Loan Recovery Officer
AI summary
Trinity Financial Services Limited, a CBN-licensed financial advisory firm, is hiring an experienced Loan Recovery Officer in Victoria Island, Lagos. The role focuses on recovering overdue loans, managing delinquent accounts, and minimizing credit losses through field visits, borrower engagement, and compliance with regulatory standards. Salary is N400,000–N600,000 monthly, with benefits including health insurance, pension, and training.
- Full-time role in Victoria Island, Lagos
- Salary of N400,000–N600,000 monthly
- 5–10 years loan recovery/credit risk experience required
- Bachelor’s degree in Law, Finance or Accounting with 2:1 minimum
- Benefits include health insurance, pension, leave allowance, and training
- Apply by emailing CV to mary.uchechi@trinityfinancialng.com by 2 October 2026
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Source salary availableThe source lists N400,000 - N600,000 monthly. Confirm the final pay, benefits, contract terms and allowances directly with the employer before accepting an offer.
Can you qualify for this role?
- Required5+ years of relevant experienceThe job post includes a minimum experience signal.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in internship, finance, Credit RiskThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in Victoria IslandThe vacancy is associated with this location.
- UnclearComfort with the Full Time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Loan Recovery Officer evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Trinity Financials and the role in Victoria Island.
- Add concrete examples related to internship, finance, Credit Risk, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from Jobzilla Nigeria; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
Source and safety check
- Jobzilla Nigeria
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Loan Recovery Officer role in internship, finance?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Victoria Island under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Trinity Financials before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Original source description
Job Title: Loan Recovery Officer
Loan Recovery Officer at Trinity Financials
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Sep 16, 2026, 9:04 AM
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View all Banking & Financial Services jobs
Trinity Financial Services Limited is a financial advisory and wealth management company, licensed and supervised by the Central Bank of Nigeria (CBN) to provide custom-made financial services to both corporate and individual customers.
We are recruiting to fill the position below:
Location: Victoria Island, Lagos
Employment Type: Full-time
Reports To:Head of Credit/Risk Management
Job Purpose
To ensure timely recovery of overdue loans and minimize the organization’s credit losses by implementing effective debt recovery strategies, maintaining positive customer relationships, and ensuring compliance with company policies and regulatory requirements.
We are in need of an experienced recovery officer within the financial services and banking sector to join our team.
Key Responsibilities
- Monitor loan repayment schedules and identify delinquent accounts.
- Conduct field visits for verification and recovery of overdue loans.
- Contact borrowers through phone calls, emails, letters, and physical visits to recover outstanding debts.
- Maintain confidentiality of customer information and company records.
- Coordinate with legal officers and external recovery agents on difficult recovery cases.
- Investigate reasons for loan defaults and recommend appropriate recovery actions.
- Track and report recovery performance, arrears status, and collection trends.
- Ensure compliance with internal credit policies, regulatory guidelines, and ethical collection practices.
- Recommend write-offs, repossession, or legal action where recovery prospects are limited to management.
- Maintain accurate records of all recovery activities and customer interactions.
- Negotiate repayment plans and restructuring arrangements with defaulting customers where necessary.
- Prepare and issue demand notices and recovery letters to delinquent borrowers.
- Educational background & skills
- Strong negotiation and persuasion skills
- A certification in CIBN is an added advantage
- Excellent communication and interpersonal abilities.
- Good report writing and documentation skills.
- Ability to handle difficult customers professionally.
- Analytical and problem-solving skills.
- 5-10 years of
Experience
in loan recovery, credit risk, and management
Proficiency in Microsoft Office applications and loan management systems.
Ability to work under pressure and meet recovery targets.
Bachelor’s degree in law, finance or accounting
2:1 from a recognized university
Knowledge of credit management and recovery procedures.
High level of integrity and confidentiality.
Working Conditions:
Combination of office-based and field recovery activities.
Frequent interaction with customers.
May require travel for customer visits and recovery assignments.
Benefits
Salary: N400,000 - N600,000 monthly.
Pension Plan
Training & Development.
Leave Allowance
Health Insurance
How to Apply
Interested and qualified candidates should forward their CV to:
mary.uchechi@trinityfinancialng.com
using the job title as the subject of the email.
Application
Deadline:
2nd October, 2026.
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Lagos State
Loan Recovery Officer job vacancies in Nigeria