Field Credit Officer
AI job insight
Moniepoint Inc. is hiring a full-time Field Credit Officer in Osun, Nigeria. The role focuses on onboarding business customers, assessing loan applications, growing a profitable loan portfolio, and monitoring repayments through field visits and credit analysis.
- Full-time field credit role based in Osun, Nigeria.
- Onboards viable businesses and promotes active use of Moniepoint accounts.
- Reviews and approves or declines loan requests using available business data.
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Moniepoint Inc. is hiring a full-time Field Credit Officer in Osun, Nigeria. The role focuses on onboarding business customers, assessing loan applications, growing a profitable loan portfolio, and monitoring repayments through field visits and credit analysis.
- Full-time field credit role based in Osun, Nigeria.
- Onboards viable businesses and promotes active use of Moniepoint accounts.
- Reviews and approves or declines loan requests using available business data.
- Visits borrowers to assess business books, inventory, turnover, and repayment performance.
- Targets loan-portfolio growth, profitability, and reduced default rates.
- Requires two years of experience and an OND qualification.
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Not enough public dataNot enough public salary data is available for this exact role. Before applying, prepare to ask about gross pay, benefits, contract length, probation period, transport and any allowances.
Can you qualify for this role?
- Required2+ years of relevant experienceThe job post includes a minimum experience signal.
- PreferredPractical evidence in sales, restaurante, financeThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in OsunThe vacancy is associated with this location.
- UnclearComfort with the Full Time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Field Credit Officer evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Moniepoint Inc. and the role in Osun.
- Add concrete examples related to sales, restaurante, finance, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from MyJobMag Nigeria; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
- Prepare a polite question about pay, benefits and contract terms for later interview stages.
Source and safety check
- MyJobMag Nigeria
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Field Credit Officer role in sales, restaurante?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Osun under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Moniepoint Inc. before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Original source description
Moniepoint is a financial technology company digitising Africa’s real economy by building a financial ecosystem for businesses, providing them with all the payment, banking, credit and business management tools they need to succeed.
Field Credit Officer
Job Type: Full Time
Qualifications
OND
Experience
2 years
Location: Osun
Job Field: Sales and Business Development
About this role
As a Field Credit Officer, you would be saddled with the duty of onboarding and managing businesses that would access our credit products.
You would be tasked with growing your loan portfolio while maintaining profitability by ensuring that all loans are repaid as and when due.
As a result, you would play a vital role in the assessment of these businesses during their credit application and leverage innovative tools we have developed to help you monitor their performance during the course of the loan.
You would also be responsible for making deductions from several information sources about the 5Cs of credit, with capacity, character, and capital as major priorities.
Make recommendations to management before, during, and after the disbursement of a loan facility as to the best actions to be taken, considering several economic factors.
Key Accountabilities
Identify and onboard viable businesses within your assigned geographical area to open business accounts with Moniepoint
Engage customers to ensure optimal usage of accounts to allow them to qualify for access to credit
Review and approve (or decline) loan requests by thoroughly analyzing all the data available
Embark on physical visitation to potential borrowers’ business places for evaluation of business books, taking inventory and turnover into consideration
Meet gross loan portfolio targets and portfolio profit targets by maintaining a healthy number of loan customers while ensuring that all loans in portfolio are performing
Monitor active loan portfolio to ensure continued use of business account and loan repayment performance
Perform all other credit-related functions as may be assigned by a supervisor.
What success looks like in this role
Consistent achievement of gross loan portfolio targets and portfolio profit targets.
Maintaining a healthy, performing loan portfolio with minimized default rates through rigorous physical visitations and monitoring.
Successful onboarding and engagement of viable businesses that actively utilize Moniepoint business accounts.
Accurate credit risk assessments based on key factors like capacity, character, and capital.
Experience & Background
Minimum of an OND in any Business-related discipline
Minimum of 2 years’ experience in a sales role for credit products in a financial institution
Demonstrable knowledge of credit risk analysis
Good knowledge of financial analysis is an added advantage.
Skills & Competencies:
Apt attention to details
Proven simple/complex analytical skills
Excellent communication, presentation and interpersonal skills
Agility and perseverance.
Check how your CV matches this job
Method of Application
- Interested and qualified? Go to
- Moniepoint Inc. on job-boards.eu.greenhouse.io
- to apply
- Build your CV for free.
- Download in different templates.