Lead, Credit & Risk Control
AI summary
Adept Lessor Limited, a finance lease and asset-financing company in Nigeria, is hiring a Lead, Credit & Risk Control in Lagos Mainland. The role focuses on credit risk assessment, portfolio monitoring, recovery strategies, and safeguarding the company’s leased asset base. It is a full-time frontline management position reporting to the C.O.O.
- Frontline management role in credit and risk control
- Based in Lagos Mainland, Lagos
- Full-time employment in a finance lease company
- Reports directly to the C.O.O
- Focus on credit approvals, portfolio monitoring, and recovery
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Not enough public dataNot enough public salary data is available for this exact role. Before applying, prepare to ask about gross pay, benefits, contract length, probation period, transport and any allowances.
Can you qualify for this role?
- UnclearRelated work experienceThe text mentions experience, but the exact level should be confirmed at source.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in sales, internship, financeThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in Not specifiedThe vacancy is associated with this location.
- UnclearComfort with the Full Time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Lead, Credit & Risk Control evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Adept Lessor Limited and the role in Not specified.
- Add concrete examples related to sales, internship, finance, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from Jobzilla Nigeria; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
- Prepare a polite question about pay, benefits and contract terms for later interview stages.
Source and safety check
- Jobzilla Nigeria
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
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Interview preparation
- What experience makes you a strong fit for this Lead, Credit & Risk Control role in sales, internship?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Not specified under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Adept Lessor Limited before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Original source description
Lead, Credit & Risk Control at Adept Lessor Limited
⏲
Sep 28, 2026, 11:09 AM
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Adept Lessor is a finance lease and asset-financing company in Nigeria.
We are recruiting to fill the position below:
Job Title: Lead, Credit & Risk Control
Location: Lagos Mainland, Lagos
Employment Type: Full-time
Job Classification: Frontline Management
Influence Category: Medium
Directly reports to: C.O.O
Directly supervises: N/A
Internal: Account Team, Lease Sales Team
External: Customers, Regulatory bodies
Job Purpose
Maintain effective asset inspection and control
Drive proactive portfolio risk monitoring
Strengthen recovery performance and minimize credit losses
Ensure disciplined and risk-aligned credit approvals
Control the company’s leased asset base
Safeguard the company’s capital
Key Output:
Collateral verification report
Credit committee minutes
Internal control framework
Completed KYC checklist
Recovery visit reports
Client background check reports
Key Responsibilities
- Coordinating recovery and workout strategies for non-performing leases
- Carry-out due diligence of all lease customers, and monitor portfolios for early risk detection by:
- Ensure high-quality credit risk assessment & recommendation by:
- Ensure disciplined workflow management within the credit function by:
- Verifying business existence and operational capacity.
- Implementing structured post-disbursement review frameworks
- Reviewing all credit appraisal reports before submission to management.
- Reviewing and updating policies in response to portfolio trends and market dynamics.
- Ensuring all new clients complete KYC documentation before approval.
- Strengthen credit risk monitoring and remediation processes by:
- Ensuring full financial analysis, risk identification, and mitigation documentation
- Rejecting or restructuring high-risk proposals where required
- Conducting or supervising pre-disbursement site visits.
- Conducting routine client visitation and asset inspection
- Validating collateral ownership and asset authenticity.
- Supervising periodic credit reviews prior to expiry dates
- Enforcing adherence to the credit policy before disbursement
- Chairing or participating in Credit Committee deliberations.
- Embedding risk appetite parameters into credit assessment processes
- Recommending restructuring or enforcement actions and repossession where necessary.
- Escalating high-risk exposures to management
- Maintaining comprehensive credit risk policies aligned to leasing operations
- Any other results/responsibilities/duties/tasks/job roles that may be assigned to you by management.
- Performance Standards
- Risk management
- Risk classification
- Alignment with the company's risk appetite
- High-quality credit decisions
- Quality risk reports.
Requirements
- Education:
- An MBA/Master’s degree is an added advantage.
- HND/Degree in Accounting, Economics, Finance, or any related discipline
Experience
7-12 years of relevant experience.
Required Competencies:
Organizational Competencies
Adding Value, Dedication, Excellent Service, Professionalism, Transparency
Grade Category Competencies:
Collaboration
Revenue tracking
Effective communication
Problem solving
Functional Competencies:
Repossession and enforcement process management
Due diligence, KYC, and AML compliance expertise
Credit risk assessment and financial statement analysis
Risk assessment & mitigation
How to Apply
Interested and qualified candidates should send their CVs to:
hr@adeptlessor.com
using the Job Title as the subject of the email.
Application Deadline:
12th October, 2026.
View all Jobs in Nigeria
Lagos State and 1 other location
Lagos State
,
Lagos Mainland