Loan Officer
AI job insight
Beamer Microfinance Bank is hiring a target-driven Loan Officer in Lagos to source customers, assess creditworthiness, process loan applications, and manage loan portfolios. Full-time role, NGN 150,000-250,000, requiring OND/HND/Bachelor's and 1-3 years experience in lending, microfinance, or banking.
- Full-time Lagos role at Beamer Microfinance Bank with NGN 150,000 - 250,000 monthly pay
- Minimum qualification: OND, HND, or Bachelor's in Finance, Accounting, Economics, or related field
- 1-3 years experience in lending, credit, microfinance, or banking is an advantage
Similar jobs
More roles you may want to review before you leave.AI summary
Beamer Microfinance Bank is hiring a target-driven Loan Officer in Lagos to source customers, assess creditworthiness, process loan applications, and manage loan portfolios. Full-time role, NGN 150,000-250,000, requiring OND/HND/Bachelor's and 1-3 years experience in lending, microfinance, or banking.
- Full-time Lagos role at Beamer Microfinance Bank with NGN 150,000 - 250,000 monthly pay
- Minimum qualification: OND, HND, or Bachelor's in Finance, Accounting, Economics, or related field
- 1-3 years experience in lending, credit, microfinance, or banking is an advantage
- Working hours 8am to 5pm in a target-driven customer acquisition environment
- Responsibilities include loan sourcing, assessment, verification, and portfolio monitoring
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Source salary availableThe source lists NGN 150,000 - 250,000. Confirm the final pay, benefits, contract terms and allowances directly with the employer before accepting an offer.
Can you qualify for this role?
- Required1+ years of relevant experienceThe job post includes a minimum experience signal.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in sales, no_experience, financeThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in LagosThe vacancy is associated with this location.
- UnclearComfort with the Full Time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Loan Officer evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Credit Support NG Ltd and the role in Lagos.
- Add concrete examples related to sales, no_experience, finance, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from Jobberman Nigeria; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
Source and safety check
- Jobberman Nigeria
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Loan Officer role in sales, no_experience?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Lagos under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Credit Support NG Ltd before the interview.
Ask what the first priorities will be in the role and how success will be measured.
Similar jobs to consider
Use AI to apply better
After confirming the original source, use Career Assistant to check role fit, tailor your CV and prepare a cover letter or employer message.
Original source description
B
Loan Officer
Beamer Bank
Accounting, Auditing & Finance
Today
Easy apply
New
Lagos
Full Time
Banking, Finance & Insurance
NGN
150,000 - 250,000
Share link
Share on WhatsApp
Share on LinkedIn
Share on Facebook
Share on Twitter
Share via SMS
Job summary
Beamer Microfinance Bank is seeking a motivated, customer-focused, target-driven Loan Officer to join our team.
Min Qualification:
HND
Experience Level:
Entry level
Experience Length:
2 years
Language Requirement:
English
Work Type:
Full Time
Working Hours:
8 to 5
Applicant Location:
Nigeria
Job descriptions & requirements
Key Accountabilities
- Source and acquire new customers who require loans and other financial services.
- Explain loan products, eligibility requirements, terms, and repayment conditions to customers.
- Receive, review, and process loan applications and supporting documents.
- Conduct customer, business, residence, and employment verification.
- Assess customers' creditworthiness and ability to repay loans.
- Conduct field visits to customers' businesses and residences when required.
- Prepare accurate loan assessment and recommendation reports.
- Ensure all required documentation is complete before loan disbursement.
- Build and maintain strong relationships with existing and prospective customers.
- Monitor assigned loan portfolios and follow up on repayment schedules.
- Identify customers at risk of default and escalate concerns appropriately.
- Work closely with the Collections/Recovery and Operations teams to minimize loan delinquency.
- Maintain accurate and up-to-date customer and loan records.
- Achieve assigned monthly loan acquisition, disbursement, and portfolio quality targets.
- Ensure compliance with the bank's lending policies, procedures, and regulatory requirements.
Requirements
- Minimum of OND, HND, or Bachelor's Degree in Finance, Accounting, Economics, Business Administration, Banking & Finance, or a related field.
- 1–3 years of experience in lending, credit, microfinance, fintech, banking, sales, or a related role is an advantage.
- Strong knowledge of loan assessment and customer verification processes.
- Excellent communication, negotiation, and interpersonal skills.
- Strong customer acquisition and relationship management skills.
- Ability to work effectively in a target-driven environment.
- Good analytical and decision-making skills.
- Strong attention to detail and ability to assess customer information accurately.
- Must be comfortable with field visits and customer engagement.
- Good knowledge of Ikorodu and surrounding areas is an advantage.
- High level of integrity, professionalism, and accountability.
- What we offer:
- Competitive salary
- Performance-based incentives
- HMO/Health Insurance
- Training and professional development opportunities
- Team bonding activities
- Supportive and performance-driven work environment
- Opportunity to grow your career in the financial services industry
- Log In and Apply
- Important safety tips
- Do not make any payment without confirming with the Jobberman Customer Support Team.
- If you think this advert is not genuine, please report it via the Report Job link below.
- Report Job