Field Credit Officer
AI job insight
Moniepoint Incorporated is recruiting a Field Credit Officer in Akwa Ibom for an onsite, outsourced role reporting to the Regional Credit Manager. The officer will assess and onboard business borrowers, manage loan portfolios, and recommend credit actions to management.
- Onsite role in Akwa Ibom reporting to the Regional Credit Manager.
- Onboards SME businesses and manages credit access and loan portfolios.
- Assesses borrowers using financial analysis and the 5Cs of credit.
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Moniepoint Incorporated is recruiting a Field Credit Officer in Akwa Ibom for an onsite, outsourced role reporting to the Regional Credit Manager. The officer will assess and onboard business borrowers, manage loan portfolios, and recommend credit actions to management.
- Onsite role in Akwa Ibom reporting to the Regional Credit Manager.
- Onboards SME businesses and manages credit access and loan portfolios.
- Assesses borrowers using financial analysis and the 5Cs of credit.
- Employment type is outsourced; salary and working hours are not stated.
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Source salary availableThe source lists Competitive compensation, benefits, and career growth opportunities. Confirm the final pay, benefits, contract terms and allowances directly with the employer before accepting an offer.
Can you qualify for this role?
- UnclearRelated work experienceThe text mentions experience, but the exact level should be confirmed at source.
- PreferredPractical evidence in sales, finance, Credit officerThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in Akwa IbomThe vacancy is associated with this location.
- UnclearComfort with the Contract contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Field Credit Officer evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Moniepoint Incorporated and the role in Akwa Ibom.
- Add concrete examples related to sales, finance, Credit officer, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from Jobzilla Nigeria; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
- Prepare a polite question about pay, benefits and contract terms for later interview stages.
Source and safety check
- Jobzilla Nigeria
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Field Credit Officer role in sales, finance?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Akwa Ibom under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Moniepoint Incorporated before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Original source description
Field Credit Officer (Akwa Ibom) at Moniepoint Incorporated
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Oct 26, 2026, 6:17 AM
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Moniepoint Incorporated is a global business payments and banking platform and recently became QED Investors’ first investment in Africa. We are the partner of choice for over 600,000 businesses of all sizes, powering the dreams of SMBs and providing them with equal access to the tools they need to grow and scale.
We are recruiting to fill the position below:
Job Title: Field Credit Officer
Location: : Akwa Ibom
Employment Type: Outsourced
Reports to: Regional Credit Manager
Work Mode: Onsite
About this role
You would also be responsible for making deductions from several information sources about the 5Cs of credit, with capacity, character, and capital as major priorities.
As a Field Credit Officer, you would be saddled with the duty of onboarding and managing businesses that would access our credit products.
You would be tasked with growing your loan portfolio while maintaining profitability by ensuring that all loans are repaid as and when due.
As a result, you would play a vital role in the assessment of these businesses during their credit application and leverage innovative tools we have developed to help you monitor their performance during the course of the loan.
Make recommendations to management before, during, and after the disbursement of a loan facility as to the best actions to be taken, considering several economic factors.
Key Accountabilities
- Identify and onboard viable businesses within your assigned geographical area to open business accounts with Moniepoint
- Perform all other credit-related functions as may be assigned by a supervisor
- Embark on physical visitation to potential borrowers’ business places for evaluation of business books, taking inventory and turnover into consideration
- Engage customers to ensure optimal usage of accounts to allow them to qualify for access to credit
- Meet gross loan portfolio targets and portfolio profit targets by maintaining a healthy number of loan customers while ensuring that all loans in portfolio are performing
- Monitor active loan portfolio to ensure continued use of business account and loan repayment performance
- Review and approve (or decline) loan requests by thoroughly analyzing all the data available
- Experience & Background
- Good knowledge of financial analysis is an added advantage
- Minimum of an OND in any business-related discipline
- Minimum of 2 years’ experience in a sales role for credit products in a financial institution
- Demonstrable knowledge of credit risk analysis
- Skills & Competencies:
- Proven simple/complex analytical skills
- Agility and perseverance
- Excellent communication, presentation, and interpersonal skills
- Apt attention to details
- What success looks like in this role:
- Consistent achievement of gross loan portfolio targets and portfolio profit targets.
- Maintaining a healthy, performing loan portfolio with minimized default rates through rigorous physical visitations and monitoring.
- Accurate credit risk assessments based on key factors like capacity, character, and capital.
- Successful onboarding and engagement of viable businesses that actively utilize Moniepoint business accounts.
- Why Join Us
- Opportunity to work with Africa’s fastest-growing fintech and make a direct impact on business growth across the region.
- Competitive compensation, benefits, and career growth opportunities.
- How to Apply
- Interested and qualified candidates should:
- Click here to apply online
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