Head of Consumer Credit Products
AI summary
Robert Walters is recruiting on behalf of a client for a Head of Consumer Credit Products to design and launch a new consumer credit product across multiple African markets. This is a build role focused on licensing strategy, product design, credit policy, and regulatory engagement, targeting a live licensed operation within 18 months. The role is based in Lagos, Nigeria, and requires 3-7 years of relevant experience.
- Build role: no existing team or portfolio; first months focus on licensing strategy and product design
- Own the consumer credit programme end-to-end across multiple African markets
- Lead licence applications and engage regulators and external counsel
- Design products for underserved consumers using alternative repayment data
- Manage credit policy, NPL, provisioning, recovery, and collections operations
- Engage development finance institutions to fund the credit book as it scales
- 3-7 years experience building or scaling products in Sub-Saharan Africa, West Africa, or emerging Asian markets
- West Africa regulatory experience (WAEMU/Nigeria) particularly valued; East Africa (Kenya/Uganda) also an asset
AI job guide
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AI salary guide
Not enough public dataNot enough public salary data is available for this exact role. Before applying, prepare to ask about gross pay, benefits, contract length, probation period, transport and any allowances.
Can you qualify for this role?
- Required3+ years of relevant experienceThe job post includes a minimum experience signal.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in sales, finance, credit productsThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in Not specifiedThe vacancy is associated with this location.
- UnclearComfort with the Full Time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- VerifyLicence, permit or professional registration
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Head of Consumer Credit Products evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Robert Walters and the role in Not specified.
- Add concrete examples related to sales, finance, credit products, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from MyJobMag Nigeria; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
- Prepare a polite question about pay, benefits and contract terms for later interview stages.
Source and safety check
- MyJobMag Nigeria
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
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Interview preparation
- What experience makes you a strong fit for this Head of Consumer Credit Products role in sales, finance?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Not specified under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Robert Walters before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Original source description
Robert Walters is a global, specialist professional recruitment consultancy. "Our story begins in 1985, when our CEO, Robert Walters, opened the first office in Central London. Rob has led the company ever since and has the same passion and commitment today. Over the last 30 years the business has grown and so has our ambition. We now operate across ...
Head of Consumer Credit Products
Job Type: Full Time
Qualifications
BA/BSc/HND
Experience
3 - 7 years
Location: Lagos
Job Field: Sales and Business Development
About the Job
Our client is hiring an experienced credit products professional to design and launch a new consumer credit product to their existing customer base.
This is a build role, not a run role. There is no existing team or portfolio - the first months are almost entirely focused on licensing strategy and product design, with the goal of a live, licensed, trading operation in multiple markets within 18 months.
Job
inside a licence application in at least one African or Asian market - not an observer role
First-hand
designing credit policy and managing an own-book consumer loan portfolio, including NPL rates, provisioning, and recovery
Track record running multi-country workstreams simultaneously, not sequentially
building a consumer pricing model
West Africa regulatory
- Francophone/WAEMU regional licensing frameworks and/or Nigeria financial services licensing - is particularly valued given the complexity of these markets
East Africa regulatory
- Kenya and/or Uganda - is also a strong asset
Familiarity with device-based enforcement mechanisms in an asset-financing or PAYGO context
Existing relationships with development finance institutions in the digital credit or asset-financing space
Background at a leading PAYGO, asset-financing, or digital lending company operating in emerging markets
Check how your CV aligns with this job
Method of Application
- Interested and qualified? Go to
- Robert Walters on www.aplitrak.com
- to apply
- Build your CV for free.
- Download in different templates.
Responsibilities
- Own the consumer credit programme end-to-end: licensing strategy, product design, credit policy, regulatory engagement, and commercial performance
- Lead licence applications across multiple African markets, working with regulators and external counsel
- Design products for underserved consumers, including pricing architecture that complies with local regulation
- Build an approach that draws on alternative repayment data rather than traditional credit bureau history alone
- Define collections operations, portfolio targets, and risk management (NPL, provisioning, recovery) across markets
- Engage development finance institutions and other capital partners to fund the credit book as it scales
- Build and manage a small team as the programme grows
- Candidate
Requirements
- 3-7 years building or scaling a product from scratch in Sub-Saharan Africa, West Africa, or emerging Asian markets - asset financing, device financing, PAYGO, or digital lending
- Direct, hands-on