Treasury Management Officer
AI summary
CredPal Limited is hiring a Treasury Management Officer in Lagos, Nigeria on a full-time hybrid basis. The role focuses on cash-flow management, liquidity planning, banking operations, FX management, and treasury reporting within a fast-paced fintech environment. The position supports lending activities, funding, and cross-functional financial operations.
- Full-time hybrid role based in Lagos, Nigeria
- Focus on treasury operations, cash-flow forecasting, and liquidity management
- Requires strong analytical skills and fintech experience
- Involves banking relationships, FX management, and treasury risk oversight
- Supports lending, funding, and cross-functional financial operations
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Not enough public dataNot enough public salary data is available for this exact role. Before applying, prepare to ask about gross pay, benefits, contract length, probation period, transport and any allowances.
Can you qualify for this role?
- UnclearRelated work experienceThe text mentions experience, but the exact level should be confirmed at source.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in internship, finance, TreasuryThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in LagosThe vacancy is associated with this location.
- UnclearComfort with the Full Time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Treasury Management Officer evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to CredPal Limited and the role in Lagos.
- Add concrete examples related to internship, finance, Treasury, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from Jobzilla Nigeria; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
- Prepare a polite question about pay, benefits and contract terms for later interview stages.
Source and safety check
- Jobzilla Nigeria
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Treasury Management Officer role in internship, finance?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Lagos under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research CredPal Limited before the interview.
Ask what the first priorities will be in the role and how success will be measured.
Similar jobs to consider
Use AI to apply better
After confirming the original source, use Career Assistant to check role fit, tailor your CV and prepare a cover letter or employer message.
Original source description
Job Title: Treasury Management Officer
Job Type: Full Time/Hybrid
Treasury Management Officer at CredPal Limited
⏲
Sep 17, 2026, 6:06 AM
⋕
View all Banking & Financial Services jobs
Credpal is an innovative solution that seeks to combat the ever complex loan approval process that has deterred millions from achieving specific goals over the years. We believe quality of life can be drastically improved if individuals can easily make purchases and pay overtime at their convenience with reduced or no financial pressure, while also increasing their purchasing capabilities.
We are recruiting to fill the position below:
Location: Lagos, Nigeria
Purpose Statement
The role will ensure that the business has clear visibility into its cash position and that funds are efficiently allocated across lending activities, operational expenses, investments, partner obligations, and other business requirements.
We are seeking an experienced Treasury Management Officer who will be responsible for supporting our day-to-day treasury operations, with a strong focus on cash-flow management, liquidity planning, fund allocation, banking operations, financial controls, and cash optimization.
The ideal candidate should be analytical, highly detail-oriented, commercially aware, and comfortable working within a fast-paced fintech environment where cash movements, funding requirements, and business priorities can change rapidly.
Responsibilities
Funding & Lending Support: Work closely with Finance, Credit, Collections, and Business teams to understand lending
Requirements
- and ensure adequate funding is available to support credit-card, installment-loan, and other lending activities.
- Management Reporting: Provide Finance and Executive Management with timely insights on liquidity, cash utilization, funding gaps, treasury risks, and upcoming financial obligations to support decision-making.
- Banking Operations: Manage day-to-day relationships with banks and financial institutions, including account operations, transfers, placements, settlements, banking charges, transaction limits, and resolution of treasury-related issues.
- Foreign Exchange Management: Monitor foreign-currency
- and exposures, support FX transactions, track applicable exchange rates, and identify opportunities to minimize unnecessary FX costs and exposure.
- Cash-Flow Forecasting: Maintain short-, medium-, and long-term cash-flow forecasts, incorporating expected inflows, collections, disbursements, operating expenses, investments, repayments, and other financial commitments.
- Cash-Flow Optimization: Identify opportunities to improve the timing and allocation of cash, reduce idle funds, optimize working capital, and improve the overall efficiency of CredPal's cash deployment.
- Treasury Cost Management: Monitor bank charges, financing costs, transaction fees, interest expenses, and other treasury-related costs, identifying opportunities for negotiation and optimization.
