Credit Risk Manager
AI job insight
Palmpay Limited is hiring a Credit Risk Manager to lead the SME credit underwriting function, oversee the underwriting team, review complex credit applications, and manage portfolio quality. The role requires 5–8 years of credit risk or SME lending experience and offers a gross monthly salary of N800,000.
- Leads SME credit underwriting and supervises the underwriting team
- Gross salary of N800,000 per month
- Requires 5–8 years of credit risk or SME lending experience
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Palmpay Limited is hiring a Credit Risk Manager to lead the SME credit underwriting function, oversee the underwriting team, review complex credit applications, and manage portfolio quality. The role requires 5–8 years of credit risk or SME lending experience and offers a gross monthly salary of N800,000.
- Leads SME credit underwriting and supervises the underwriting team
- Gross salary of N800,000 per month
- Requires 5–8 years of credit risk or SME lending experience
- Professional certifications such as ACCA, CFA, or FRM are an added advantage
- Apply by email with CV and job title as subject by 10th October 2026
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Source salary availableThe source lists N800,000 monthly gross. Confirm the final pay, benefits, contract terms and allowances directly with the employer before accepting an offer.
Can you qualify for this role?
- Required5+ years of relevant experienceThe job post includes a minimum experience signal.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in sales, finance, credit riskThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in IkejaThe vacancy is associated with this location.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Credit Risk Manager evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Palmpay Limited and the role in Ikeja.
- Add concrete examples related to sales, finance, credit risk, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from Jobzilla Nigeria; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
Source and safety check
- Jobzilla Nigeria
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Credit Risk Manager role in sales, finance?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Ikeja under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Palmpay Limited before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Use AI to apply better
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Original source description
The role involves overseeing the underwriting team, reviewing complex credit applications, managing portfolio quality, and collaborating with Risk, Verification, Collections to minimize credit losses while supporting sustainable business growth.
The Credit Risk Manager will lead the credit underwriting function for SME loans, ensuring high-quality credit decisions in line with the Bank’s credit policies and risk appetite.
Key Responsibilities
- Lead and supervise the Credit Underwriting team, ensuring timely and accurate credit decisions.
- Work closely with Field Verification, Collections, Sales, and Risk teams to improve loan quality and reduce default rates.
- Review and approve SME loan applications in line with the our credit policy and risk framework.
- Monitor portfolio quality, identify emerging credit risks, and recommend mitigation strategies.
- Assess complex credit proposals, financial statements, cash flow, and business performance.
- Develop and implement underwriting standards, policies, and process improvements.
Requirements
- Previous experience in banking, fintech, digital lending, or microfinance is mandatory.
- Sound understanding of SME credit analysis, financial statement analysis, and lending policies.
- Professional certifications such as ACIB, ACA, ACCA, CFA, FRM, CRCMP, or related risk/credit certifications will be an added advantage.
- Bachelor’s Degree in Finance, Accounting, Economics, Business Administration, or a related field.
- Excellent leadership, stakeholder management, and report-writing skills.
- 5 - 8 years experience in credit underwriting, credit risk management, or SME lending.
- N800,000 monthly gross.
- How to Apply
- Interested and qualified candidates should send their CV to:
- [email protected]
- using “Credit Risk Manager” as the subject of the email.
- Application Deadline:
- 10th October, 2026.
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- Lagos State and 1 other location
- Lagos State
- ,
- Ikeja
- Credit Risk Manager job vacancies in Nigeria