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Intermediate Software Engineer (RCL)

Fairmoney Microfinance Bank Nigeria Hybrid Posted 2026-09-22
StateNigerCityNot specifiedContractHybridPosted2026-09-22Close dateNot specifiedExperienceNot specifiedSourceJobzilla Nigeria
software engineerbackend engineergolangruby on railspostgresqlmysqlapi designhybridnigeriafintechsecurityinternship
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AI summary

FairMoney Microfinance Bank is hiring an Intermediate Software Engineer (RCL) to design, develop, test, and maintain reliable backend services powering its financial products. The role is hybrid, offering remote and in-office flexibility, and involves working with Golang, Ruby on Rails, PostgreSQL, MySQL, and AI-assisted development tools within cross-functional engineering teams.

  • Hybrid role with remote and in-office flexibility
  • Backend development using Golang and Ruby on Rails
  • Work with PostgreSQL, MySQL, and scalable APIs
  • AI-native development practices encouraged
  • Collaborative cross-functional engineering environment

AI job guide

Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.

AI salary guide

Not enough public data

Not enough public salary data is available for this exact role. Before applying, prepare to ask about gross pay, benefits, contract length, probation period, transport and any allowances.

Can you qualify for this role?

  • UnclearRelated work experienceThe text mentions experience, but the exact level should be confirmed at source.
  • PreferredPractical evidence in security, internship, segurancaThe tags and summary point to skills connected with this role.
  • RequiredAvailability to work in Not specifiedThe vacancy is associated with this location.
  • UnclearComfort with the Hybrid contract termsConfirm hours, duration, probation and benefits at the original source.

Documents to prepare

  • Likely requiredUpdated CV
  • Role specificCover letter or short employer message
  • OptionalProfessional references
  • VerifyID or passport only after verifying the employer

Application tips for this job

  • Place your strongest Intermediate Software Engineer (RCL) evidence in the first half of your CV.
  • In your cover letter or employer message, connect your experience to Fairmoney Microfinance Bank and the role in Not specified.
  • Add concrete examples related to security, internship, seguranca, ideally with measurable outcomes or clear responsibilities.
  • Follow the instructions from Jobzilla Nigeria; avoid sending documents to unofficial contacts or copied links.
  • Confirm the deadline, interview location and employer contact before sharing personal documents.
  • Prepare a polite question about pay, benefits and contract terms for later interview stages.

Source and safety check

  • Jobzilla Nigeria
  • Original source link available
  • Application method is clear
  • Deadline not specified
  • No major risk signal was detected in the captured text.

Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.

Interview preparation

  • What experience makes you a strong fit for this Intermediate Software Engineer (RCL) role in security, internship?
  • How have you handled responsibilities similar to those in this job post?
  • Are you available to work in Not specified under the listed contract or schedule?
  • Prepare examples with clear responsibilities, tools used and measurable outcomes.
  • Review the source and research Fairmoney Microfinance Bank before the interview.

Ask what the first priorities will be in the role and how success will be measured.

Use AI to apply better

After confirming the original source, use Career Assistant to check role fit, tailor your CV and prepare a cover letter or employer message.

Original source description

As an Intermediate Software Engineer (RCL), you will be responsible for designing, developing, testing, and maintaining reliable backend services that power FairMoney's products and platforms.

This is a remote / in-office role, giving you the flexibility to work remotely while also having the option to work from the office.

You will work closely with other engineers and cross-functional teams to build scalable backend solutions, design robust APIs, work with relational databases, and ensure high standards of code quality and reliability.

Key Responsibilities

  • Backend Development:
  • Participate in code reviews and contribute to engineering best practices.
  • Work with backend technologies and programming languages such as Golang and Ruby on Rails (RoR).
  • Troubleshoot, debug, and resolve technical issues.
  • Build and improve backend services that support FairMoney's financial products.
  • Design, develop, and maintain scalable and reliable backend services.
  • Write clean, maintainable, and production-ready code.
  • API Design & Integration
  • :
  • Ensure APIs are well-structured, documented, reliable, and easy to consume.
  • Integrate backend services with internal and external systems.
  • Consider performance, security, scalability, and maintainability when designing APIs.
  • Design, develop, and maintain secure and scalable APIs.
  • Relational Databases
  • :
  • Work with relational databases such as PostgreSQL and MySQL.
  • Identify and resolve database-related performance issues.
  • Work with large and growing datasets while considering scalability.
  • Write efficient SQL queries and optimise database performance.
  • Design and work with relational database schemas.
  • Ensure data integrity, consistency, and reliability.
  • Testing & Quality
  • :
  • Write and maintain unit and integration tests for backend services.
  • Take ownership of the quality and reliability of the services you build.
  • Participate in automated testing and continuous integration processes.
  • Follow strong testing practices to ensure code reliability and prevent regressions.
  • AI-Native Development
  • :
  • Stay up to date with emerging AI-assisted software engineering practices and incorporate relevant tools into your workflow.
  • Use AI-powered development tools to improve engineering productivity, code quality, debugging, testing, and problem-solving.
  • Apply prompt engineering techniques to effectively work with AI tools for software development.
  • Collaboration & Ownership
  • :
  • Participate in technical planning, design discussions, and architecture decisions.
  • Take ownership of assigned projects from development through deployment and maintenance.
  • Collaborate with Product, Engineering, Data, and other teams to understand

Requirements

  • and deliver effective technical solutions.
  • Proactively identify technical improvements and contribute to the evolution of FairMoney's engineering practices.
  • Solid

Experience

working with relational databases, particularly PostgreSQL and/or MySQL.

Strong problem-solving and debugging skills.

Strong

building and maintaining backend applications and services.

Strong

with backend programming languages such as Golang and/or Ruby on Rails (RoR).

3-4 years of professional backend software engineering experience.

Good understanding of software engineering principles, data structures, and algorithms.

Ability to work effectively in a collaborative engineering environment.

working with AI development tools and prompt engineering is a plus.

with fintech, banking, lending, or other financial products is a plus.

Strong testing discipline, including

with unit and integration testing.

Strong understanding and practical

with API design and development.

with Git and modern software development workflows.

Ability to write clean, maintainable, scalable, and well-tested code.

Nice to Have:

working with distributed or highly scalable systems.

in lending, credit, payments, or another regulated financial domain.

with observability and performance monitoring tools.

using AI tools as part of day-to-day software development.

working with high-volume transactional systems.

with event-driven architectures, messaging systems, and asynchronous processing at scale.

Benefits

Opportunity to work with a diverse, international team.

Paid annual leave.

A network of talented colleagues.

Competitive pay.

Opportunity to build technology that impacts financial services across emerging markets.

Remote / in-office work flexibility.

How to Apply

Interested and qualified candidates should:

Click here to apply online

Recruitment Process

Final interview to discuss technical expertise, experience, and overall fit.

Introductory call with members of the hiring team (30 mins).

Interview with the Hiring Manager to assess technical fit (45 mins).

Skills assessment / coding exercise.

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Source and provenanceSource: Jobzilla Nigeria. Last checked: 2026-09-27.Kazi Connect is a job discovery service, not the employer. Always confirm the vacancy at the original source.Summaries may be AI-assisted. Report inaccurate content.
Never pay to apply. Always confirm the original source and watch for payment requests, sensitive document requests, or unrealistic promises.