Loan Credit Officer
AI summary
TeamAce Limited is recruiting a Loan Credit Officer for a reputable Electric Utility organization based in Lekki Phase 1, Lagos. The role involves assessing loan applications, evaluating creditworthiness, managing loan documentation, and monitoring loan portfolios to minimize credit risk. The position offers a net monthly salary of N250,000 – N300,000.
- Full-time role in Lekki Phase 1, Lagos
- Net monthly salary of N250,000 – N300,000
- Requires B.Sc./HND in Accounting, Finance, Economics, or related field
- 2–4 years experience in loan credit or credit analysis
- Application deadline is 28th October, 2026
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Source salary availableThe source lists N250,000 – N300,000 net monthly. Confirm the final pay, benefits, contract terms and allowances directly with the employer before accepting an offer.
Can you qualify for this role?
- Required2+ years of relevant experienceThe job post includes a minimum experience signal.
- PreferredPractical evidence in finance, Credit Officer, Loan OfficerThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in Not specifiedThe vacancy is associated with this location.
- UnclearComfort with the Full Time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Loan Credit Officer evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to TeamAce Limited and the role in Not specified.
- Add concrete examples related to finance, Credit Officer, Loan Officer, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from Jobzilla Nigeria; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
Source and safety check
- Jobzilla Nigeria
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Loan Credit Officer role in finance, Credit Officer?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Not specified under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research TeamAce Limited before the interview.
Ask what the first priorities will be in the role and how success will be measured.
Similar jobs to consider
Use AI to apply better
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Original source description
Loan Credit Officer in a Reputable Electric Utility Organization - TeamAce Limited
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Sep 28, 2026, 12:01 PM
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TeamAce Limited - Our client, a reputable organization in the Electric Utility sector, is recruiting to fill the position below:
Job Title: Loan Credit Officer
Location: Lekki Phase 1, Lagos
Employment Type: Full-time
Job Summary
As the Loan Credit Officer, you will be responsible for assessing loan applications, evaluating customers' creditworthiness and repayment capacity, managing loan documentation, and monitoring loan portfolios to minimize credit risk and ensure timely repayments.
Key Accountabilities
- Monitor loan accounts, repayment schedules, outstanding balances, and delinquent facilities while identifying potential risks and early signs of default.
- Review and assess loan applications, customer information, financial records, and supporting documents to determine creditworthiness and repayment capacity.
- Prepare loan appraisal reports and recommendations for approval, modification, or rejection in line with established credit policies and approval limits.
- Conduct customer verification, credit checks, and due diligence to validate information provided by loan applicants.
- Analyze applicants' income, cash flow, existing obligations, and repayment history to make informed credit recommendations.
Requirements
Experience in a financial services, lending, microfinance, utility, or related environment is an advantage.
B.Sc. / HND in Accounting, Finance, Economics, Business Administration, or a related field.
2–4 years of experience in loan credit, credit analysis, loan appraisal, credit control, or a related role.
Strong understanding of credit assessment, loan documentation, repayment analysis, credit risk, and collections.
Salary: N250,000 – N300,000 net monthly.
How to Apply
Interested and qualified candidates should:
Click here to apply online
Application Deadline:
28th October, 2026.
View all Jobs in Nigeria
Lekki and 1 other location
Lekki
,
Lagos State
Loan Credit Officer job vacancies in Nigeria