Credit Officer - LASU Ojo
AI summary
Lendha is hiring a Credit Officer based around the LASU Ojo area in Lagos to manage debt collection processes, support loan portfolio growth, and drive customer acquisition across sectors such as e-commerce, consumer goods, healthcare, and financial services. The role involves fieldwork, client engagement, and reporting on delinquent accounts. Interested candidates should apply via Lendha's SmartRecruiters page.
- Field-based credit and collections role focused on the LASU Ojo area
- Combines debt recovery, loan monitoring, and customer acquisition
- Open to graduates with BSc or HND in any discipline plus NYSC completion
- Values local territory knowledge and familiarity with major local languages
- Performance-driven environment with practical SME/microfinance experience preferred
AI job guide
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AI salary guide
Not enough public dataNot enough public salary data is available for this exact role. Before applying, prepare to ask about gross pay, benefits, contract length, probation period, transport and any allowances.
Can you qualify for this role?
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in finance, credit officer, collections officerThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in Not specifiedThe vacancy is associated with this location.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Credit Officer - LASU Ojo evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Lendha and the role in Not specified.
- Add concrete examples related to finance, credit officer, collections officer, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from MyJobMag Nigeria; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
- Prepare a polite question about pay, benefits and contract terms for later interview stages.
Source and safety check
- MyJobMag Nigeria
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
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Interview preparation
- What experience makes you a strong fit for this Credit Officer - LASU Ojo role in finance, credit officer?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Not specified under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Lendha before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Original source description
Manage the debt collection processes and work with analysts to develop, recommend, and enact payment plans to eliminate client debt in an agreed timeframe aligned with Lendha’s collections policy.
Debt Settlements: Accurately maintain client records and manage all past due accounts and determine the appropriate collection action to be taken for each individual client. Collect delinquent accounts by contacting customers via telephone, email, and visiting the place of business. Compile daily, weekly, and monthly reports on the status of delinquent accounts, collection activity, and accounts receivable status. Report progress of collections to Supervisor, make recommendations for next steps and write-offs.
Customer Acquisition: Present, promote and sell Lendha’s products using solid negotiations to existing and prospective clients across relevant sectors, including but not limited to companies in the e-commerce, consumer goods, healthcare, and financial services industries.
Loan Portfolio Growth. Support the evaluation of loans given to customers by ensuring that credit appraisals are completed properly and uphold monitoring of accounts to identify outstanding debts. Review terms of contract and service with client and clearly communicate various payment options. Work cooperatively with other departments to best determine how to balance both the customer's and Lendha's needs.
Qualifications
Bachelor's or Higher National Diploma in any discipline from an accredited polytechnic or University with NYSC discharge certificate or NYSC Exclusion Letter.
Good relationship and communication skills with strong team spirit
Strong analytical skills
Good computer skills
Real motivation to work and grow in a performance-based environment
Taste for fieldwork
ADDITIONAL KNOWLEDGE / SKILLS REQUIRED
Practical knowledge of micro / small/medium businesses
Knowledge of the microfinance bank sector is an advantage
Good writing skills
Knowledge of the major local languages
MUST BE FAMILIAR WITH THE AXIS
Good Knowledge of the territory
Check how your CV matches this job
Method of Application
- Interested and qualified? Go to
- Lendha on jobs.smartrecruiters.com
- to apply
- Build your CV for free.
- Download in different templates.