit risk management.
- General Requirements:
- Strong integrity, professionalism, and commitment to excellence.
- Excellent written and verbal communication skills.
- Ability to work effectively in a fast-paced environment.
- Proficiency in Microsoft Office applications.
- Banking or microfinance experience will be an added advantage.
- Remuneration: NGN
- 4.8 Million – 6 Million Per Annum
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