Relationship Officer
AI summary
Polaris Bank Limited is hiring a Relationship Officer in Lagos to manage and grow corporate banking relationships across key sectors including Oil & Gas, Telecommunications, Power & Infrastructure, Agriculture, Non-Oil Exports, Manufacturing, Large Corporates, and Conglomerates. The role focuses on relationship management, business development, credit analysis, and preparing Credit Approval Memoranda for credit requests.
- Corporate banking relationship management role in Lagos
- Covers key sectors including Oil & Gas, Telecom, Power, Agriculture, and Manufacturing
- Requires strong relationship management and credit analysis skills
- Full-time position at a major Nigerian commercial bank
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Not enough public dataNot enough public salary data is available for this exact role. Before applying, prepare to ask about gross pay, benefits, contract length, probation period, transport and any allowances.
Can you qualify for this role?
- UnclearRelated work experienceThe text mentions experience, but the exact level should be confirmed at source.
- PreferredPractical evidence in internship, entregador, financeThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in LagosThe vacancy is associated with this location.
- UnclearComfort with the Full Time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Relationship Officer evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Polaris Bank Limited and the role in Lagos.
- Add concrete examples related to internship, entregador, finance, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from Jobzilla Nigeria; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
- Prepare a polite question about pay, benefits and contract terms for later interview stages.
Source and safety check
- Jobzilla Nigeria
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Relationship Officer role in internship, entregador?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Lagos under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Polaris Bank Limited before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Original source description
Job Title: Relationship Officer
Job Type: Full time
Relationship Officer at Polaris Bank Limited
⏲
Sep 23, 2026, 7:03 AM
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Polaris Bank was established by the Central Bank of Nigeria (CBN) on September 21, 2018 to offer commercial banking services to the Nigerian public. The bank commenced services on the same day, having purchased the assets and assumed certain liabilities of the defunct Skye Bank.With a footprint of over 350 branches across the country, Polaris Bank prides itself in delivering exceptional customer experience, leveraging best in class/state of the art Information Communication Technology (ICT). By focusing on ICT solutions across multiple service delivery channels (mobile banking, ATMs, POS and online platforms) Polaris Bank maintains a pivotal role in the Nigerian banking industry, providing customers with simple, convenient and secured banking services.
We are recruiting to fill the position below:
Location: Lagos
Job Summary
The ideal candidate must possess in-depth knowledge of the assigned sectors, understand industry-specific value chains and business dynamics, and demonstrate strong relationship management and credit analysis capabilities.
We are seeking an experienced and result-oriented Relationship Managers, Corporate Banking to manage and grow corporate banking relationships across key sectors including Oil & Gas, Telecommunications, Power & Infrastructure, Agriculture, Non-Oil Exports, Manufacturing, Large Corporates, and Conglomerates.
The successful candidate will be responsible for originating, developing, and managing corporate client relationships, driving revenue growth, identifying business opportunities, conducting credit analysis, and preparing high-quality Credit Approval Memorandum (CAM) for credit requests.
The successful candidate will be responsible for:
Relationship Management:
Identify new business opportunities and actively grow the bank's corporate customer base.
Develop and manage profitable relationships with corporate clients across various sectors.
Maintain regular engagement with existing and prospective clients to understand their banking needs.
Deliver tailored banking solutions to clients while ensuring superior customer experience.
Business Development:
Increase wallet share and penetration within assigned portfolios.
Drive the acquisition of quality corporate accounts and revenue-generating opportunities.
Market the bank's products and services to existing and potential customers.
Achieve assigned financial and business development targets.
Credit Analysis and CAM Preparation:
Assess credit risks and recommend appropriate mitigating measures.
Monitor approved credit facilities and ensure compliance with credit terms and conditions.
Conduct detailed financial and credit analysis on corporate customers.
Present credit proposals to internal approval committees where required.
Prepare comprehensive and high-quality Credit Approval Memorandum (CAM) for credit facilities and renewals.
Sector Coverage and Advisory:
Maintain deep knowledge of the following sectors:
Manufacturing
Large Corporates
Telecommunications
Oil & Gas
Agriculture & Non-Oil Exports
Conglomerates
Power & Infrastructure
Provide industry insights and advisory support to clients and internal stakeholders.
Understand sector trends, market developments, key risks, and opportunities.
Portfolio Management:
Monitor portfolio performance and ensure asset quality.
Minimize non-performing loans through proactive portfolio monitoring.
Ensure timely renewal of facilities and compliance with regulatory and internal requirements.
Prepare portfolio reviews and management reports as required.
Compliance and Risk Management
Perform Know Your Customer (KYC) and Anti-Money Laundering (AML)
Requirements
- in line with regulatory guidelines.
- Ensure adherence to bank policies, regulatory requirements, and risk management standards.
- Identify and escalate emerging risks within customer portfolios.
- Proven ability to originate and structure corporate banking transactions.
- Strong understanding of corporate financial statements and credit assessment techniques.
- Extensive
Experience
in preparing and defending Credit Approval Memorandum (CAM).
Ability to identify business opportunities and convert prospects into profitable banking relationships.
Demonstrated
managing clients within one or more of the following sectors:
Manufacturing
Agriculture & Non-Oil Exports
Power & Infrastructure
Large Corporates
Conglomerates
Oil & Gas
Telecommunications
Strong knowledge of lending processes, risk management principles, and regulatory requirements.
3-7 years of relevant
in Corporate Banking, Commercial Banking, Relationship Management, or Credit Analysis.
Excellent stakeholder engagement and client relationship management capabilities.
Required Skills:
Technical Skills:
Financial modelling and cash flow analysis.
Financial statement analysis and interpretation.
Strong Credit Approval Memorandum (CAM) writing skills.
Knowledge of banking products and corporate finance solutions.
Credit risk assessment and portfolio management.
Industry and sector analysis.
Corporate lending and transaction structuring.
Sector Knowledge:
In-depth understanding of the operations, value chains, risks, and opportunities within:
Manufacturing
Telecommunications
Large Corporates
Conglomerates
Oil & Gas
Agriculture & Non-Oil Exports
Power & Infrastructure
Soft Skills:
Excellent relationship management skills.
Effective communication and presentation skills.
Ability to work independently and as part of a team.
Results-oriented with a strong commercial mindset.
Strong business development and negotiation capabilities.
Analytical and problem-solving abilities.
Strong interpersonal and stakeholder management skills.
High attention to detail.
Key Competency Requirement:
Demonstrable expertise in CAM writing and credit proposal preparation is a mandatory requirement for this role.
How to Apply
Interested and qualified candidates should:
Click here to apply online
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Lagos State
Relationship Officer job vacancies in Nigeria