Treasury Management Officer
AI summary
CredPal is hiring an experienced Treasury Management Officer in Lagos to manage daily cash and liquidity, cash-flow forecasting, fund allocation, banking operations, and treasury reporting. The role supports lending activities and financial controls within a fast-paced fintech environment. Candidates need a BA/BSc/HND and at least 4 years of relevant experience.
- Full-time treasury role in a fintech company based in Lagos
- Focus on cash-flow management, liquidity planning, and fund allocation
- Requires BA/BSc/HND and minimum 4 years experience
- Involves banking operations, FX management, and treasury reporting
- Suitable for candidates with Finance/Accounting/Audit background
AI job guide
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AI salary guide
Not enough public dataNot enough public salary data is available for this exact role. Before applying, prepare to ask about gross pay, benefits, contract length, probation period, transport and any allowances.
Can you qualify for this role?
- Required4+ years of relevant experienceThe job post includes a minimum experience signal.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in internship, finance, TreasuryThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in Not specifiedThe vacancy is associated with this location.
- UnclearComfort with the Full Time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Treasury Management Officer evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to CredPal and the role in Not specified.
- Add concrete examples related to internship, finance, Treasury, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from MyJobMag Nigeria; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
- Prepare a polite question about pay, benefits and contract terms for later interview stages.
Source and safety check
- MyJobMag Nigeria
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Treasury Management Officer role in internship, finance?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Not specified under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research CredPal before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Original source description
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CredPal is an innovative solution that seeks to combat the ever complex loan approval process that has deterred millions from achieving specific gaols over the years. We believe quality of life can be drastically improved if individuals can easily make purchases and pay overtime at their convenience with reduced or no financial pressure, while also increa...
Treasury Management Officer
Job Type: Full Time
Qualifications
BA/BSc/HND
Experience
4 years
Location: Lagos
Job Field: Finance / Accounting / Audit
Purpose Statement
We are seeking an experienced Treasury Management Officer who will be responsible for supporting our day-to-day treasury operations, with a strong focus on
cash-flow management, liquidity planning, fund allocation, banking operations, financial controls, and cash optimization
. The role will ensure that the business has clear visibility into its cash position and that funds are efficiently allocated across lending activities, operational expenses, investments, partner obligations, and other business requirements. The ideal candidate should be analytical, highly detail-oriented, commercially aware, and comfortable working within a fast-paced fintech environment where cash movements, funding requirements, and business priorities can change rapidly.
in treasury, corporate finance, banking, financial operations, or a related role.
within
fintech, banking, lending, payments, or financial services
is strongly preferred.
Strong practical knowledge of
cash management, liquidity planning, cash-flow forecasting, working capital, and fund allocation
.
managing multiple bank accounts, fund transfers, settlements, reconciliations, and treasury reporting.
Good understanding of
banking operations, foreign exchange, interest rates, investments, and treasury risk management
.
Strong financial and numerical analysis skills with the ability to identify cash-flow trends, variances, and potential funding gaps.
Advanced proficiency in
Microsoft Excel or Google Sheets
, with
building cash-flow models, reports, trackers, and management dashboards.
Strong understanding of financial controls, approval processes, reconciliation standards, and transaction documentation.
Ability to manage high-value financial transactions with a high level of accuracy, confidentiality, and accountability.
Strong problem-solving, analytical, organizational, and decision-making skills.
Ability to work effectively under pressure, manage competing priorities, and meet time-sensitive financial obligations.
Strong communication and stakeholder-management skills, with the ability to collaborate across Finance, Credit, Collections, Operations, Compliance, Product, and Management.
Comfortable working in a fast-paced, technology-driven environment with a strong focus on continuous process improvement and automation.
with ERP systems, treasury management systems, banking platforms, or financial reporting tools is an added advantage.
Relevant professional certification such as
ACA, ACCA, ICAN, CFA, or CTP
is an added advantage
Check how your CV aligns with this job
Method of Application
- Interested and qualified? Go to
- CredPal on credpal.zohorecruit.com
- to apply
- Build your CV for free.
- Download in different templates.
Responsibilities
- Daily Cash & Liquidity Management:
- Monitor daily cash positions across bank accounts, wallets, payment platforms, and other financial channels to ensure adequate liquidity for lending activities, settlements, operational expenses, and other obligations.
- Cash-Flow Forecasting:
- Maintain short-, medium-, and long-term cash-flow forecasts, incorporating expected inflows, collections, disbursements, operating expenses, investments, repayments, and other financial commitments.
- Cash-Flow Optimization:
- Identify opportunities to improve the timing and allocation of cash, reduce idle funds, optimize working capital, and improve the overall efficiency of CredPal's cash deployment.
- Funding & Lending Support:
- Work closely with Finance, Credit, Collections, and Business teams to understand lending
Requirements
- and ensure adequate funding is available to support credit-card, installment-loan, and other lending activities.
- Collections & Inflow Monitoring:
- Track expected collections and other material inflows against actual receipts, highlight significant variances, and support improved visibility into cash available for redeployment.
- Banking Operations:
- Manage day-to-day relationships with banks and financial institutions, including account operations, transfers, placements, settlements, banking charges, transaction limits, and resolution of treasury-related issues.
- Fund Allocation:
- Coordinate the movement and allocation of funds across accounts and business units based on approved priorities while ensuring appropriate approvals, documentation, and controls.
- Investment & Surplus Cash Management:
- Support the placement of surplus liquidity in approved instruments, considering liquidity requirements, risk, tenor, yield, and counterparty exposure.
- Foreign Exchange Management:
- Monitor foreign-currency
- and exposures, support FX transactions, track applicable exchange rates, and identify opportunities to minimize unnecessary FX costs and exposure.
- Treasury Cost Management:
- Monitor bank charges, financing costs, transaction fees, interest expenses, and other treasury-related costs, identifying opportunities for negotiation and optimization.
- Reconciliation & Controls:
- Ensure treasury transactions are properly documented and reconciled and that movements of funds are supported by appropriate approvals and financial controls.
- Treasury Reporting:
- Prepare daily and weekly treasury reports covering cash position, liquidity, expected inflows and outflows, funding requirements, investments, liabilities, and significant cash-flow variances.
- Management Reporting:
- Provide Finance and Executive Management with timely insights on liquidity, cash utilization, funding gaps, treasury risks, and upcoming financial obligations to support decision-making.
- Treasury Risk Management:
- Monitor liquidity, counterparty, interest-rate, concentration, settlement, and foreign-exchange risks and escalate material exposures appropriately.
- Process Improvement & Automation:
- Work with Finance, Product, Operations, and Engineering teams to improve treasury processes, reporting, reconciliations, payment workflows, and automation.
- Compliance:
- Ensure treasury activities comply with internal policies, approval limits, regulatory requirements, contractual obligations, and applicable financial controls.
- Cross-Functional Collaboration:
- Partner closely with Finance, Credit, Collections, Operations, Product, Compliance, and senior management to ensure financial resources are aligned with business priorities.
- Key Success Metrics
- Accurate and timely cash-flow and liquidity reporting.
- Sufficient liquidity to meet business and lending obligations.
- Improved cash utilization and reduced idle funds.
- Reduced banking, transaction, and FX-related costs.
- Timely reconciliation with minimal unresolved variances.
- Early identification and escalation of funding gaps.
- Strong compliance with treasury controls and approval processes.
- Improved treasury efficiency through process optimization and automation.
- Bachelor’s degree in Finance, Accounting, Economics, Banking & Finance, Business Administration, or a related discipline.
- Minimum of
- 4years years of relevant