Head of Consumer Credit Products
AI summary
Robert Walters is recruiting a Head of Consumer Credit Products for a client in Lagos. This is a build role focused on licensing strategy and product design for a new consumer credit product, aiming for a live licensed operation in multiple African markets within 18 months. Requires experience in licence applications, credit policy, and emerging market lending.
- Build role: design and launch a new consumer credit product
- Lead licence applications across multiple African markets
- Requires 3-7 years scaling products in Sub-Saharan Africa or emerging Asia
- West Africa regulatory experience highly valued
- Full-time position based in Lagos, Nigeria
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Not enough public dataNot enough public salary data is available for this exact role. Before applying, prepare to ask about gross pay, benefits, contract length, probation period, transport and any allowances.
Can you qualify for this role?
- Required3+ years of relevant experienceThe job post includes a minimum experience signal.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in finance, credit products, product managementThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in LagosThe vacancy is associated with this location.
- UnclearComfort with the Full Time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- VerifyLicence, permit or professional registration
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Head of Consumer Credit Products evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Robert Walters and the role in Lagos.
- Add concrete examples related to finance, credit products, product management, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from Jobzilla Nigeria; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
- Prepare a polite question about pay, benefits and contract terms for later interview stages.
Source and safety check
- Jobzilla Nigeria
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Head of Consumer Credit Products role in finance, credit products?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Lagos under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Robert Walters before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Original source description
Job Title: Head of Consumer Credit Products
Job Type: Full time
Head of Consumer Credit Products at Robert Walters
⏲
Sep 18, 2026, 5:02 AM
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Robert Walters - Our client is recruiting to fill the position below:
Location: Lagos
About the Job
Our client is hiring an experienced credit products professional to design and launch a new consumer credit product to their existing customer base.
This is a build role, not a run role. There is no existing team or portfolio - the first months are almost entirely focused on licensing strategy and product design, with the goal of a live, licensed, trading operation in multiple markets within 18 months.
Job
Responsibilities
- Lead licence applications across multiple African markets, working with regulators and external counsel
- Build an approach that draws on alternative repayment data rather than traditional credit bureau history alone
- Engage development finance institutions and other capital partners to fund the credit book as it scales
- Build and manage a small team as the programme grows
- Define collections operations, portfolio targets, and risk management (NPL, provisioning, recovery) across markets
- Design products for underserved consumers, including pricing architecture that complies with local regulation
- Own the consumer credit programme end-to-end: licensing strategy, product design, credit policy, regulatory engagement, and commercial performance
- Candidate
Requirements
Direct, hands-on
Experience
inside a licence application in at least one African or Asian market - not an observer role
West Africa regulatory
- Francophone/WAEMU regional licensing frameworks and/or Nigeria financial services licensing - is particularly valued given the complexity of these markets
building a consumer pricing model
3-7 years building or scaling a product from scratch in Sub-Saharan Africa, West Africa, or emerging Asian markets - asset financing, device financing, PAYGO, or digital lending
Existing relationships with development finance institutions in the digital credit or asset-financing space
Background at a leading PAYGO, asset-financing, or digital lending company operating in emerging markets
Track record running multi-country workstreams simultaneously, not sequentially
First-hand
designing credit policy and managing an own-book consumer loan portfolio, including NPL rates, provisioning, and recovery
East Africa regulatory
- Kenya and/or Uganda - is also a strong asset
Familiarity with device-based enforcement mechanisms in an asset-financing or PAYGO context
How to Apply
Interested and qualified candidates should:
Click here to apply online
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Lagos State