Loan Recovery Officer
AI summary
Trinity Financial Services Limited, a CBN-licensed financial advisory and wealth management company, is hiring an experienced Loan Recovery Officer in Victoria Island, Lagos. The role focuses on recovering overdue loans, negotiating repayment plans, and minimizing credit losses. Salary is N400,000–N600,000 monthly plus benefits.
- Full-time role in Victoria Island, Lagos
- Salary N400,000–N600,000 monthly plus health insurance, pension, leave allowance, and training
- Requires 5–10 years loan recovery/credit risk experience
- Bachelor’s degree in law, finance, or accounting with minimum 2:1
- CIBN certification is an added advantage
- Apply by emailing CV to the provided address with job position as subject
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Source salary availableThe source lists N400,000 - N600,000 monthly. Confirm the final pay, benefits, contract terms and allowances directly with the employer before accepting an offer.
Can you qualify for this role?
- Required5+ years of relevant experienceThe job post includes a minimum experience signal.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in factory, call_center, internshipThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in Not specifiedThe vacancy is associated with this location.
- UnclearComfort with the Full Time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Loan Recovery Officer evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Trinity Financial Services Limited and the role in Not specified.
- Add concrete examples related to factory, call_center, internship, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from Jobgurus Nigeria; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
Source and safety check
- Jobgurus Nigeria
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Loan Recovery Officer role in factory, call_center?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Not specified under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Trinity Financial Services Limited before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Original source description
Loan Recovery Officer Job at Trinity Financial Services Limited | Jobgurus
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Loan Recovery Officer Job at Trinity Financial Services Limited
Trinity Financial Services Limited is a financial advisory and wealth management company, licensed and supervised by the Central Bank of Nigeria (CBN) to provide custom-made financial services to both corporate and individual customers.
We are recruiting to fill the position below:
Job Position: Loan Recovery Officer
Job
Location: Victoria Island, Lagos
Employment Type: Full-time
Reports To:Head of Credit/Risk Management
Job Purpose
We are in need of an experienced recovery officer within the financial services and banking sector to join our team.
To ensure timely recovery of overdue loans and minimize the organization’s credit losses by implementing effective debt recovery strategies, maintaining positive customer relationships, and ensuring compliance with company policies and regulatory requirements.
Key Responsibilities
- Monitor loan repayment schedules and identify delinquent accounts.
- Contact borrowers through phone calls, emails, letters, and physical visits to recover outstanding debts.
- Negotiate repayment plans and restructuring arrangements with defaulting customers where necessary.
- Maintain accurate records of all recovery activities and customer interactions.
- Investigate reasons for loan defaults and recommend appropriate recovery actions.
- Prepare and issue demand notices and recovery letters to delinquent borrowers.
- Coordinate with legal officers and external recovery agents on difficult recovery cases.
- Track and report recovery performance, arrears status, and collection trends.
- Ensure compliance with internal credit policies, regulatory guidelines, and ethical collection practices.
- Conduct field visits for verification and recovery of overdue loans.
- Recommend write-offs, repossession, or legal action where recovery prospects are limited to management.
- Maintain confidentiality of customer information and company records.
- Educational background & skills
- Bachelor’s degree in law, finance or accounting
- 2:1 from a recognized university
- 5-10 years of
Experience
in loan recovery, credit risk, and management
A certification in CIBN is an added advantage
Strong negotiation and persuasion skills
Excellent communication and interpersonal abilities.
Analytical and problem-solving skills.
Knowledge of credit management and recovery procedures.
Ability to handle difficult customers professionally.
Good report writing and documentation skills.
Proficiency in Microsoft Office applications and loan management systems.
High level of integrity and confidentiality.
Ability to work under pressure and meet recovery targets.
Working Conditions:
Combination of office-based and field recovery activities.
Frequent interaction with customers.
May require travel for customer visits and recovery assignments.
Benefits
Salary: N400,000 - N600,000 monthly.
Health Insurance
Pension Plan
Leave Allowance
Training & Development.
Method of Application
- Interested and qualified candidates should forward their CV to:
- [email protected]
- using the Job Position as the subject of the email.
- Click here to Apply
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