Legal Officer (Loan Recovery & Litigation)
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Retrust Microfinance Bank is hiring a full-time Legal Officer in Ikeja, Lagos to support loan recovery and litigation. The role covers compliant debt recovery, legal documentation, court and solicitor liaison, collateral enforcement, and advice to management.
- Full-time legal role focused on loan recovery, litigation, and debt enforcement.
- Works with credit and recovery teams, solicitors, courts, and law enforcement.
- Reviews loan, guarantee, and collateral documents for enforceability.
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Retrust Microfinance Bank is hiring a full-time Legal Officer in Ikeja, Lagos to support loan recovery and litigation. The role covers compliant debt recovery, legal documentation, court and solicitor liaison, collateral enforcement, and advice to management.
- Full-time legal role focused on loan recovery, litigation, and debt enforcement.
- Works with credit and recovery teams, solicitors, courts, and law enforcement.
- Reviews loan, guarantee, and collateral documents for enforceability.
- Prepares demand letters, notices, repayment reminders, and legal correspondence.
- Closing date shown as October 30, 2026 at 12:07 PM.
AI job guide
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AI salary guide
Not enough public dataNot enough public salary data is available for this exact role. Before applying, prepare to ask about gross pay, benefits, contract length, probation period, transport and any allowances.
Can you qualify for this role?
- UnclearRelated work experienceThe text mentions experience, but the exact level should be confirmed at source.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in security, internship, financeThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in IkejaThe vacancy is associated with this location.
- UnclearComfort with the Full Time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Legal Officer (Loan Recovery & Litigation) evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Retrust Microfinance Bank and the role in Ikeja.
- Add concrete examples related to security, internship, finance, ideally with measurable outcomes or clear responsibilities.
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Interview preparation
- What experience makes you a strong fit for this Legal Officer (Loan Recovery & Litigation) role in security, internship?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Ikeja under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
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Original source description
Legal Officer (Loan Recovery & Litigation) at Retrust Microfinance Bank
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Oct 30, 2026, 12:07 PM
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Retrust Microfinance Bank was officially launched in 2024 during the Annual Thanksgiving Ceremony of Zylus Group, of which the Bank is a proud subsidiary. The establishment of the Bank represents the Group’s strategic commitment to expanding financial inclusion and providing accessible banking solutions to individuals, entrepreneurs, and growing businesses.
We are recruiting to fill the position below:
Job Title: Legal Officer (Loan Recovery & Litigation)
Location: Ikeja, Lagos
Employment Type: Full-time
Job Summary
The successful candidate will provide legal and operational support for the Bank's loan recovery activities, ensuring that delinquent loans are pursued through appropriate recovery channels, legal procedures and enforcement mechanisms.
We are seeking a competent, proactive and results-driven Legal Officer with practical experience in microfinance banking, particularly in loan recovery, debt management and litigation support.
The ideal candidate must possess a good understanding of lending operations, loan documentation, debt recovery processes and applicable banking regulations.
Key Responsibilities
- Ensure that all recovery activities comply with applicable laws, regulatory requirements and the Bank's internal policies.
- Maintain proper records of recovery actions, legal proceedings, court processes and other relevant documentation.
- Advise Management on legal risks associated with lending, credit administration, loan recovery and debt enforcement.
- Monitor defaulting loan accounts and provide legal recommendations on appropriate recovery actions.
- Work closely with the Credit and Recovery teams to develop and implement effective loan recovery strategies.
- Liaise with external solicitors, law enforcement agencies, courts and other relevant institutions on loan recovery and litigation matters.
- Review loan agreements, guarantee documents, collateral documents and other credit-related legal instruments to ensure proper documentation and enforceability.
- Support the repossession and enforcement of collateral in accordance with applicable laws and established procedures.
- Prepare and issue demand letters, letters of notice, repayment reminders and other legal correspondence to defaulting borrowers and guarantors.
- Support the recovery of outstanding loans through negotiation, mediation, settlement agreements and other lawful recovery mechanisms.
- Provide legal support and guidance on loan recovery activities, particularly in managing delinquent and non-performing loan accounts.
- Conduct legal searches and due diligence on collateral documents, guarantors and other security instruments.
- Qualifications and Experience
- Experience in preparing demand notices, legal opinions, loan agreements and other credit-related legal documents.
- Must be called to the Nigerian Bar and possess a valid practising status.
- Bachelor's Degree in Law (LL.B) and a qualifying certificate from the Nigerian Law School.
- Good understanding of banking operations, lending procedures and applicable financial sector regulations.
- Practical knowledge of loan recovery procedures, debt enforcement, litigation and alternative dispute resolution.
- Demonstrable experience in microfinance loan recovery, debt collection and management of delinquent loan accounts.
- 2 – 4 years of relevant legal experience, preferably within a microfinance bank, commercial bank, financial institution or debt recovery organisation.
- Required Skills and Competencies:
- Strong communication and interpersonal skills.
- Ability to work independently and collaborate effectively with the Credit, Risk Management, and Operations teams.
- Strong negotiation, persuasion, and debt recovery skills.
- Good knowledge of loan recovery and litigation procedures.
- Results-oriented, proactive, and capable of working with recovery targets.
- Excellent legal research, drafting and analytical abilities.
- High level of integrity, professionalism and attention to detail.
- Ability to manage difficult borrowers and guarantors professionally.
- How to Apply
- Interested and qualified candidates should forward their updated CV to:
- [email protected]
- using "Application for Legal Officer (Loan Recovery & Litigation)" as the job title.
- Note
- : Only shortlisted candidates will be contacted.
- Application Deadline:
- 30th November, 2026.
- View all Jobs in Nigeria
- Lagos State and 1 other location
- Lagos State
- ,
- Ikeja
- Legal Officer job vacancies in Nigeria