Payroll Lending Manager – Public Sector
AI summary
Strivo Labs is hiring an experienced Payroll Lending Manager for the public sector in Lagos, Nigeria. The role focuses on growing the payroll lending portfolio through government and MDA partnerships, managing loan origination and disbursement, and ensuring credit risk and regulatory compliance. The position is full-time and hybrid, offering a monthly salary of ₦750,000 to ₦1,000,000.
- Full-time hybrid role based in Lagos, Nigeria
- Salary range: ₦750,000 - ₦1,000,000 per month
- Requires 6-10 years of experience and a BA/BSc/HND or professional certificate
- Focus on government/MDA partnerships and payroll lending portfolio growth
- Extensive travel across Nigeria required
AI job guide
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AI salary guide
Source salary availableThe source lists ₦750,000 - ₦1,000,000/month. Confirm the final pay, benefits, contract terms and allowances directly with the employer before accepting an offer.
Can you qualify for this role?
- Required6+ years of relevant experienceThe job post includes a minimum experience signal.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in sales, retail, internshipThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in Not specifiedThe vacancy is associated with this location.
- UnclearComfort with the Full Time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Payroll Lending Manager – Public Sector evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Strivo Labs and the role in Not specified.
- Add concrete examples related to sales, retail, internship, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from MyJobMag Nigeria; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
Source and safety check
- MyJobMag Nigeria
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
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Interview preparation
- What experience makes you a strong fit for this Payroll Lending Manager – Public Sector role in sales, retail?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Not specified under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Strivo Labs before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Original source description
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At Strivo Labs, we are passionate about helping businesses scale with speed and precision. We specialize in providing end-to-end digital solutions, from custom design and MVP development to automation and content creation.
Payroll Lending Manager – Public Sector
Job Type: Full Time
,
Hybrid
Qualifications
- BA/BSc/HND
- ,
- Professional Certificate
Experience
6 - 10 years
Location: Lagos
Job Field: Human Resources / HR
Salary Range
₦750,000 - ₦1,000,000/month
We are seeking an experienced Payroll Lending Manager – Public Sector to drive the growth and performance of the public-sector payroll lending portfolio.
The successful candidate will be responsible for developing and managing government/MDA partnerships, driving loan origination and disbursement, managing portfolio performance, and ensuring effective check-off deductions, remittance, credit risk management, and regulatory compliance.
The role requires strong stakeholder and relationship management skills, particularly within government and public-sector environments, as well as the willingness to travel extensively across Nigeria.
in consumer or retail lending, with demonstrable exposure to public-sector, payroll, or check-off lending.
Proven
managing a lending portfolio and driving portfolio growth and performance.
Strong understanding of public-sector payroll/check-off lending, deduction, and remittance structures.
Established working relationships with government payroll platforms such as IPPIS, SIFMIS, state equivalents, or MDA payroll units is strongly preferred.
managing lending portfolios through changes in government administration or public-sector policies is an advantage.
Strong credit assessment, underwriting, portfolio management, and analytical skills.
Strong portfolio analytics and performance reporting capabilities.
Proficiency with loan management systems and reporting tools.
in fintech, consumer lending, or digital credit operations is highly preferred.
Relevant professional certification in credit, risk, banking, finance, or a related discipline is an advantage.
CIBN, RIMAN, ICAN, or equivalent certification is an added advantage.
Strong stakeholder management skills, particularly within government, public-sector, and union environments.
Strong negotiation and relationship management skills.
Demonstrated
driving lending growth, portfolio improvement, or operational transformation initiatives.
Strong regulatory and business awareness, with the resilience and adaptability required to operate in complex public-sector environments.
Strong ownership, judgement, and follow-through.
Ability to manage multiple priorities and meet portfolio targets.
Willingness and ability to travel extensively across Nigeria.
What We’re Looking For:
The ideal candidate should have strong
in public-sector payroll or check-off lending, with the ability to build and maintain government/MDA relationships while managing lending growth, portfolio quality, deductions, and remittances.
You should be commercially driven, highly organised, and comfortable navigating complex stakeholder and regulatory environments while maintaining strong portfolio performance.
Note
: Growth Bonus is involved.
Check how your CV aligns with this job
Method of Application
- Send CV to:
- hiring@strivolabs.com
- Build your CV for free.
- Download in different templates.
Key Responsibilities
- Lending Growth & Strategic Partnerships:
- Build, onboard, and manage relationships with government MDAs, payroll administrators, employers, corporates, and SMEs to establish and sustain salary deduction and check-off arrangements.
- Drive loan origination, disbursement volumes, and portfolio growth across public and private-sector segments in line with approved targets and risk appetite.
- Identify and develop new MDA mandates, employer partnerships, and business development opportunities to expand the payroll lending pipeline.
- Collaborate with Sales, Business Development, Credit, Risk, and other relevant teams to drive portfolio growth.
- Develop and maintain strong relationships with key public-sector stakeholders to support business growth and protect existing lending arrangements.
- Underwriting, Deduction & Loan Management:
- Develop and continuously improve underwriting criteria for public and private-sector borrowers, considering factors such as grade level, years to retirement, deduction limits, employer standing, industry risk, employment tenure, income verification, and deduction reliability.
- Coordinate with government payroll platforms and employer HR/payroll teams to validate employment status, salary, deduction consent, and ongoing remittance.
- Monitor deduction and remittance performance and promptly resolve issues relating to non-remittance, partial remittance, or deduction stoppages.
- Track employment changes, including redeployment, promotion, transfer, retirement, resignation, termination, and change of employer, to minimise repayment disruptions and portfolio delinquency.
- Manage repayment transitions where payroll deductions cease, including moving affected accounts to direct collection arrangements where required.
- Portfolio Risk, Compliance & Recovery:
- Monitor government policies, public-sector pay structures, employer restructuring, salary delays, financial distress, and other risk indicators that may affect portfolio performance.
- Adjust lending exposure where necessary based on emerging portfolio and employer-level risks.
- Own portfolio quality across the payroll lending book, including Portfolio-at-Risk (PAR) and Non-Performing Loan (NPL) performance.
- Drive appropriate remedial, collections, and recovery actions on delinquent accounts.
- Work closely with Legal, Compliance, Credit, and Risk teams to ensure lending activities, deduction arrangements, and employer partnerships comply with applicable regulatory and internal requirements.
- Maintain an appropriate balance between portfolio growth, credit quality, risk management, and regulatory compliance.
- Stakeholder & Relationship Management:
- Maintain effective relationships with MDA officials, government payroll administrators, pension administrators, treasury officials, employer HR/payroll teams, and other relevant stakeholders.
- Protect existing deduction arrangements and identify opportunities for portfolio expansion.
- Proactively resolve stakeholder, operational, payroll, deduction, and remittance-related issues that could affect loan repayment or portfolio performance.
- Navigate complex public-sector and government stakeholder environments while maintaining strong professional relationships.
- Reporting & Performance Management:
- Prepare periodic management reports covering loan origination, disbursement, portfolio growth, PAR, NPL, remittance rates, MDA mandates, employer partnerships, and other key portfolio indicators.
- Track loan approval and disbursement turnaround times and drive improvements against agreed service and performance targets.
- Monitor portfolio performance against agreed growth, quality, and operational targets.
- Provide management with actionable insights on portfolio performance, emerging risks, deduction trends, and business growth opportunities.
Requirements
- Bachelor’s degree in Finance, Economics, Business Administration, or a related field.
- 6–10 years of