- Daily Cash & Liquidity Management: Monitor daily cash positions across bank accounts, wallets, payment platforms, and other financial channels to ensure adequate liquidity for lending activities, settlements, operational expenses, and other obligations.
- Process Improvement & Automation: Work with Finance, Product, Operations, and Engineering teams to improve treasury processes, reporting, reconciliations, payment workflows, and automation.
- Investment & Surplus Cash Management: Support the placement of surplus liquidity in approved instruments, considering liquidity requirements, risk, tenor, yield, and counterparty exposure.
- Cross-Functional Collaboration: Partner closely with Finance, Credit, Collections, Operations, Product, Compliance, and senior management to ensure financial resources are aligned with business priorities.
- Treasury Risk Management: Monitor liquidity, counterparty, interest-rate, concentration, settlement, and foreign-exchange risks and escalate material exposures appropriately.
- Treasury Reporting: Prepare daily and weekly treasury reports covering cash position, liquidity, expected inflows and outflows, funding requirements, investments, liabilities, and significant cash-flow variances.
- Reconciliation & Controls: Ensure treasury transactions are properly documented and reconciled and that movements of funds are supported by appropriate approvals and financial controls.
- Compliance: Ensure treasury activities comply with internal policies, approval limits, regulatory requirements, contractual obligations, and applicable financial controls.
- Collections & Inflow Monitoring: Track expected collections and other material inflows against actual receipts, highlight significant variances, and support improved visibility into cash available for redeployment.
- Fund Allocation: Coordinate the movement and allocation of funds across accounts and business units based on approved priorities while ensuring appropriate approvals, documentation, and controls.
- Key Success Metrics
- Sufficient liquidity to meet business and lending obligations.
- Strong compliance with treasury controls and approval processes.
- Accurate and timely cash-flow and liquidity reporting.
- Improved cash utilization and reduced idle funds.
- Reduced banking, transaction, and FX-related costs.
- Timely reconciliation with minimal unresolved variances.
- Early identification and escalation of funding gaps.
- Improved treasury efficiency through process optimization and automation.
Experience
within fintech, banking, lending, payments, or financial services is strongly preferred.
Ability to manage high-value financial transactions with a high level of accuracy, confidentiality, and accountability.
Relevant professional certification such as ACA, ACCA, ICAN, CFA, or CTP is an added advantage.
Strong financial and numerical analysis skills with the ability to identify cash-flow trends, variances, and potential funding gaps.
Comfortable working in a fast-paced, technology-driven environment with a strong focus on continuous process improvement and automation.
Strong understanding of financial controls, approval processes, reconciliation standards, and transaction documentation.
Minimum of 4 years years of relevant
in treasury, corporate finance, banking, financial operations, or a related role.
with ERP systems, treasury management systems, banking platforms, or financial reporting tools is an added advantage.
Bachelor’s Degree in Finance, Accounting, Economics, Banking & Finance, Business Administration, or a related discipline.
managing multiple bank accounts, fund transfers, settlements, reconciliations, and treasury reporting.
Good understanding of banking operations, foreign exchange, interest rates, investments, and treasury risk management.
Strong practical knowledge of cash management, liquidity planning, cash-flow forecasting, working capital, and fund allocation.
Advanced proficiency in Microsoft Excel or Google Sheets, with
building cash-flow models, reports, trackers, and management dashboards.
Strong problem-solving, analytical, organizational, and decision-making skills.
Strong communication and stakeholder-management skills, with the ability to collaborate across Finance, Credit, Collections, Operations, Compliance, Product, and Management.
Ability to work effectively under pressure, manage competing priorities, and meet time-sensitive financial obligations.
Benefits
Professional development opportunities.
Opportunity to work with cutting-edge products and technologies.
Competitive salary package.
Supportive and approachable management team dedicated to your success.
A collaborative and inclusive work culture that fosters growth and innovation.
How to Apply
Interested and qualified candidates should:
Click here to apply online
View all Jobs in Nigeria