Loan Recovery Officer
AI summary
Trinity Financial is hiring an experienced Loan Recovery Officer in Lagos to manage delinquent accounts, negotiate repayment plans, and support debt recovery across the financial services sector. The role requires 5–10 years of relevant experience, a degree in law, finance or accounting, and strong negotiation and communication skills. Full-time office and field work with benefits including health insurance, pension, leave allowance, and training.
- Senior-level loan recovery role in Lagos with field and office duties
- NGN 400,000–600,000 negotiable salary range
- Requires 5–10 years of loan recovery or credit risk experience
- Degree in law, finance or accounting with minimum 2:1
- CIBN certification is an added advantage
- Benefits include health insurance, pension, leave allowance, and training
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Source salary availableThe source lists NGN 400,000 - 600,000 Negotiable. Confirm the final pay, benefits, contract terms and allowances directly with the employer before accepting an offer.
Can you qualify for this role?
- Required5+ years of relevant experienceThe job post includes a minimum experience signal.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in internship, finance, AccountingThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in LagosThe vacancy is associated with this location.
- UnclearComfort with the Full Time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Loan Recovery Officer evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Trinity Financial and the role in Lagos.
- Add concrete examples related to internship, finance, Accounting, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from Jobberman Nigeria; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
Source and safety check
- Jobberman Nigeria
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
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Interview preparation
- What experience makes you a strong fit for this Loan Recovery Officer role in internship, finance?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Lagos under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Trinity Financial before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Original source description
T
Loan Recovery Officer
Trinity Financial
Accounting, Auditing & Finance
Yesterday
Easy apply
New
Lagos
Full Time
Banking, Finance & Insurance
NGN
400,000 - 600,000
Negotiable
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Job summary
We are in need of an experienced recovery officer within the financial services and banking sector to join our team.
Min Qualification:
Degree
Experience
Level:
Senior level
Length:
5 years
Language Requirement:
English
Working Hours:
Full Time - 8 to 5
Applicant
Location: Lagos, Nigeria
Job descriptions &
in loan recovery, credit risk, and management
A certification in CIBN is an added advantage
Strong negotiation and persuasion skills
Excellent communication and interpersonal abilities.
Analytical and problem-solving skills.
Knowledge of credit management and recovery procedures.
Ability to handle difficult customers professionally.
Good report writing and documentation skills.
Proficiency in Microsoft Office applications and loan management systems.
High level of integrity and confidentiality.
Ability to work under pressure and meet recovery targets.
Working Conditions:
Combination of office-based and field recovery activities.
Frequent interaction with customers.
May require travel for customer visits and recovery assignments.
Requirements
- Bachelor’s degree in law, finance or accounting
- 2:1 from a recognized university
- 5-10 years of
Responsibilities
- Monitor loan repayment schedules and identify delinquent accounts.
- Contact borrowers through phone calls, emails, letters, and physical visits to recover outstanding debts.
- Negotiate repayment plans and restructuring arrangements with defaulting customers where necessary.
- Maintain accurate records of all recovery activities and customer interactions.
- Investigate reasons for loan defaults and recommend appropriate recovery actions.
- Prepare and issue demand notices and recovery letters to delinquent borrowers.
- Coordinate with legal officers and external recovery agents on difficult recovery cases.
- Track and report recovery performance, arrears status, and collection trends.
- Ensure compliance with internal credit policies, regulatory guidelines, and ethical collection practices.
- Conduct field visits for verification and recovery of overdue loans.
- Recommend write-offs, repossession, or legal action where recovery prospects are limited to management.
- Maintain confidentiality of customer information and company records.
Benefits
Health Insurance
Pension Plan
Leave Allowance
Training & Development.
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